motorbike isurance first time driver

moneymad · 10-04-2015 8:05pm #1

Just wondering on average what i would pay on a 250 starting off?
I know i'd pay about 2k for the bike and a few hundred for helmet gloves etc.
Just really looking to see how much it costs to start off.
Thanks a lot.

liamnojo92 · 10-04-2015 8:18pm

Got insured for €470 with mce at 22 tpf&t like 650 excess though

LookBehindYou · 10-04-2015 8:59pm

It depends on the insurance grouping of the 250.
Is it a high risk or not ?
Sometimes its cheaper to insure an sv 650.

liamnojo92 · 10-04-2015 9:08pm

Mine was a hornet 250 btw so cheaper than the likes of the cbr250rr but it has the same detuned engine so is still has a bit of poke.

moneymad · 10-04-2015 9:18pm

i was thinking of a Kawasaki Ninja 300 or honda cbr 250.

Topper Harley · 10-04-2015 9:31pm

My first time getting insured was on a Ninja 250 with a provisional licence. For third party it was about €500 and got quotes for 600/650s such as a Bandit, XJ6 and ER6 with restrictions and they were the exact same amount.

You can get a few online quotes with Liberty and compare different bikes with your own details.

moneymad · 10-04-2015 10:08pm

How did you find the nija as a first bike? SO going by all the replies here im looking at around 500 quid for insurance.

Topper Harley · 10-04-2015 10:40pm

moneymad wrote: »

How did you find the nija as a first bike? SO going by all the replies here im looking at around 500 quid for insurance.

Loved it. So easy to use and learn on. Perfect for getting around Dublin. Economical and a fair bit of power even for experienced riders but it needs to be revved high to get that power, whereas a 600 will have it more readily available. This is actually a good thing for a beginner though.

Bit of a head turner too. People are always admiring it, even experienced bikers who are sometimes surprised when they hear it's a 250.

I had great fun on it on the winding roads around the Wicklow Mountains and while it's not ideal for long journeys, it can hold it's own comfortably on motorways with my longest journey being Galway to Dublin. The bike handled it fine but I was a bit worse for wear due to the cold.

I got rid of it after a year and a half because I knew I wouldn't be able to use it for about a year and didn't want it just sitting there but when the time came to get a bike again, I went for a Ninja 250 again. I probably would have gotten an XJ6n if there was one available for the right price but there were hardly any of them around and I knew I'd have no regrets with a Ninja and there's usually plenty of them so they're good value. Many people tire of the Ninja though due to it only being 250 and want something bigger after a year or two. Not me though. I spent a while using a friends Bandit 650 and based on that experience I didn't feel like I had to have something bigger, I'd be happy either way. I'd probably feel different if I was regularly doing long journeys though.

motorbike isurance first time driver

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