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Revolut - Ultracheap FX (prepaid Mastercard)

1157158160162163198

Comments

  • Registered Users, Registered Users 2 Posts: 1,066 ✭✭✭jakdublin


    Muahahaha wrote: »
    can I ask that when you signed up for it on the app did you ever get any kind of confirmation screen saying that they are sending you a card out? I just filled out all details, address, etc and clicked confirm but the app never really made crystal clear that they are posting one out, it just went onto the next screen which has me a bit worried. Have tried to add a debit card too but am currently waiting on the verification code to show up on my bank statement before I can enter it into Curve to validate it.

    As far as I remember all the app does after signing up is show a shipping/waiting status (or something similar) but yes, it wasn't totally clear that a card was on the way. You should be able to add your Revolut card straight away. I added another credit card and a debit card too. Had a bit of trouble with the debit card and it took a couple. of validation codes before it went through. I should have posted a link to the Curve card and we'd have got €5 each!


  • Registered Users, Registered Users 2 Posts: 3,739 ✭✭✭scamalert


    Got a new BOI card and now you have to enter the cvv and use 3DS when topping up (apparently it’s Revolut doing it not BOI). It’s a pain in the hole, loved that you could top up in seconds even if at the till and realizing you are short money in Revolut, now you have to wait for a text with the one time pass word which after 3 resends still won’t come so I can’t top up.

    Very annoying that they didn’t just leave it as is for one touch top ups with all details saved and no 3DS.
    hm, i had that happen on older BOI card, but after first 3D verification it didnt popup again,and other topups went as usual.


  • Posts: 24,714 [Deleted User]


    scamalert wrote: »
    hm, i had that happen on older BOI card, but after first 3D verification it didnt popup again,and other topups went as usual.

    It’s happened me twice now so I’ll see on the next top up if it’s still happening.


  • Registered Users, Registered Users 2 Posts: 5,512 ✭✭✭Wheety


    You will only have to do that a few times. I'm not sure of their algorithm but it seems to become a 'trusted' card or something after a few top ups. Happened to me when topping up with my N26 card when I first got it.


  • Registered Users, Registered Users 2 Posts: 19,700 ✭✭✭✭Muahahaha


    jakdublin wrote: »
    As far as I remember all the app does after signing up is show a shipping/waiting status (or something similar) but yes, it wasn't totally clear that a card was on the way. You should be able to add your Revolut card straight away. I added another credit card and a debit card too. Had a bit of trouble with the debit card and it took a couple. of validation codes before it went through. I should have posted a link to the Curve card and we'd have got €5 each!

    yeah I found the same, things could have been clearer after I clicked Confirm. I tried to add a debit card straight away so let Curve charge me a euro so it shows up on my statement with a verification code to enter on the app. Still waiting for it to show up on my statement, the app said it can take up to three days to processbefore it shows up. Thanks again for the info, its a pity we missed out on the referral bounty !


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  • Registered Users, Registered Users 2 Posts: 1,230 ✭✭✭Greg81


    Hello,

    Quick question. Does person who is inviting another person (via referral link) gains anything?


  • Registered Users, Registered Users 2 Posts: 3,612 ✭✭✭Dardania


    Greg81 wrote: »
    Hello,

    Quick question. Does person who is inviting another person (via referral link) gains anything?

    Usually not. When they invite you via the app to invite people sometimes you have a week to invite people which lets you try get metal membership free for a year. You have to invite and sign up 5 people.
    Other banks offer money - in N26s case st Christmas they were giving €30 per successful signup


  • Registered Users Posts: 12 Polka King of_the Midwest


    Got a new BOI card and now you have to enter the cvv and use 3DS when topping up (apparently it’s Revolut doing it not BOI). It’s a pain in the hole, loved that you could top up in seconds even if at the till and realizing you are short money in Revolut, now you have to wait for a text with the one time pass word which after 3 resends still won’t come so I can’t top up.

    Very annoying that they didn’t just leave it as is for one touch top ups with all details saved and no 3DS.

    I'm having the exact same problem when trying to top up. I'm not receiving any texts from Mastercard. I've checked with my mobile provider (gave them the times when I tried topping up) as well and they said they couldn't see any evidence of texts being sent to my phone. It's very frustrating!


  • Registered Users, Registered Users 2 Posts: 5,252 ✭✭✭Yggr of Asgard


    I'm having the exact same problem when trying to top up. I'm not receiving any texts from Mastercard. I've checked with my mobile provider (gave them the times when I tried topping up) as well and they said they couldn't see any evidence of texts being sent to my phone. It's very frustrating!

    Are you with Virgin Mobile?


  • Registered Users Posts: 12 Polka King of_the Midwest


    Are you with Virgin Mobile?

    No, I'm with 3. I get texts from my bank fine. My bank confirmed to me that the texts I'm not receiving are sent from Mastercard. 3 have no records of any of the texts.


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  • Registered Users, Registered Users 2 Posts: 3,656 ✭✭✭Kat1170


    Trying to set up a bank transfer to someone, double checked the IBAN and BIC but the"confirm beneficiary" pink button won't work when I put in the information. Wonder could it be because I'm outside of Ireland at the moment. Anyone else come across this ??


  • Registered Users, Registered Users 2 Posts: 3,656 ✭✭✭Kat1170


    Trying to set up a bank transfer to someone, double checked the IBAN and BIC but the"confirm beneficiary" pink button won't work when I put in the information. Wonder could it be because I'm outside of Ireland at the moment. Anyone else come across this ??


  • Registered Users, Registered Users 2 Posts: 5,824 ✭✭✭The J Stands for Jay


    Kat1170 wrote: »
    Trying to set up a bank transfer to someone, double checked the IBAN and BIC but the"confirm beneficiary" pink button won't work when I put in the information. Wonder could it be because I'm outside of Ireland at the moment. Anyone else come across this ??

    Is there a location based security option that you can turn off?


  • Registered Users, Registered Users 2 Posts: 3,656 ✭✭✭Kat1170


    McGaggs wrote:
    Is there a location based security option that you can turn off?


    It's off, I'll try turning it on just incase.


  • Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    Question regarding€200 withdraw from ATM....


    I tried it before and it came up in sterling and wanted to charge quite a bit is there a way I should be doing it differently.


  • Registered Users, Registered Users 2 Posts: 6,201 ✭✭✭troyzer


    Question regarding€200 withdraw from ATM....


    I tried it before and it came up in sterling and wanted to charge quite a bit is there a way I should be doing it differently.

    Always use the currency of the country you're in.

    If you're in Ireland and it gives you the option of euro or sterling, take euro.

    If you're in the UK, take sterling.

    If you're in the states, take dollars.

    Rince and repeat.


  • Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    troyzer wrote: »
    Always use the currency of the country you're in.

    If you're in Ireland and it gives you the option of euro or sterling, take euro.

    If you're in the UK, take sterling.

    If you're in the states, take dollars.

    Rince and repeat.

    Thanks thought that alright but didn't see the option on the ATM I used.


  • Registered Users, Registered Users 2 Posts: 6,201 ✭✭✭troyzer


    troyzer wrote: »
    Always use the currency of the country you're in.

    If you're in Ireland and it gives you the option of euro or sterling, take euro.

    If you're in the UK, take sterling.

    If you're in the states, take dollars.

    Rince and repeat.

    Thanks thought that alright but didn't see the option on the ATM I used.

    If it says something like "Would you like your account to be debited in sterling?" Say no. Always say no.


  • Posts: 24,714 [Deleted User]


    I'm having the exact same problem when trying to top up. I'm not receiving any texts from Mastercard. I've checked with my mobile provider (gave them the times when I tried topping up) as well and they said they couldn't see any evidence of texts being sent to my phone. It's very frustrating!

    I tried again a few hours later and strangely I got all the texts in one go then, 3 from earlier in the day and the one for the most recent attempt. I managed to top up then answer I have made one other top up since and I got the message straight away that time.

    I’m with eir so it’s not a 3 or virgin issue.


  • Registered Users Posts: 12 Polka King of_the Midwest


    I tried again a few hours later and strangely I got all the texts in one go then, 3 from earlier in the day and the one for the most recent attempt. I managed to top up then answer I have made one other top up since and I got the message straight away that time.

    I’m with eir so it’s not a 3 or virgin issue.

    It must be a Mastercard issue so. It happened again today when I tried to buy something on the Debenhams website. The stupid thing popped up and I never got the text. It is making my card unusable. Same thing happened when trying to top up my leap card.


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  • Registered Users Posts: 2,758 ✭✭✭stockshares


    When using Revolut on Amazon.co.uk to purchase an item in Sterling do I need to transfer money from my Euro account into my Sterling account and then pay or does the app do the conversion automatically using the best exchange rate.

    I presume I should not convert the Sterling price to Euros on Amazon.


  • Moderators, Regional Abroad Moderators Posts: 2,306 Mod ✭✭✭✭Nigel Fairservice


    When using Revolut on Amazon.co.uk to purchase an item in Sterling do I need to transfer money from my Euro account into my Sterling account and then pay or does the app do the conversion automatically using the best exchange rate.

    I presume I should not convert the Sterling price to Euros on Amazon.


    No need to transfer. Revolut will take care if it.


  • Registered Users, Registered Users 2 Posts: 5,512 ✭✭✭Wheety


    When using Revolut on Amazon.co.uk to purchase an item in Sterling do I need to transfer money from my Euro account into my Sterling account and then pay or does the app do the conversion automatically using the best exchange rate.

    I presume I should not convert the Sterling price to Euros on Amazon.

    Pay in sterling on Amazon. No need to do anything with Revolut. It'll automatically exchange the correct amount.


  • Registered Users Posts: 2,758 ✭✭✭stockshares


    No need to transfer. Revolut will take care if it.
    Wheety wrote: »
    Pay in sterling on Amazon. No need to do anything with Revolut. It'll automatically exchange the correct amount.

    Thanks Lads


  • Registered Users, Registered Users 2 Posts: 2,467 ✭✭✭5star02707


    such a good time to be paying in pounds at the moment

    1 euro = GBP 0.88


  • Moderators, Recreation & Hobbies Moderators Posts: 11,794 Mod ✭✭✭✭igCorcaigh


    My revolut card is broken.

    Does anyone know if I order a new card, can I keep the same number?


  • Registered Users, Registered Users 2 Posts: 3,739 ✭✭✭scamalert


    igCorcaigh wrote: »
    My revolut card is broken.

    Does anyone know if I order a new card, can I keep the same number?
    dont think so, no bank gives same card numbers would apply same to prepaid cards as revolut id imagine as well, as a safety measure either way.


  • Closed Accounts Posts: 328 ✭✭Hardtochoose


    5star02707 wrote: »
    such a good time to be paying in pounds at the moment

    1 euro = GBP 0.88

    Only going to get better over the next week or more


  • Registered Users, Registered Users 2 Posts: 9,485 ✭✭✭TheChizler


    scamalert wrote: »
    dont think so, no bank gives same card numbers would apply same to prepaid cards as revolut id imagine as well, as a safety measure either way.
    Any time I've broken my debit card AIB sends the exact same one, expiry and all. Possibly a new CVV.


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  • Registered Users, Registered Users 2 Posts: 5,178 ✭✭✭killbillvol2


    TheChizler wrote: »
    Any time I've broken my debit card AIB sends the exact same one, expiry and all. Possibly a new CVV.

    Same.


  • Closed Accounts Posts: 7,967 ✭✭✭Synode


    Revolut just charged me €6.43 for topping up using a business Visa Debit. Anyone have that before


  • Registered Users, Registered Users 2 Posts: 1,066 ✭✭✭jakdublin


    Synode wrote: »
    Revolut just charged me €6.43 for topping up using a business Visa Debit. Anyone have that before

    You sure it was Revolut who charged you and not your business bank?


  • Registered Users, Registered Users 2 Posts: 5,252 ✭✭✭Yggr of Asgard


    Synode wrote: »
    Revolut just charged me €6.43 for topping up using a business Visa Debit. Anyone have that before

    Commerical Cards like a Visa Business Debit Card occur charges when topping up, personal cards do not.

    https://www.revolut.com/en-IE/help/transaction-issues/top-ups/why-was-i-charged-a-fee-for-my-top-up


  • Registered Users, Registered Users 2 Posts: 9,485 ✭✭✭TheChizler


    jakdublin wrote: »
    You sure it was Revolut who charged you and not your business bank?
    This was common until PSD2 banned charging consumers a surcharge for using debit and credit cards, but it doesn't apply to business cards.


  • Registered Users, Registered Users 2 Posts: 1,066 ✭✭✭jakdublin


    Group vaults have just landed. Nice one.


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  • Registered Users, Registered Users 2 Posts: 14,555 ✭✭✭✭Marlow


    My account got limited 2 days ago, after I added a an additional debit card for topping up and did a SEPA transfer into my revolut account from that same account.

    I use Revolut mostly for online purchases and currency transactions.

    So they wanted ... 3 payslips, last tax return, copies of the statements of the other bank accounts.

    I told them, that they could have the payslips, but my bank statements and my tax return were none of their business. Any more info could be used for identity theft.

    Funny thing ... a few hours later the limitation was lifted again without me providing anything. I guess their automatic sh!te is too aggressive at flagging things and they know it.

    /M


  • Moderators, Recreation & Hobbies Moderators Posts: 11,794 Mod ✭✭✭✭igCorcaigh


    Wow Marlow!


  • Registered Users, Registered Users 2 Posts: 1,704 ✭✭✭JoyPad


    Hello everyone,

    In a previous post, I mentioned how I can no longer use Revolut with PayPal, since PayPal would not accept a Revolut Visa.
    Someone here suggested that I add the Revolut account to PayPal instead, and I did. However, correct me if I'm wrong, but I don't see how this is useful. PayPal sees my account as Euro, and I do not have any currency conversion options when I try to make a payment. Today, I purchased something from a UK site, and PayPal wanted to charge a Euro amount to my Revolut account, without giving me the option to change the currency.
    As such, I don't see the usefulness at all. Prior to this, I had my Revolut Mastercard registered, and it allowed me to pay in the currency of the store, so that Revolut would do the conversions. This no longer seems to be possible, after my Mastercard expired and I only have Revolut Visa.

    Am I doing it wrong?
    Thanks for all your help.


  • Registered Users Posts: 476 ✭✭msmx5


    igCorcaigh wrote: »
    My revolut card is broken.?

    Not sure if this is any use to you or not but might be a workaround...

    I just successfully added my VISA Revolut card to GPay / Google Pay. Previously only Mastercard Revolut cards were supported.

    Well Done Revolut...

    App version updated to 5.48 - not sure if thats relevant or not.

    Now I have a choice of paying with either my Mastercard or Visa on GPAY -- all from the same wallet. (Am I a geek?)


  • Registered Users, Registered Users 2 Posts: 3,656 ✭✭✭Kat1170


    JoyPad wrote:
    In a previous post, I mentioned how I can no longer use Revolut with PayPal, since PayPal would not accept a Revolut Visa. Someone here suggested that I add the Revolut account to PayPal instead, and I did. However, correct me if I'm wrong, but I don't see how this is useful. PayPal sees my account as Euro, and I do not have any currency conversion options when I try to make a payment. Today, I purchased something from a UK site, and PayPal wanted to charge a Euro amount to my Revolut account, without giving me the option to change the currency. As such, I don't see the usefulness at all. Prior to this, I had my Revolut Mastercard registered, and it allowed me to pay in the currency of the store, so that Revolut would do the conversions. This no longer seems to be possible, after my Mastercard expired and I only have Revolut Visa.


    Check post No. 7949


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  • Registered Users Posts: 476 ✭✭msmx5


    Kat1170 wrote: »
    Check post No. 7949

    Click here #7949


  • Registered Users, Registered Users 2 Posts: 154 ✭✭derekbro


    I was just able to add my Revolut visa to Google pay also!


  • Registered Users, Registered Users 2 Posts: 7,838 ✭✭✭Fann Linn


    derekbro wrote: »
    I was just able to add my Revolut visa to Google pay also!


    Thanks. Same here.


  • Registered Users, Registered Users 2 Posts: 1,704 ✭✭✭JoyPad


    Kat1170 wrote: »
    Check post No. 7949

    That doesn't work for Revolut Bank Account, only for credit cards.

    To recap: I cannot add a Revolut card to PayPal, as it is rejected. PayPal Customer Support told me they no longer support prepaid cards. I added the Revolut Bank Account as a funding source, but there are no conversion options for this.

    I followed the steps in that post, but the Revolut account does not appear, just my BoI credit card.


  • Registered Users, Registered Users 2 Posts: 2,467 ✭✭✭5star02707


    JoyPad wrote: »
    That doesn't work for Revolut Bank Account, only for credit cards.

    To recap: I cannot add a Revolut card to PayPal, as it is rejected. PayPal Customer Support told me they no longer support prepaid cards. I added the Revolut Bank Account as a funding source, but there are no conversion options for this.

    I followed the steps in that post, but the Revolut account does not appear, just my BoI credit card.


    1. Log in to Paypal
    2. Wallet
    3. Add currency - GBP
    4. Make it primary currency.


    Your default probably is in EUR.
    But yes for every check out make sure to be paying in the Currency of the country and do not let Paypal do the conversion for you


  • Registered Users, Registered Users 2 Posts: 3,656 ✭✭✭Kat1170


    JoyPad wrote: »
    That doesn't work for Revolut Bank Account, only for credit cards.

    To recap: I cannot add a Revolut card to PayPal, as it is rejected. PayPal Customer Support told me they no longer support prepaid cards. I added the Revolut Bank Account as a funding source, but there are no conversion options for this.

    I followed the steps in that post, but the Revolut account does not appear, just my BoI credit card.

    I would have thought that any Debit card is technically prepaid :confused:


  • Registered Users, Registered Users 2 Posts: 2,479 ✭✭✭Kamili


    JoyPad wrote: »
    That doesn't work for Revolut Bank Account, only for credit cards.

    To recap: I cannot add a Revolut card to PayPal, as it is rejected. PayPal Customer Support told me they no longer support prepaid cards. I added the Revolut Bank Account as a funding source, but there are no conversion options for this.

    I followed the steps in that post, but the Revolut account does not appear, just my BoI credit card.

    has your revolut account been verified? it won't show until its been "confirmed" on paypal.
    they take a small payment out to check its valid, did that happen?


  • Registered Users, Registered Users 2 Posts: 1,704 ✭✭✭JoyPad


    5star02707 wrote: »
    1. Log in to Paypal
    2. Wallet
    3. Add currency - GBP
    4. Make it primary currency.

    Still no joy.

    This is what the checkout looks like. When I had the MasterCard, there used to be a link right under the currency conversion rate, where I could choose the currency of the transaction. Not present for the Revolut bank account.
    Kamili wrote: »
    has your revolut account been verified? it won't show until its been "confirmed" on paypal.
    they take a small payment out to check its valid, did that happen?

    Yes, I did that.


  • Registered Users, Registered Users 2 Posts: 1,704 ✭✭✭JoyPad


    Kat1170 wrote: »
    I would have thought that any Debit card is technically prepaid :confused:

    I thought so too, but Ricky from Revolut support said no.
    See chat attached.


  • Registered Users Posts: 476 ✭✭msmx5


    JoyPad wrote: »
    Still no joy.
    ......there used to be a link right under the currency conversion rate, where I could choose the currency of the transaction. Not present for the Revolut bank account.

    Do you have a local GB account in revolut? Something with a sort code similar to 04-00-75. Might be worth trying to add this to Paypay as a sterling account. [ACTUALLY I just tried and its not possible to get an IBAN for the local GBP account so this isn't possible]

    I just tried adding by 2nd Revolut card (VISA) to paypal there now and it worked.


    It took a few goes to get the address in a format that worked with paypal so persevere. I used IRELAND as my postcode in the paypal address and "# road", "area", "county" as other fields. Also managed to confirm the card and get the 4 digit code.... Hmmm what use is a second Revolut card linked with Paypal :-)

    FYI - My address in the Revolut App is in the following format:-
    "# road", "County","area", IE


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