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Crazy car insurance quote!:No claims bonus no longer valid after being abroad.

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  • 10-06-2015 7:46am
    #1
    ancuisle
    Registered Users Posts: 21 ✭


    I've just returned to Ireland after being out of the country since end of 2012. My last insurance in Ireland was Euro290 third party/F&T on a 2000 car. I am now being quoted aprox. 5 times that amount for the same car! Full NCB(2012), 45 years old, Full Irish licence since 1988, no accidents/claims, no penalty points. Where can I get a 'fair quote'? or does such a thing exist in this country any more!?


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    #2
    28064212
    Registered Users Posts: 10,632 ✭✭✭✭28064212


    How many insurance companies have you contacted?

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    #3
    seamus
    Registered Users Posts: 68,317 ✭✭✭✭seamus


    Your NCB is only valid for two years, so you have no NCB.

    If you were insured abroad, the insurance company may recognise no-claims years from a foreign insurer.

    The two things killing you are the lack of no-claims and the 15 year old car.


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    #4
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,688 Mod ✭✭✭✭Stheno


    seamus wrote: »
    Your NCB is only valid for two years, so you have no NCB.

    If you were insured abroad, the insurance company may recognise no-claims years from a foreign insurer.

    The two things killing you are the lack of no-claims and the 15 year old car.
    As above your former ncb is no longer valid


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    #5
    ancuisle
    Registered Users Posts: 21 ✭ancuisle


    I've contacted 2 companies and received a couple of online quotes. Thanks for your replies!


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    #6
    Sheldons Brain
    Registered Users Posts: 1,394 ✭✭✭Sheldons Brain


    ancuisle wrote: »
    I've contacted 2 companies and received a couple of online quotes. Thanks for your replies!

    Have a look at the Motors forum.
    Opinion seems to be that if you are "unusual" that calling them is better than the online. There are also brokers that can help with this.


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    #7
    ancuisle
    Registered Users Posts: 21 ✭ancuisle


    Sound advice Sheldons Brain! Thanks!


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