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Baby health Insurance cover

hillbloom · 2015-02-15 20:27:59

Mods This might be in the wrong thread!! Baby 5 months old, added on to my Laya Insurance policy last week. The Dr informed me today he might have a small problem which could need surgery. I am wondering is there a waiting period for a baby of this age. I know he should have been put on at birth but thats no good now.

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15-02-2015 9:27pm

#1

hillbloom

Registered Users Posts: 852 ✭✭✭

Join Date: September 2011

Posts: 571

Mods This might be in the wrong thread!! Baby 5 months old, added on to my Laya Insurance policy last week. The Dr informed me today he might have a small problem which could need surgery. I am wondering is there a waiting period for a baby of this age. I know he should have been put on at birth but thats no good now.

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#2 15-02-2015 10:49pm
cyning

Registered Users Posts: 3,251 ✭✭✭

Join Date: October 2009

Posts: 3167

The waiting periods when not added at birth are same as adult: 6 months for non preexisting conditions and 5 years for pre existing. In saying that just ring and ask... It's the most definitive answer you will get. I really hope I'm wrong.

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