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Can I switch mortgage companies?

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  • 21-02-2015 3:28pm
    #1
    scunners
    Registered Users Posts: 34 ✭


    Our 2 yr fixed with BOI is ending in June. Are the banks accepting mortgage switches yet? On 4.6% at the moment and obviously would love smaller repayments. Thanks!


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    #2
    Heisenberg1
    Closed Accounts Posts: 2,511 ✭✭✭Heisenberg1


    scunners wrote: »
    Our 2 yr fixed with BOI is ending in June. Are the banks accepting mortgage switches yet? On 4.6% at the moment and obviously would love smaller repayments. Thanks!

    KBC and PTSB are offering switcher mortgages they also offer €1000 towards legal fees.

    http://www.kbc.ie/personal/mortgages/switchermortgages


    https://www.permanenttsb.ie/whatweoffer/mortgages/switching-mortgage/


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    #3
    restive
    Banned (with Prison Access) Posts: 1,066 ✭✭✭restive


    My 5 yr fixed is up this month with BOI. They wrote to me offering 4.5% variable or 2 yr 4% fixed.
    I phoned Kbc and was offered 3.75 % variable or 3.55 % subject to valuation.
    Perm tsb offered 3.7%.

    I phoned boi asked if the could do better. They offered 2yr 3.8% subject to valuation. I told them I got offered 3.55 %. She asked me where and I said KBC. She told me the had been getting alot of phone calls from customers.


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