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Coming home? Are you thinking about it?
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A lot of people have mentioned they will be taking a paycut to come home. Anyone have any tips on how to stop freaking out over this?!!
While I want to move home to be closer to my family and friends, I am second guessing my decision when I think about the reduction in wages (at least 30%), which therefore will have a big impact on my savings rate...which then affects my choices for the future. Beginning to think of the option of staying on for another year (even though im not particularly happy and it would be purely for the money aspect) But then I think to myself, that's not a great reason to stay and life is too short to stay in a place where you're not really happy
Gah, I sometimes hate having to make adult decisions
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A lot of people have mentioned they will be taking a paycut to come home. Anyone have any tips on how to stop freaking out over this?!!
While I want to move home to be closer to my family and friends, I am second guessing my decision when I think about the reduction in wages (at least 30%), which therefore will have a big impact on my savings rate...which then affects my choices for the future. Beginning to think of the option of staying on for another year (even though im not particularly happy and it would be purely for the money aspect) But then I think to myself, that's not a great reason to stay and life is too short to stay in a place where you're not really happy
Gah, I sometimes hate having to make adult decisions
I'm not happy about staying for any length of time but I'm resigned to staying for at least 4 years. 1 year wouldn't be so bad....I'm working to build a nest egg.
Oh, Also...if you're in high demand wherever you are..you could do what I'm going to try to do. Work remote for a US company.0 -
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A lot of people have mentioned they will be taking a paycut to come home. Anyone have any tips on how to stop freaking out over this?!!
While I want to move home to be closer to my family and friends, I am second guessing my decision when I think about the reduction in wages (at least 30%), which therefore will have a big impact on my savings rate...which then affects my choices for the future. Beginning to think of the option of staying on for another year (even though im not particularly happy and it would be purely for the money aspect) But then I think to myself, that's not a great reason to stay and life is too short to stay in a place where you're not really happy
Gah, I sometimes hate having to make adult decisions
A lot of people have given good advice in this thread but the best (imo, and worked for me) was to set a target (either date or $$$) and then stick to it.
If one more year would double your savings, or change the kind of jobs you can get back home, may be worth it. If not, then like you, I think going home is the right choice.I'm not happy about staying for any length of time but I'm resigned to staying for at least 4 years. 1 year wouldn't be so bad....I'm working to build a nest egg.
Oh, Also...if you're in high demand wherever you are..you could do what I'm going to try to do. Work remote for a US company.
Oh now there's an idea. How does that work? What have you figured out so far? I am in tech, but I'm not an engineer. Might work for me too, maybe.0 -
A lot of people have mentioned they will be taking a paycut to come home. Anyone have any tips on how to stop freaking out over this?!!
While I want to move home to be closer to my family and friends, I am second guessing my decision when I think about the reduction in wages (at least 30%), which therefore will have a big impact on my savings rate...which then affects my choices for the future. Beginning to think of the option of staying on for another year (even though im not particularly happy and it would be purely for the money aspect) But then I think to myself, that's not a great reason to stay and life is too short to stay in a place where you're not really happy
Gah, I sometimes hate having to make adult decisions
You have to ask yourself what your long-term plan is.- Where do you want to be (in terms of life and finances) in 10 and 20 years' time? (Yes, you should be thinking this far ahead, if for no other reason than that it's a useful exercise)
- How much money will you need to get there?
- Where will this money be more easily earned?
- How important are savings to you, with respect to achieving the outcome answered in question 1?
- And finally - why do you want to go back to Ireland so much?
Only you can answer these questions. You need to define where you want to be in life, and then design strategies to get you to that place. Strategy A - you stay abroad. How does this affect your ability to reach your 10-year goal? Strategy B - you repatriate. How does this affect your ability to reach your goal?
Once you know what you're aiming for and why you're aiming for it, planning and decision-making becomes easier.0 -
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astonaidan wrote: »Coming home from Toronto in one month, got offered PR with two companies but talked it over with my girlfriend and well we decided we couldnt do another Canadian winter
Kinda getting nervous as I dont know what Im going to do when I go home
Keep your chin up and focus on the positives, I say.
Otherwise you might quickly find yourself regretting it. It's a great move and I envy you. There's of course things which are better elsewhere but there's a lot more I miss0 -
September is a nice month to move back - not too winter-y yet, still bright late enough
Good time to go job hunting too.
I've a friend who just returned from three years away (one in new york, two in toronto) and she rented short term accommodation (found on daft) for three months, and managed to get a job (architect) within two weeks. She's hoping to find a place to rent for a year pretty soon. Was very impressed at her speed, but she basically didnt meet any friends until she had all that sorted, no break at all.
When we go back I hope to take some time off and have time to shop around, but I have a bit more flexibility than she does. If we had our own forum (shameless plug for forum idea "Coming Home" forum, for Irish Immigrants") hopefully we could support each other on these journeys 0 -
Suaimhneach wrote: »September is a nice month to move back - not too winter-y yet, still bright late enough
Good time to go job hunting too.
I've a friend who just returned from three years away (one in new york, two in toronto) and she rented short term accommodation (found on daft) for three months, and managed to get a job (architect) within two weeks. She's hoping to find a place to rent for a year pretty soon. Was very impressed at her speed, but she basically didnt meet any friends until she had all that sorted, no break at all.
When we go back I hope to take some time off and have time to shop around, but I have a bit more flexibility than she does. If we had our own forum (shameless plug for forum idea "Coming Home" forum, for Irish Immigrants") hopefully we could support each other on these journeys
That's really uplifting news to hear mate! I'm going to be back home in next April and feeling pretty nervous about finding work (I'm an Engineer), so to hear an architect got work in 2 weeks gives me a boost! Should also be a good month to be looking for work coming into the summer months. Not that there was much of a summer back home this year from what I've heard!
How much do you guys think is a good safety buffer financially to bring home? The dollar is just collapsing at the moment, and I'm losing a lot as each day goes by! Depressing! Hopefully I have enough to get myself set up again. 0 -
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Hopefully if the forums comes to life we can put a lot more into this, but I think you could manage really low budget, if you're willing to skip on a bunch of stuff.
Costs that I can think of, off the top of my head:
- Flight home (fly at a not-peak time, take connections to save money)
- Accommodation on return (assuming you dont want to / cant stay with friends or family)
- Time without income / while job searching (you could take temp/any work until you get desired work, or do a lot of work before coming home to try secure a role)
- Cost of living budget for time without job (dependent on whether you're staying with family or not)
- Cost of adjusting to home (new rain jacket? decent pair of boots...?!)
- Taxes (doing them in two countries for year sucks)
- Car / Insurance
Glad I could share some news that helps. The $ might be up by the time you're going back, 0 -
Suaimhneach wrote: »Hopefully if the forums comes to life we can put a lot more into this, but I think you could manage really low budget, if you're willing to skip on a bunch of stuff.
Costs that I can think of, off the top of my head:
- Flight home (fly at a not-peak time, take connections to save money)
- Accommodation on return (assuming you dont want to / cant stay with friends or family)
- Time without income / while job searching (you could take temp/any work until you get desired work, or do a lot of work before coming home to try secure a role)
- Cost of living budget for time without job (dependent on whether you're staying with family or not)
- Cost of adjusting to home (new rain jacket? decent pair of boots...?!)
- Taxes (doing them in two countries for year sucks)
- Car / Insurance
Glad I could share some news that helps. The $ might be up by the time you're going back,
If you've got a Pet, that can add to the price a bit.
If you can at all. Get a family member or friend to pick you up at the airport. Renting a car in Ireland is stupid expensive0 -
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There loads and remember they just cover the excess which is how the rental companies really screw you. I also understand that some USA credit cards are covering this again for Ireland. For years they were not.
http://www.carhireexcess.ie/
https://www.aig.ie/personal/car-hire-excess-insurance
https://www.axacarhireexcess.ie/
(google for more)
Lastly I rented cars in Ireland over 20 years and always found the best deals on Nova - http://www.novacarhire.com/
Wow. Thanks for the tip. You have save me over 300 Euro for my trip home at Christmas. I owe you a pint. Or two. 0 -
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I use www.autoeurope.ie for some years now, just a broker for some different crowds.
Don't book on US Sites ... doesn't include the insurance at all, looks cheap up front but ends up expensive!
Also Excess insurance is grand
I use this crowd:
http://www.insurance4carhire.com/?curID=2
Have never paid a cent extra than the quoted price.0 -
Ugh that saved me a ton of hassle too, THANKS!
I only drive automatic (learned in America) so that always drives up the cost for me
Also re "buying property in Ireland with money earned abroad and/or buying it from abroad" - no idea and would also love advice. I assume once you have the $$$ and a job a bank will give you the money. Maybe a guaruntor would help?0 -
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theemigrant wrote: »
Good read and well done for writing it. You made a decision that has cost you time with your son but in the long run will help provide for him on a long term basis. When he is older he will recognise the sacrifice you made. I tip my hat to you sir.0 -
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Don't know if it is a side-topic, if the "coming homers" have children of (secondary) school age and need to put the Leaving Cert into context. Yes, all systems have their weak points, but so to does the whole idea of processing children into third-level fodder at an age when most of them don't really know what they want to do. That's where the UK system is very weak, limiting the majority of teenagers to just three subjects (on average) then giving them the choice of hundreds of subjects, some of which are of limited usefulness (to be polite), and finally asking them to pick just five courses from the thousands on offer.
At least with the Leaving Cert they head into third level with six or seven subjects and have the chance to make a sharp change in direction even after they've filled in the CAO form without having to justify their change of mind. French children study an even wider range of subjects (the core curriculum is ridiculously all-inclusive) but the system falls down when everyone is guaranteed a place in university as long as they get a pass on aggregate.
One of the things that I've been most struck by with the Irish system is how much time and how many opportunities children have (in Dublin, at least) for all the extra-curricular activities that make up for the deficiencies in class-room learning. The youngsters 'round here don't get anything like that.
Albeit with a sample size of n=1 :pac: I've been able to see what happens when you bridge the divide. Half way through his French senior cycle, SonNo.1 woke up from his teenage yeahwhateverness and realised what he wanted to do with himself, which was to (first) get a place in UCD. It took him a long time (and his cousin's sorry example) to get his head round the idea of competition for places after a decade's égalité indoctrination (now that's a side topic ... ) At that stage, he'd already completed the first set of assessments and managed a satisfactory just-over-50% score, well short of what he'd need for UCD. Well, he did the maths himself and went all out to get scores in his other subjects high enough to bring his average up to the 500+ equivalent he needed. The end result: he got the highest grades in the canton (no-one else even came close
) ... but he still only "scraped into" his UCD course. Now, in Ireland, he'd be described as "average", but he's way ahead of his former French classmates in terms of all-round education. 0 -
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Huh, that's kinda amusing to me. Unlikely much will change if those folks get elected, right? They have to get majority in a bunch of houses (american politics is confusing to me) and it would take a while to bring the whole country to sh!t?
We're hoping for early new year, but probably the worst time weather-wise to move back.
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Suaimhneach wrote: »Huh, that's kinda amusing to me. Unlikely much will change if those folks get elected, right? They have to get majority in a bunch of houses (american politics is confusing to me) and it would take a while to bring the whole country to sh!t?
We're hoping for early new year, but probably the worst time weather-wise to move back.
Nah, Obama is kind of setting a precedent now for bypassing all of that and just using his executive orders. I don't think he's used the power to do anything too detrimental but he may be opening the floodgates for the next President and if that's Trump...may God have mercy on us all!
Also, look at the Patriot Act...they can pass controversial sh1t with ease under the right circumstances.0 -
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Suaimhneach wrote: »Huh, that's kinda amusing to me. Unlikely much will change if those folks get elected, right? They have to get majority in a bunch of houses (american politics is confusing to me) and it would take a while to bring the whole country to sh!t?
We're hoping for early new year, but probably the worst time weather-wise to move back.
well they are already majority in the house. I think it is more about the way the national dialogue goes with the leader. I'm instinctively liberal and socialist. If i could vote it would be for Sanders.
Bush did a lot of damage in 8 years - i shudder to think what those knuckleheads could do in 4. It's be an ignorant theocracy at best.0 -
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