Revolut - Ultracheap FX (prepaid Mastercard)

ppn

OmegaGene wrote: »

When I first added Revolut to PayPal and purchased an item PayPal still did the conversion, when I contacted Revolut they outlined the steps which stopped PayPal doing any conversion in future, yours might go through perfectly fine but keep an eye on it as PayPal’s rates are terrible

I had noticed that on PayPal some time ago. I think the rate is worse than the banks. I always make sure to uncheck the conversion box so hopefully that will allow Revolut to pay in GBP. As far as I remember, PayPal's rates weren't always so bad. Amazon on the other hand know how to catch you out - I'd prefer to take my chances with the bank's rates.

glack

How long will it take for my card to be delivered? It says 2 weeks - is that likely to be the case?

Blanchy90

glack wrote: »

How long will it take for my card to be delivered? It says 2 weeks - is that likely to be the case?

I'd say closer to a week

glack

Blanchy90 wrote: »

I'd say closer to a week

Fingers crossed. I ordered it Monday. Was hoping to have it with me to the UK mid next week.

T-b0n3

glack wrote: »

Fingers crossed. I ordered it Monday. Was hoping to have it with me to the UK mid next week.

Is it free to order a card as a new customer at the moment?

I got the 5 days to sign up 5 new customers to get free metal. Tough sell if it's not currently free.

glack

T-b0n3 wrote: »

Is it free to order a card as a new customer at the moment?

I got the 5 days to sign up 5 new customers to get free metal. Tough sell if it's not currently free.

€6.

Wheety

T-b0n3 wrote: »

Is it free to order a card as a new customer at the moment?

I got the 5 days to sign up 5 new customers to get free metal. Tough sell if it's not currently free.

Surely they don't need a physical card for you to have your 5 sign ups? You don't have to order one.

If your friends wait a while, they will eventually be offered their first physical card free.

T-b0n3

Wheety wrote: »

Surely they don't need a physical card for you to have your 5 sign ups? You don't have to order one.

If your friends wait a while, they will eventually be offered their first physical card free.

Unfortunately tt states they need to have signed up and ordered a physical card to count.

Marlow

glack wrote: »

How long will it take for my card to be delivered? It says 2 weeks - is that likely to be the case?

2 weeks at the most. Probably quicker. But fairly reliably ... 2 weeks or less.

/M

BettePorter

glack wrote: »

How long will it take for my card to be delivered? It says 2 weeks - is that likely to be the case?

Ordered it on a Thursday ...dispatched the next morning ...delivered the Friday of the next week.

Fanny Wank

Got a charge from Amazon rejected despite having the funds in place. Ever happen to anybody else?

delly

Fanny **** wrote: »

Got a charge from Amazon rejected despite having the funds in place. Ever happen to anybody else?

Do you have online sales disabled, or have the card frozen? I often have this sent to off when I'm not using the card, then forget to enable when I'm using it next time.

Fanny Wank

delly wrote: »

Do you have online sales disabled, or have the card frozen? I often have this sent to off when I'm not using the card, then forget to enable when I'm using it next time.

No all good looking at the app

I'll see does it go through again

Wheety

Did you convert your money to sterling first?

Fanny Wank

Wheety wrote: »

Did you convert your money to sterling first?

Yes

Just this minute I got a notification that the payment has gone through

Wheety

Grand. If there's not enough in one currency it can fail.

You don't need to convert first though.

MarkY91

Just tried to withdraw €400. Nothing came out of the machine but I got charged not only €400 but an extra €8.

It says pending on the transaction list but it is indeed gone from my account.

Live chat isn't even working let alone being able to go into the hours long queue.

maximoose

When you say nothing came out - was it declined on the atm, or did the flap open and no cash?

Jeff2

MarkY91 wrote: »

Just tried to withdraw €400. Nothing came out of the machine but I got charged not only €400 but an extra €8.

It says pending on the transaction list but it is indeed gone from my account.

Live chat isn't even working let alone being able to go into the hours long queue.

The €8 is the 2% fee once you take out more than €200 a month.

I used a AIB card at a AIB ATM to take out €200 a few weeks ago.

Didn't get the money but was out of my account.

That was on a Friday it was back in my account Monday.

webpal

I would like to use Revolut for my bookies account. when money is withdrawn, is this treated like a cash withdrawal (charges after €200) or like a normal purchase?

Currently my cc treats it as a cash withdrawal and charges as a result

TheChizler

webpal wrote: »

I would like to use Revolut for my bookies account. when money is withdrawn, is this treated like a cash withdrawal (charges after €200) or like a normal purchase?

Currently my cc treats it as a cash withdrawal and charges as a result

Withdraw how, at an ATM or some other means? Revolut only charge if you withdraw cash at an ATM.

webpal

TheChizler wrote: »

Withdraw how, at an ATM or some other means? Revolut only charge if you withdraw cash at an ATM.

As an online transaction.

troyzer

webpal wrote: »

As an online transaction.

Online betting "withdrawals" are basically card refunds. It won't cost you anything.

Unless you later take it out of an ATM as cash.

Pretty.Odd.

Heading to the UK at the weekend. Should I change some money over to sterling on the app in advance? If i do will the card automatically use the sterling rather than any euro amount left in the account?

Nigel Fairservice

Pretty.Odd. wrote: »

Heading to the UK at the weekend. Should I change some money over to sterling on the app in advance? If i do will the card automatically use the sterling rather than any euro amount left in the account?

I wouldn't bother unless you're going to be dealing in a large amount of money.

-=al=-

Keep an eye on Brexit news over the week. If Theresa May dances again, the Sterling will plumit :pac:

Wouldn’t worry about converting it unless it was a massive sum of cash really. The weekend rates are marginally worse and barely makes a difference tbh

Wheety

I only have Euro in my Revolut. When I click on my balance, I can see a GB IBAN. Is that just a Euro account?

To get paid sterling, can I just use that or do I need a separate sterling IBAN? Will it automatically convert it

Edit: I just added a GBP account. I don't get a new IBAN so presume a sterling payment to my IBAN will just go to the sterling account?

Edit2: I now have a GBP local account with an account number and sort code. Dunno if I did something or it just takes a few minutes.

BohsCeltic

Wheety wrote: »

I only have Euro in my Revolut. When I click on my balance, I can see a GB IBAN. Is that just a Euro account?

To get paid sterling, can I just use that or do I need a separate sterling IBAN? Will it automatically convert it

Edit: I just added a GBP account. I don't get a new IBAN so presume a sterling payment to my IBAN will just go to the sterling account?

Edit2: I now have a GBP local account with an account number and sort code. Dunno if I did something or it just takes a few minutes.

It's because the bank is uk based that's why the IBAN has GB.

Marlow

IBAN .. aka SEPA transfers is always EUR. Nevermind the GB extension. Swift transfers to your sortcode/account is going to be GBP.

Revolut then converts (on demand) into whatever currency you want.

/M

Wheety

Cheers.

Would the GB account and sort code (it's different to my main IBAN) be best for receiving a sterling payment or does it not really matter?