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Past credit problem

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  • 28-02-2015 8:34pm
    #1
    algernonwilde
    Registered Users Posts: 3 ✭


    Hi. In 2013 my credit card was revoked (I was hit by illness and foolishly let it slide, I have never had any other problems like this previously), and I managed to pay off the balance in mid 2014. I am now completely debt free and I'm earning good money.

    I will now spend the next 3-4 years saving for a deposit for a house. Or so my plan goes.

    My question is, for how long will lenders be able to see that blot on my credit history?

    I keep hearing conflicting figures.

    Thanks.


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    #2
    Trish56
    Registered Users Posts: 1,256 ✭✭✭Trish56


    5 years after the loan is cleared.


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    #3
    algernonwilde
    Registered Users Posts: 3 ✭algernonwilde


    Trish56 wrote: »
    5 years after the loan is cleared.

    Four years saving it is, then!


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    #4
    miterreader
    Registered Users Posts: 3 ✭miterreader


    Hi guys myself and a small group of friends are doing this next spring but hope to complete it in two days. We obviously want to travel the shortest route which is 555k apparently but cannot find out what the actual route is. I have tried the various mapping tools and the shortest route I can map is 630k.


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