Car insurance - tell us your quotes/renewals

loveisdivine

Your Age: 31
Car type and engine: Nissan Leaf - Electric
years driving: - 10+
any claims: 1 claim in 2015
Price and provider: Renewal with 25plus.ie came in at €950. Ended up going with 123.ie for €645.

Although now wondering if changing to an Irish licence instead of my UK is what made the quote with 123.ie so low.

Car: 2011 Renault Fluence
Driver: Male 48 + Spouse 50. Licence 20+ years.
History: No claims or penalty points, Max NCB
Insurance: Fully Comp with full NCB protection and Breakdown Assist.

Last year with Footprint: 427
Renewal: 485

Rang Aviva and got it for 374 with all the extras. Could have reduced it to 326 with no extras like NCB protection. 10% discount as wife has insurance with Aviva. Last year Aviva quote was over 500.

99nsr125

39
Peugeot 306 1.4 petrol 75bhp
5 years NCB
Full Irish Licence
22 years driving
0 penalty points

FBD
TPFT
€1,186

Like what the fuk

Tommyboy40

99nsr125 wrote: »

39
Peugeot 306 1.4 petrol 75bhp
5 years NCB
Full Irish Licence
22 years driving
0 penalty points

FBD
TPFT
€1,186

Like what the fuk

Are you kidding? That's outrageous. My renewal is due shortly, it'll make you cry.

punisher5112

99nsr125 wrote: »

39
Peugeot 306 1.4 petrol 75bhp
5 years NCB
Full Irish Licence
22 years driving
0 penalty points

FBD
TPFT
€1,186

Like what the fuk

What year?.

Definitely shop around.

99nsr125

Tommyboy40 wrote: »

Are you kidding? That's outrageous. My renewal is due shortly, it'll make you cry.

Not kidding

TK Lemon

27 years old.
Hyundai i20.
162.
Fully comprehensive.
No points.
Liberty.

€670.

Agricola

Gender: M
Age: 36
Car: 06 BMW 320d saloon
NCD: Full
Licence: Full, clean, 12 years
Cover: TPFT
Renewal Quote: €483 from Bank of Ireland Insurance Services

Have tried quotes from Aviva, Axa, Allianz, AIG, Liberty, FBD and all of them coming in somewhere between €650 and €900. 123.ie returned a quote of €445 by adding a family member to the policy. Will call BoI and see if I can get them to match that, don't ask don't get. But can't complain with sub €500 nowadays on an "old" car.

H3llR4iser

H3llR4iser wrote: »

Just got my "renewal invitation"

38 years old
2006 Alfa Romeo 159 1.9JTS (Petrol, 160hp)
20-- years license (will elaborate)
Full NCB (6+ years)
TPFT - 982 Euro with AA

My license is about to expire anyway, I'll be renewing and therefore getting an Irish license - that alone will bring the premium down to ~500 Euro (ironically, the AA called me while I was typing this and we discussed it). Regardless of the silly ruling that there was about it a couple of years ago, insurance companies taking the absolute p1ss and skinning EU drivers alive is a disgrace.

Ended up renewing with the AA (Allianz underwriter) for 820, same exact cover as last year. Couldn't replace my license in time as dates are illegible (paper license from the late '90s with ballpoint-pen written dates, brilliant piece of engineering!) and require a certificate, so renewed with the EU license still.

selous

Renewal from 123 was E640 online(up from E598 last year) or E740 if I phoned them to renew.
Age 50
2015 Mazda 3 2.2L
full licence
max no claims.

Liberty E950
Axa 865 (with no add on, not even windscreen cover, all extra)
Post insurance....E560, with everything, including bonus protection as an extra. took the hand off her, thank you madam.
Quote devil.....still waiting for the call back, too late now lads.

Vladi_

Car: 06 Mini Cooper, 1.6, hatch, 17" wheels
Driver: 33, female, full Irish licence and another person on the policy
History: first policy for both, no no claim bonus, first car ever ♡
Quote: Allianz, €2037.00.
Pretty happy with that considering the car and no history.

tigerbanana

Car: 171 Highline Golf Automatic
Driver: 30yo Male, full Irish license 8 years,
Named driver: 29yo female, learner permit for 2 years
No points or claims on either driver.

An Post renewal: €761 with step back and €300 excess
25 plus: €901
Liberty: €1171
AXA: €700 with step back
FBD: €1291
123.ie: €805
Allianz: €732 with step back
AA: €664 with step back and €650 excess
AIG: €763
Aviva: €1424!

Final Quote Selected: An Post (underwritten by AIG), €665 with full NCB protection and €600 excess.

wotzgoingon

1998 1.6 Toyota Levin BZ-R
Male
Full licence over 10 years
6 year NCB
2 year ban 10 years ago
2 points for speeding( Only picked them up recently, some slow driver was doing my head in so overtook to the redline and took off never slowed down after passing, seen the van but it was too late)

123.ie: €650

Eggs For Dinner

wotzgoingon wrote: »

1998 1.6 Toyota Levin BZ-R
Male
Full licence over 10 years
6 year NCB
2 year ban 10 years ago
2 points for speeding( Only picked them up recently, some slow driver was doing my head in so overtook to the redline and took off never slowed down after passing, seen the van but it was too late)

123.ie: €650

Speeding would be 3 points if it was recent. Be careful declaring this when getting quotes. Shouldn't make much difference, but better get it right

SCOOP 64

wotzgoingon wrote: »

1998 1.6 Toyota Levin BZ-R
Male
Full licence over 10 years
6 year NCB
2 year ban 10 years ago
2 points for speeding( Only picked them up recently, some slow driver was doing my head in so overtook to the redline and took off never slowed down after passing, seen the van but it was too late)

123.ie: €650

Do you need to declare a ban from 10years ago?

wotzgoingon

SCOOP 64 wrote: »

Do you need to declare a ban from 10years ago?

No I didn't anyway just thought I'd put it up. You also get a 3 years endorsement after the ban is up.

alan partridge aha

Wife's insurance

10+ years full licence
2016 Yaris 1.33 petrol
Fully comp, no claims protection, journeywise.
Aviva €410

fabi9977

21
Seat Arosa 2001 1.0 50bhp
0 NCB
1 year driving

Third Party and theft
€3.330 AXA

Liberty wanna 4.700euro for Third Party and theft

gussieg

just an update i went with AA as they could offer me comprehensive driving other peoples cars as well as on my car the suzuki wagon r for 610.
seems alot but was way better than the brokers offer of 670 for third party only.

Voodoomelon

Just in, 5th year of ownership.

2005 BMW 740Li

34yo, full NCB, full Irish etc

We're in sad times when €1399.26 is good value. Bank of Ireland, u/w by RSA.

That figure was €800 5 years ago.

Truckermal

Voodoomelon wrote: »

Just in, 5th year of ownership.

2005 BMW 740Li

34yo, full NCB, full Irish etc

We're in sad times when €1399.26 is good value. Bank of Ireland, u/w by RSA.

That figure was €800 5 years ago.

I'm a bit older than you and pay almost half that on a 3.0l with AA via Aviva.. **** 5 years ago.. mine is 450 dude!:eek:

Voodoomelon

Massive difference with a 4.0l though, its a huge jump in insurance terms. Everyone else is €1900+.

bigboss1986

Wife's renewal came in few days ago:

Megane 2013 1.5 diesel, 32y old ,full NCB, 0 points,licence 5y +++,me as as named driver 3 points.

Last year 770 with Post Insurance(AIG).
This year 880+ 50 euro(!!!)renewal fee(AIG).Pay monthly 10x94e +50e renewal fee.
Fully comp,windscreen,brakedown,driving other cars,bonus protection.

Went with ALLIANZ as I have policy with them.Got multi policy bonus with same extras for 577e .Paid in full as it was cheaper by 47e than pay monthly

Other quotes with same extras and 2 drivers
AXA 910
FBD 1125
DEVIL 999
123.ie 874
Zurich 741
Liberty 1541(WTF????)
25+ was cheapest 541 but to much hassle with them to save 30e.

NIMAN

I see in the Indo today it's reported that we will all be paying another 2% levy from January.

Eggs For Dinner

NIMAN wrote: »

I see in the Indo today it's reported that we will all be paying another 2% levy from January.

Yep, to cover possible insolvency of insurers. For those who think an Irish government should provide no fault state insurance, this is the reason why they haven't touched it. They know there is no money to be made and have passed on the risk to the people by further taxation. The system needs gutting from top to bottom (insurers, legal profession, medical profession and awards)

Dublinandy2

My wife is a new driver, just passed with no previous experience.

Was trying to get a quote for. 1L Yaris. 2012

All companies and brokers were quoting around 2k.

Gave kennco a phone and they quoted us 1400, 600 cheaper than anyone else, guy said the fact she took the compulsory 12 lessons helped a lot. Not sure how given everyone has to complete them.

punisher5112

Dublinandy2 wrote: »

My wife is a new driver, just passed with no previous experience.

Was trying to get a quote for. 1L Yaris. 2012

All companies and brokers were quoting around 2k.

Gave kennco a phone and they quoted us 1400, 600 cheaper than anyone else, guy said the fact she took the compulsory 12 lessons helped a lot. Not sure how given everyone has to complete them.

Because those that have yet to do so or are in the middle of them can still drive accompanied so that's what he meant.

Agricola

Voodoomelon wrote: »

Just in, 5th year of ownership.

2005 BMW 740Li

34yo, full NCB, full Irish etc

We're in sad times when €1399.26 is good value. Bank of Ireland, u/w by RSA.

That figure was €800 5 years ago.

I'm with BoI as well. My renewal came in at €480 on an 06 320d. Rang them and they wouldn't budge an inch, unless I wanted to lose NCB protection.
Asked them if adding a family member would cut it down any? He tried it, but made no difference to the price.

So I went back on their site and did up a quote as a new customer and added someone on the policy. Exact same details as my renewal otherwise.
€360! So now I'm letting my current policy lapse and taking up a new one with this price.

Might be worth trying that. Very different situation with a 7'er but if it knocked anything of that price for you, it would worth it.

Voodoomelon

Agricola wrote: »

I'm with BoI as well. My renewal came in at €480 on an 06 320d. Rang them and they wouldn't budge an inch, unless I wanted to lose NCB protection.
Asked them if adding a family member would cut it down any? He tried it, but made no difference to the price.

So I went back on their site and did up a quote as a new customer and added someone on the policy. Exact same details as my renewal otherwise.
€360! So now I'm letting my current policy lapse and taking up a new one with this price.

Might be worth trying that. Very different situation with a 7'er but if it knocked anything of that price for you, it would worth it.

I just did a new quote online with BOI, they won't quote through their online system.

Agricola

Voodoomelon wrote: »

I just did a new quote online with BOI, they won't quote through their online system.

You could try calling their sales dept and going through the process as a new customer. Unlikely to work, but you never know. If they miraculously came back with €1000 quote you'd probably jump for joy!
If you don't have someone else on the policy, try to do that. It was the major difference for me.