Revolut - Ultracheap FX (prepaid Mastercard)

ridonkulous

SOme Amazon purchases were affected. Got onto Amazon support and while onto them I got transactions notifications for the purchases from the app.

Yggr of Asgard

https://twitter.com/RevolutApp/status/667619134360961024

ASOT

Fixed apparently but Il test it shorty.

https://twitter.com/RevolutApp/status/667653094105325568?s=09

Delta2113

All this re-enforces that you have to have a plan B with this card but when you think about it you can't say that BOI,PTSB, AIB etc. have never had an issue.

It would not put me off using the card overseas but to repeat myself I would have a back up card and some cash 'ready to go'.

It reminds me off the benefits of just simply using cash which I know is not the thing to say nowadays but when was the last time a €20 note let you down?

Delta2113

I'll drop down to my local atm and report back shortly.

Delta2113

Delta2113 wrote: »

I'll drop down to my local atm and report back shortly.

- Just took €700 out from local BOI ATM.

The 'temporary issue' started for me yesterday aprox.1.45pm but glad it's now fixed.

Lucas Hood

Delta2113 wrote: »

- Just took €700 out from local BOI ATM.

The 'temporary issue' started for me yesterday aprox.1.45pm but glad it's now fixed.

What's the advantage of using your revolut card to withdraw euros instead of your ptsb card ?

Delta2113

"What's the advantage of using your revolut card to withdraw euros instead of your ptsb card ?"

None at the moment but from next year it will help me to avoid the 12 cent Irish Government charge.

Call me sad (your sad) but banking,cards, current accounts etc. - beating the system is like a hobby to me.

Even using a basic Irish ATM card (non current account) instead of using a full debit card your capped at €2.50 instead of €5 (potentially saving €2.50).

It's a ridiculously complicated Irish Government initiative.

Arbie

Just a note/reminder - this card doesn't allow manual charges. I forgot this when booking a hotel in the UK over the phone and the card was rejected saying "Authorisation Prohibited". I contacted Revolut and they confirmed that manual charges like these are not permitted.

The Ayatolla

Arbie wrote: »

Just a note/reminder - this card doesn't allow manual charges. I forgot this when booking a hotel in the UK over the phone and the card was rejected saying "Authorisation Prohibited". I contacted Revolut and they confirmed that manual charges like these are not permitted.

Like giving your card details over the phone is it?

Amouar

Guys, My wife was supposed to receive Her revolut card today, but the letter came opened and empty with a note from Anpost saying that the letter was received damaged with no content.

It's either bad luck or someone could be targeting revolut cards!

She has a 0 balance therefore no harm done, but I guess if she had a lot of money in the balance, Her card could already be used by whoever took it by now.

Yggr of Asgard

I did a load via bank transfer yesterday, it was credited this afternoon. I just made sure that my reference number was transmitted as "end to end customer reference" which German banks offer. Was quicker than I expected from what others see.

Arbie

The Ayatolla wrote: »

Like giving your card details over the phone is it?

Exactly.

zbluebirdz

Amouar wrote: »

Guys, My wife was supposed to receive Her revolut card today, but the letter came opened and empty with a note from Anpost saying that the letter was received damaged with no content.

It's either bad luck or someone could be targeting revolut cards!

She has a 0 balance therefore no harm done, but I guess if she had a lot of money in the balance, Her card could already be used by whoever took it by now.

Similar thing happened to me - the envelope was opened, but the card was still inside it. Was told by an Anpost employee that the letter may have been jammed in a sorting machine. No note was in envelope.

Ended up cancelling the card and requesting another one (was charged €7 for the 2nd card).

doxy

I linked my card to my paypal account last week. Because it took a few attempts trying to enter the address correctly, I got charged 4 x $1, and one €1.42 verification fees.

Those fees have been showing as pending on my account for a week now, do they usually take that long to be refunded?

The Ayatolla

doxy wrote: »

I linked my card to my paypal account last week. Because it took a few attempts trying to enter the address correctly, I got charged 4 x $1, and one €1.42 verification fees.

Those fees have been showing as pending on my account for a week now, do they usually take that long to be refunded?

7 business days usually for authorisation charges.

bitethebullet

doxy wrote: »

I linked my card to my paypal account last week. Because it took a few attempts trying to enter the address correctly, I got charged 4 x $1, and one €1.42 verification fees.

Those fees have been showing as pending on my account for a week now, do they usually take that long to be refunded?

I'm in the same boat

bitethebullet

Since Nov 12th actually...must have to wait 10 working days?

Marhay70

bitethebullet wrote: »

Since Nov 12th actually...must have to wait 10 working days?

Yep, ten working days it is. Happened to me too.

ASOT

Arbie wrote: »

Exactly.

That's weird I paid two bills over the phone giving my card details and both went through perfectly?

Arbie

ASOT wrote: »

That's weird I paid two bills over the phone giving my card details and both went through perfectly?

Interesting. I wonder what the difference was.

Amouar

It seems like the FX rate is no longer as good as it used to be on Revolut: Made a USD purchase now , and the FX rate applied was 1.0584$ compared to 1.0638$ online.

Same for a GBP transaction: revolut FX rate was 0.6975 GBP compared to 0.700465 GBP online.

Did you guys notice the same?

galwayjohn89

Amouar wrote: »

It seems like the FX rate is no longer as good as it used to be on Revolut: Made a USD purchase now , and the FX rate applied was 1.0584$ compared to 1.0638$ online.

Same for a GBP transaction: revolut FX rate was 0.6975 GBP compared to 0.700465 GBP online.

Did you guys notice the same?

Yup I noticed that too

Amouar

Vuzuggu wrote: »

Yup I noticed that too

This is very sneaky from them as it was not announced ...

thewheel2.0

Amouar wrote: »

It seems like the FX rate is no longer as good as it used to be on Revolut: Made a USD purchase now , and the FX rate applied was 1.0584$ compared to 1.0638$ online.

Same for a GBP transaction: revolut FX rate was 0.6975 GBP compared to 0.700465 GBP online.

Did you guys notice the same?

Damn, I just signed up yesterday, hope I didn't miss the Revolut boat. I did think the exchange rate savings were not as good as boards promised :eek:

doxy

Amouar wrote: »

It seems like the FX rate is no longer as good as it used to be on Revolut: Made a USD purchase now , and the FX rate applied was 1.0584$ compared to 1.0638$ online.

Same for a GBP transaction: revolut FX rate was 0.6975 GBP compared to 0.700465 GBP online.

Did you guys notice the same?

Here too. I thought $1.05 seemed very bad, checked it on xe.com and saw the same as you. I assumed that it was just lagging behind or something, and would correct itself later, but I think you're right actually :mad:

Aquos76

doxy wrote: »

Here too. I thought $1.05 seemed very bad, checked it on xe.com and saw the same as you. I assumed that it was just lagging behind or something, and would correct itself later, but I think you're right actually :mad:

Just did a quick comparison and Revolut seem very similar to xe rates

doxy

Aquos76 wrote: »

Just did a quick comparison and Revolut seem very similar to xe rates

Hmmm. You're right. Hopefully they were just lagging behind with their exchange rate earlier then.

September1

I also was getting a crappy rate on Sunday, it was about 1% lower than lowest mid-market in last 24 hours according to xe.com, however on Friday I was still getting great exchange rate.

Amouar

It looks like this has been fixed. The Fx rate is good now.