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Sole mortgage application when married ?

Rebel1977 · 2015-06-26 20:22:04

Is it possible to apply for a sole mortgage if you are married ? If so is the application credit assessed as joint with one income or how would it work ?

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26-06-2015 9:22pm

#1

Rebel1977

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Is it possible to apply for a sole mortgage if you are married ? If so is the application credit assessed as joint with one income or how would it work ?

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#2 27-06-2015 12:09am
phormium

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Not normally if it is for a family home, most if not all banks have a policy that family home mortgages have to be in both names if married. Applications for a buy to let property can be in a sole name.

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#3 27-06-2015 12:13pm
Trish56

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Rebel1977 wrote: »

Is it possible to apply for a sole mortgage if you are married ? If so is the application credit assessed as joint with one income or how would it work ?

If you are married and if the mortgage is for a family home the mortgage must be in joint names. If it's a buy to let then the property and mortgage can be in a sole name.

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