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Lost Car no claims bonus in own name after accident

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  • 20-05-2015 2:27pm
    #1
    reni10
    Registered Users Posts: 1,156 ✭✭✭


    Just looking for some advice as I had a small accident during the year and the person I hit with my car claimed against my insurance and it was settled with a pay out to them.
    I had 3 years no claims bonus in my own name up until then so now have basically lost it.

    I now have received my renewal and it is nearly triple what I was paying so I am trying to shop around to get some new quotes.

    The question I have is around declaring no claims bonus as zero and then I am asked if I have any years as a named driver on someone else's policy and I am unsure what to put there.

    I have been listed on my husbands policy on his car for the last 3 years as well and have never had a claim against that so does this count as named driver experience?

    So would I be able to put something like 0 no claims bonus in my own name & 3 years no claims bonus as a named driver?

    Thanks...


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