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buchanan clark wells and credit score

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  • 26-03-2015 12:35am
    #1
    dashcamdanny
    Registered Users Posts: 1,920 ✭✭✭


    I have an old outstanding bill from Bord Gais for about 50 or 60 euro.

    BCW came after me for it. They upset me and I did not reply or answer them.
    It was 150 and when they came after me and I paid Bord Gais 100 directly after the first call.

    I know I should have paid the whole small amount and I made a mistake by not paying. More laziness than anything.

    This was about 1 year ago.

    I am applying for finance on a new car tomorrow . A homeowner with a perfect credit history apart from the small unpaid bill.


    It has me panicking a little. Will this silly bill ruin my day?


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    #2
    hfallada
    Closed Accounts Posts: 4,180 ✭✭✭hfallada


    No. Unless a company is a member of ICB, they cant affect your credit rating. Any of these 'solicitor letters', are just a mass mailing to scare people into paying a bill. Its not worthwhile taking someone to court for a €150 debt. You should be fine tomorrow


    http://www.icb.ie/membership.php


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