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Changing banks

Rasmus · 2015-03-09 13:02:47

I am thinking about moving banks as the quarterly fees, maintenance and transaction costs are becoming ridiculous. My question is if this would affect me in a negative fashion? Current bank says it will erase credit history to a certain extent. I have been with the bank for 20 years or so. Thanks

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09-03-2015 2:02pm

#1

Rasmus

Registered Users Posts: 2,075 ✭✭✭

Join Date: September 2009

Posts: 1938

I am thinking about moving banks as the quarterly fees, maintenance and transaction costs are becoming ridiculous. My question is if this would affect me in a negative fashion? Current bank says it will erase credit history to a certain extent. I have been with the bank for 20 years or so.
Thanks

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#2 09-03-2015 2:40pm
BuffyBot

Registered Users Posts: 24,924 ✭✭✭✭

Join Date: February 2002

Posts: 23571

It really won't do anything of note, apart from save you some money.

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#3 09-03-2015 9:57pm
JTMan

Registered Users Posts: 5,540 ✭✭✭

Join Date: January 2002

Posts: 5205

ICB maintain credit history. ICB is a 3rd party outside of the bank.

Switch and cut your current account fees.

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