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House Insurance Q [using NCB from 1 property to another]

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  • 24-03-2015 1:42pm
    #1
    TheDriver
    Registered Users Posts: 12,500 ✭✭✭✭


    Currently renting and have contents only with a nice NCB. Can I use this when getting full cover on a property I am buying and moving into? I note some websites only ask "Do you currently have house insurance" which in theory is yes......


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    #2
    peteb2
    Registered Users Posts: 1,813 ✭✭✭peteb2


    Household NCB's are theoretical. They arent actual no claims bonus like those that must be issued with a renewal notice for motor insurance. In fact if youve had a a claim or two within a 3 year period they wont quote you.

    its just a discount tool to be used in rates when they breakdown your price. Generally if you fill in form and they ask whether you've had a claim its to see if you fit their acceptance criteria.


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