Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Claim from home insurance

Options
  • 30-03-2015 11:48pm
    #1
    Dubsey
    Registered Users Posts: 174 ✭✭


    Hi all,

    We have a wooden pole just outside our front door which has given way tonight it has been loose for a while. The roof is still intact thank god.

    The question I have is if this would typically be covered under home insurance and if so would it be worth claiming for given it woul prob take around 3 - 4 hundred quid to fix?


Comments

  • Options
    #2
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    Sounds as if it is a maintenance issue, which is never covered by insurance. What caused it to come down? Your policy excess is likely to be at least €200 regardless


  • Options
    #3
    coylemj
    Registered Users Posts: 25,437 ✭✭✭✭coylemj


    Dubsey wrote: »
    The question I have is if this would typically be covered under home insurance and if so would it be worth claiming for given it woul prob take around 3 - 4 hundred quid to fix?

    The answer to both questions is 'no'. Home insurance doesn't cover things that deteriorate over time (you said it was 'loose for a while') so your policy probably won't cover it and even if it did, you seriously do not want to be claiming off your policy for something that small.


Advertisement