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Insurance on privately sold car

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  • 05-04-2015 4:04pm
    #1
    DesperateDan
    Registered Users Posts: 1,583 ✭✭✭


    Apologies if this is a stupid question. I've never been insured and only have a provisional license.

    If I buy (privately) a second hand car - which I might not know the make and model of until the day before - how can I legally drive it home?


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    #2
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,920 Admin ✭✭✭✭✭Toots


    If you find out the make and model the day before, then you can get insurance from a website on the spot, although if you're only on a provisional you'll probably pay through the nose for it. Have you any idea of what sort of car you're looking for? Is it just something very basic to learn on?

    If you're going through a broker and you'll be buying the car on the weekend, you won't be able to arrange the insurance until the Monday. What you can do is get a friend or family member who has their own car and insurance to drive your car home for you. They'll need to check their own insurance to ensure that they are covered to do this, but most policies will allow the main driver to drive another car if it's owned by someone else.


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    #3
    GerardKeating
    Registered Users Posts: 7,652 ✭✭✭GerardKeating


    DesperateDan wrote: »
    Apologies if this is a stupid question. I've never been insured and only have a provisional license.

    If I buy (privately) a second hand car - which I might not know the make and model of until the day before - how can I legally drive it home?

    Since you are on a learners permit, the person in the car with you, might have insurance to drive it, let them drive it instead, otherwise, most companies allow you to switch cars over the phone, so unless you buy on a Sunday, you might be fine.

    Before you purchase a car privately, you should really get a CARTELL check, before you hand over any money.


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