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Change Mortgage Provider before Drawdown?

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  • 26-06-2015 9:18am
    #1
    gmisk
    Registered Users Posts: 32,831 ✭✭✭✭


    Just a quick query.

    I have gone sale agreed on a house about 2 months ago it is progressing slowly but surely.

    I have signed contract on my side, just waiting on vendor side to sign (should happen in next few weeks).

    My question is....can I change mortgage provider at this stage?
    I was contacted by another bank and offered a (much) better rate than I had picked with current bank.
    I did drop into the office (of my current bank) and sign a document. So does this mean I am tied to them?

    Also do the bank I am with have to provide a copy of the valuation? I paid the fee directly to them.

    Any help/advice much appreciated.


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    #2
    HelgaWard
    Registered Users Posts: 568 ✭✭✭HelgaWard


    You need to ring your bank and ask, or ask your solicitor.


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    #3
    gmisk
    Registered Users Posts: 32,831 ✭✭✭✭gmisk


    HelgaWard wrote: »
    You need to ring your bank and ask, or ask your solicitor.
    I rang bank but neither of the people I have been dealing with are in.
    I contacted someone else to get copy of valuation so will see what they say.
    In meantime I will talk to my solicitor. Thanks


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