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What Scams have you only just Realised?

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Comments

  • #252
    DEFTLEFTHAND
    Registered Users Posts: 16,500 ✭✭✭✭DEFTLEFTHAND


    Enjoy Heroin Responsibly wrote: »
    Getting free house = no rent/mortgage = more money for other stuff = wealth ?

    A son or daughter inheriting a house from their parents is still liable for 33% inheritance tax if the property is worth over 225,000.


  • #253
    CINCLANTFLT
    Closed Accounts Posts: 781 ✭✭✭CINCLANTFLT


    DEFTLEFTHAND wrote: »
    A son or daughter inheriting a house from their parents is still liable for 33% inheritance tax if the property is worth over 225,000.

    Go on my son!


  • #254
    DEFTLEFTHAND
    Registered Users Posts: 16,500 ✭✭✭✭DEFTLEFTHAND


    CINCLANTFLT wrote: »
    Go on my son!

    Cor blimey. :eek:


  • #255
    Fratton Fred
    Closed Accounts Posts: 26,567 ✭✭✭✭Fratton Fred


    Enjoy Heroin Responsibly wrote: »
    Why should some people get their houses for free ?

    Like the professionally work shy?


  • #256
    Hans Bricks
    Registered Users Posts: 850 ✭✭✭Hans Bricks


    Enjoy Heroin Responsibly wrote: »
    Why should some people get their houses for free ?

    Why shouldn't they ? It's a debt free asset with no creditors awaiting their dues on it. There's a whole class of people in this country who are entitled to a free home and allowances because they had a kid whilst financially unprepared or come from a "deprived area"/familial culture of state dependence.
    Enjoy Heroin Responsibly wrote: »
    Getting free house = no rent/mortgage = more money for other stuff = wealth ?

    And we can assume that more money is subject to income tax, VAT paid on any other asset/consumer item, PRSI. Should they wish to sell that semi-d, they are also subject to Capital Gains Tax on that asset. I don't see why someone intending to turn it into a primary residence or holding it under sentimental value should be effed in the A with a 33% extortion charge unless it's providing an income stream.


  • #257
    Enjoy Heroin Responsibly
    Closed Accounts Posts: 136 ✭✭Enjoy Heroin Responsibly


    Hans Bricks wrote: »
    Why shouldn't they ? It's a debt free asset with no creditors awaiting their dues on it.
    How -even if this is the case (which it isint always) is this a reason why someone should get it for free (thereby securing an advantage over the majority of society who have to pay for their houses) without having to pay tax on it ?
    Hans Bricks wrote: »
    There's a whole class of people in this country who are entitled to a free home and allowances because they had a kid whilst financially unprepared or come from a "deprived area"/familial culture of state dependence..
    Nobody gets a free house because they come for a particular area. You are spouting irrelevant nonsense.
    Hans Bricks wrote: »
    And we can assume that more money is subject to income tax, VAT paid on any other asset/consumer item

    The "I should have lots of money because sure wouldn't I have to pay tax when I spend it" argument ? Rubbish !


  • #258
    emeldc
    Registered Users, Registered Users 2 Posts: 2,597 ✭✭✭emeldc


    Enjoy Heroin Responsibly wrote: »
    How -even if this is the case (which it isint always) is this a reason why someone should get it for free (thereby securing an advantage over the majority of society who have to pay for their houses) without having to pay tax on it?

    It's never black and white. How do you know they're getting it for free. Very often adult children give up the best part of their adult lives and careers to care for an elderly parent. To say they inherit a free house is a bit wide of the mark when they've lost pretty much everything else. And when they inherit their free house, they often have to sell it to pay the tax on it. Yea, that sounds fair alright.


  • #259
    Mechanical Clocktail
    Closed Accounts Posts: 255 ✭✭Mechanical Clocktail


    Lads could ye fcuk off elsewhere, ye're ruining the thread.


  • #260
    Hans Bricks
    Registered Users Posts: 850 ✭✭✭Hans Bricks


    Enjoy Heroin Responsibly wrote: »
    How -even if this is the case (which it isint always) is this a reason why someone should get it for free (thereby securing an advantage over the majority of society who have to pay for their houses) without having to pay tax on it ?

    If it was €225,000 or below they wouldn't be paying tax on it at all. Why all of a sudden do they have an advantage because it may be over that threshold ? Assuming they don't even sell it and move into the dwelling as a primary residence. Like I said, they would be paying CGT on it if that were the case, they're not currently reaping financial benefits or extra income on it so why tax them ?
    Nobody gets a free house because they come for a particular area. You are spouting irrelevant nonsense.

    I'm just saying that a lot of people do essentially get free houses through the social housing system. Let's not kid ourselves here.

    The "I should have lots of money because sure wouldn't I have to pay tax when I spend it" argument ? Rubbish !

    :confused: You're putting words in my mouth. People don't inherit a detached or semi-d with the add on feature of a money tree and just stop working and contributing to society.

    My argument really boils down to a private asset. The same rules of inheritance tax applies to it should the owner wish to liquidize it. I genuinely can't see the need to tax something like a dwelling which currently has no financial benefit to the owner.


  • #261
    steddyeddy
    Registered Users, Registered Users 2 Posts: 27,564 ✭✭✭✭steddyeddy


    I think a lot of masters programmes are scams designed to make money for the college.


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  • #262
    pablo128
    Closed Accounts Posts: 6,219 ✭✭✭pablo128


    Hans Bricks wrote: »
    I'm just saying that a lot of people do essentially get free houses through the social housing system. Let's not kid ourselves here.

    By your logic, anyone who rents a house gets it for 'free'.


  • #263
    Hans Bricks
    Registered Users Posts: 850 ✭✭✭Hans Bricks


    pablo128 wrote: »
    By your logic, anyone who rents a house gets it for 'free'.

    Does every social housing tenant work and pay rent to the council for it though ?


  • #264
    pablo128
    Closed Accounts Posts: 6,219 ✭✭✭pablo128


    Hans Bricks wrote: »
    Does every social housing tenant work and pay rent to the council for it though ?

    Every social housing tenant pays rent. Forget the working issue, as social housing by its nature is intended for those who are unable to buy a house or afford private rent.


  • #265
    Hans Bricks
    Registered Users Posts: 850 ✭✭✭Hans Bricks


    pablo128 wrote: »
    Every social housing tenant pays rent. Forget the working issue, as social housing by its nature is intended for those who are unable to buy a house or afford private rent.

    Not to sound vindictive or come across as a rabid dole basher, but the 188 + rent allowance which comes from the Department of Social Protection is paying that rent. So with regards to possessing a 'free' home in the inheritance analogy, is it not technically free ?


  • #266
    Cienciano
    Registered Users, Registered Users 2 Posts: 14,312 ✭✭✭✭Cienciano


    HandsomeDan wrote: »
    Worked in the public sector. They would have to hire four people to get the work of one done. It's a disaster.

    I worked in both. Wasters in both tbh. Plenty of nepotism in the private sector too.


  • #267
    pablo128
    Closed Accounts Posts: 6,219 ✭✭✭pablo128


    Hans Bricks wrote: »
    Not to sound vindictive or come across as a rabid dole basher, but the 188 + rent allowance which comes from the Department of Social Protection is paying that rent. So with regards to possessing a 'free' home in the inheritance analogy, is it not technically free ?
    Does every public servant get everything for free? They are paid from the public purse too.


  • #268
    Hans Bricks
    Registered Users Posts: 850 ✭✭✭Hans Bricks


    pablo128 wrote: »
    Does every public servant get everything for free? They are paid from the public purse too.

    For providing public services. Pablo I was really just using the social housing argument as a parallel to inheriting or should I say obtaining a property without really having to pay for it. I really know how to drag a thread off topic. :pac:


  • #269
    5rtytry56
    Closed Accounts Posts: 2,828 ✭✭✭5rtytry56


    Any ice cream cone or fried chicken for €1 or less. You're purchasing gunk mate.


  • #270
    fryup
    Registered Users, Registered Users 2 Posts: 18,067 ✭✭✭✭fryup


    biggest scam of all... the catholic church

    think about it, its run by an elderly virgin living in a palace in Rome, telling married couples how they should live their lives

    its lunacy


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  • #271
    Qualitymark
    Closed Accounts Posts: 6,824 ✭✭✭Qualitymark


    The school system. It's meant to teach kids how to think; instead it teaches them how to read what 'authorities' think and regurgitate it when asked a question.


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