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PTSB Visa cash advance fee

  • 04-08-2015 8:32am
    #1
    Registered Users Posts: 450 ✭✭


    I transferred money into my wrong Credit card account last week.
    So my visa cc is in credit of €300.
    I need to take that cash out and then re lodge it.
    Does anyone know if there is a cash advance fee if I'm in credit?!
    I'm at work so can't stay on hold for ages :)


Comments

  • Registered Users, Registered Users 2 Posts: 83,051 ✭✭✭✭Atlantic Dawn
    M


    Last time I did it there was none.

    Can you not just transfer it out using internet banking in to the required account?


  • Closed Accounts Posts: 132 ✭✭Je suis tres mal


    Not from a credit card account, no.
    There *shouldnt* be a cash advance fee if the credit card account is in credit


  • Closed Accounts Posts: 16,115 ✭✭✭✭Nervous Wreck


    If they're the same as AIB, then there's no CA fee on the amount that you're in credit. So if you take out €300, there's no fee. However, if you take out €320, you get charged CA fee on €320, rather than just on the €20, so do make sure to be exact!


  • Closed Accounts Posts: 5,019 ✭✭✭ct5amr2ig1nfhp


    Yoink.

    "A fee of 1.5% of the advance amount or h2.00, whichever is
    the higher, will be applied to ATM ­­­advances. This fee is only
    charged on ATM withdrawals where the resulting balance,
    prior to charging, is in a debit position."


  • Closed Accounts Posts: 27,833 ✭✭✭✭ThisRegard


    As in the term's above, only a fee if the cash withdrawal leaves the account in debit.


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