Revolut - Ultracheap FX (prepaid Mastercard)

EoinMcLovin

Just got notification after updating the app stating that you can unlock a free 12 month subscription if you invite 5 friends to join Revolut. Once they have signed up, verified their identity and ordered their first physical card, you will get the free metal subscription.

Dardania

EoinMcLovin wrote: »

Just got notification after updating the app stating that you can unlock a free 12 month subscription if you invite 5 friends to join Revolut. Once they have signed up, verified their identity and ordered their first physical card, you will get the free metal subscription.

Is it via the normal invite link that you have always?

EoinMcLovin

Dardania wrote: »

Is it via the normal invite link that you have always?

I assume so as there does not seem to be a special link for the new promo.

Marlow

Dardania wrote: »

Is it via the normal invite link that you have always?

Yes .. always the normal invite link. And you get notified in the app, when somebody completes their invite.

/M

adam88

I’ve had a refund processed to my REVOLUT card but I’ve had to cancel it cause I lost it. It hasn’t shown up on my new card. The company have confirmed it has left there account so in thinking it floating around somewhere in REVOLUT land.

It’s very difficult to talk to a human in REVOLUT land. Any help or suggestions ??

Jeff2

adam88 wrote: »

I’ve had a refund processed to my REVOLUT card but I’ve had to cancel it cause I lost it. It hasn’t shown up on my new card. The company have confirmed it has left there account so in thinking it floating around somewhere in REVOLUT land.

It’s very difficult to talk to a human in REVOLUT land. Any help or suggestions ??

Did you block the card.?

I'd empty the account and unblock the card to see if it arrives.

iamtony

https://amp.independent.ie/business/fintech-revolut-to-take-on-pillar-banks-with-new-irish-base-37799999.html

Sounds like good news for us.,

J_A_F_A

iamtony wrote: »

https://amp.independent.ie/business/fintech-revolut-to-take-on-pillar-banks-with-new-irish-base-37799999.html

Sounds like good news for us.,

True but: A/ I'd not hold my breath and /B (playing the Devil's Advocate) they'll apply for a banking licence here as they know we're a soft touch.

AlmightyCushion

J_A_F_A wrote: »

True but: A/ I'd not hold my breath and /B (playing the Devil's Advocate) they'll apply for a banking licence here as they know we're a soft touch.

They already have a European banking license, they got it from Lithuania.

JTMan

J_A_F_A wrote: »

True but: A/ I'd not hold my breath and /B (playing the Devil's Advocate) they'll apply for a banking licence here as they know we're a soft touch.

The Central Bank of Ireland are anything but a soft touch anymore. (Not that Revolut are applying for a CBI license).

Yggr of Asgard

They most certainly will open a branch of their EU Licensed Bank in Ireland to be able to do this, but they will still need to register with the Central Bank for various services (lending especially) and they also will need to report their loans to Big Brother aka the Central Credit Register (CCR).

The challenge is going to be that even with this services people might not swap over completely as they still rely on Irish Banks for mortgages and fear having one of this modern banks will negatively affect the ability to get those.

Right now they already have most things a standard current account have (well at least to the customer it looks like it, never mind the mess behind the scenes to provide those services) but with a full bank license, they will be able to streamline that and offer all services they want.

Yggr of Asgard

adam88 wrote: »

I’ve had a refund processed to my REVOLUT card but I’ve had to cancel it cause I lost it. It hasn’t shown up on my new card. The company have confirmed it has left there account so in thinking it floating around somewhere in REVOLUT land.

It’s very difficult to talk to a human in REVOLUT land. Any help or suggestions ??

Refunds with Revolut are always fun, even if you still have the card active.

However it does not matter that your card is canceled, refunds will still show up, as the card number is linked to your revolut wallet and hence once it hits them they know where to put the money.

It should be there in 4-7 days after the refund was made, but you might not see a refund transaction just your balance going up as sometimes depending on how the retailer refunds Revolut just removes the original transactions instead of showing a reversal.

If you don't have it after 7 days, I would ask the retailer how he did it, did he cancel the original transaction or did he do a credit and then contact revolut via the chat function. Your only option for support unfortunately.

SleetAndSnow

Just got my card today, looking forward to using this more and more over the coming months.

Currently with AIB Second level student account so I don't think its much use yet, but once fee's etc kick in from this summer once I finish secondary school it may.

Will definitely be a big use for amazon and other online things.

Yggr of Asgard

Looks like GPS is once again having issues, there is a warning on the app that some transactions might show up twice.

tv3tg4

Just a couple of questions - can you use the card for cash back when shopping?



Does it take longer if topping up a card from.a credit union account?
Do bus eireann still not accept the card when purchasing tickets online?

CollyFlower

tv3tg4 wrote: »

Just a couple of questions - can you use the card for cash back when shopping?



Does it take longer if topping up a card from.a credit union account?
Do bus eireann still not accept the card when purchasing tickets online?

No, you can't get Cash Back... Don't know about your other Q's.

I Want to leave my current bank that Revoult is linked to, how can I do that?

SleetAndSnow

Used it for the first time today and it already saved me. Bought food in a restaurant, the machine ran out of paper when the payment went through for a receipt, they wanted me to pay again, I said I already paid and I showed them the notification from Revolut. Thank god for those notifications.

Also interesting, I was asked if I want to pay in EUR or GBP which I never saw on a terminal before, assuming its just the revolut card?

TheChizler

CollyFlower wrote: »

No, you can't get Cash Back...

What makes you say that? It's just a regular debit.

Yggr of Asgard

Cash back works on the Mastercard in my experience but so far it was not offered on the visa to me.

Yggr of Asgard

SleetAndSnow wrote: »

Also interesting, I was asked if I want to pay in EUR or GBP which I never saw on a terminal before, assuming its just the revolut card?

That is because the terminal thinks the card is £ and wants you to choose £ so that they can get a kickback for providing you a bad exchange rate.

With revolut always charge the local currency, and don't accept the dynamic currency conversion.

SleetAndSnow

Yggr of Asgard wrote: »

That is because the terminal thinks the card is £ and wants you to choose £ so that they can get a kickback for providing you a bad exchange rate.

With revolut always charge the local currency, and don't accept the dynamic currency conversion.

Ah interesting, thanks. So if I was to use that in the UK and that popped up, choose the pound option right so its charged in local currency? Thanks, sorry if its been discussed before.

Wheety

CollyFlower wrote: »

I Want to leave my current bank that Revoult is linked to, how can I do that?

Do you want to be paid into Revolut? Cut out your current bank completely?

SleetAndSnow wrote: »

Ah interesting, thanks. So if I was to use that in the UK and that popped up, choose the pound option right so its charged in local currency? Thanks, sorry if its been discussed before.

Exactly. Just act like your card is in the local currency, no matter where you are.

CollyFlower

Wheety wrote: »

Do you want to be paid into Revolut? Cut out your current bank completely?

No, I want to leave my current bank that my Rovlout is connected and to and transfer my new account/details to Revoult.

Jeff2

CollyFlower wrote: »

No, I want to leave my current bank that my Rovlout is connected and to and transfer my new account/details to Revoult.

Colly you would have to do that manually as far as I know.
It's not like switching from one account in an other in Ireland.

Wheety

CollyFlower wrote: »

No, I want to leave my current bank that my Rovlout is connected and to and transfer my new account/details to Revoult.

Sorry, I'm not picking up on this clearly.

Do you only want to use Revolut?
Are you switching banks (for current account)?

If the second, there's not much to change. Just top up Revolut with your new debit card.

Jeff2

Wheety wrote: »

Sorry, I'm not picking up on this clearly.

Do you only want to use Revolut?
Are you switching banks (for current account)?

If the second, there's not much to change. Just top up Revolut with your new debit card.

No, like transfer information the from Irish bank account to Revolut.

BettePorter

So you basically want to transfer direct debits and standing order and the like ? Given there's no branch to go in to and have do this for you if imagine it's just a case of gradually closing your direct debit in X bank just after a payment (just in case it takes a while to kick in ) and change the payment details for your revolute account. Rinse and repeat for each dd etc.

Jeff2

BettePorter wrote: »

So you basically want to transfer direct debits and standing order and the like ? Given there's no branch to go in to and have do this for you if imagine it's just a case of gradually closing your direct debit in X bank just after a payment (just in case it takes a while to kick in ) and change the payment details for your revolute account. Rinse and repeat for each dd etc.

Do you think that is hard to do.?

BettePorter

What's your problem Jeff lad ?

MrCostington

Hi am late to this, i just signed up yesterday. Am sure my question has been answered but I',m not looking through 466 pages!

Just about to order a card, is the "standard" physical card contact less and have a chip n pin? Under the "metal" and "premium" cards it says they are contact less and you can see the chip, but not so with standard.

I tried the support chat but usless.

Also how much is the card for delivery to dublin?
Thanks!