Car insurance - tell us your quotes/renewals

Jesus.

NickDunne wrote: »

Anyone who tries to argue that thess quotes aren't taking the f*cking piss is a fool imo. But but... it's a BIG engine :O WITH a TURBO??? Jaysus this isn't the mondello carlo raaaace track in monaco ye'know!!! Jaysus 115bhp is off the chart lad :rolleyes:

A lot of guys have often derided the Irish motorist for buying cars with pissy little engines because they're trying to save on "de tax & insurance" but how can anyone blame the motorist given examples like the above? That's two grand a year just to tax & insure a bog standard car with 115bhp.

Two fukking grand!

Daniel S

Gender: M

Age: 21

Car: 06 Ford Focus 1.6 Petrol (100bhp)

NCD: 1 year

Licence: Full 1 year, no points

Cover: TPF&T
Best quote: Liberty - €970

Renewal of fully comp was over €1300. It was €1200 the year before.

NachoBusiness

My insurance is up on Jan 17th and AIG have this morning been sent a renewal quote which is just shy of being €1200 more than it was last year (€576 --> €1772). Have had no claims whatsoever. Not even windscreen. Zilch.

Guess I'm one of those with a car over ten years that's getting it in the neck of late.


Gender: M

Age: 41

Car: 00 D Civic Saloon, 1.4.

NCD: 4 Years.

Licence: Full 10 years, no points

Cover: Fully comp,

Renewal Quote: €1772 AIG.

Best Quote: Haven't shopped around as of yet. Will do.

_Brian

Gender: M

Age: 43

Car: Nissan XTrail, 2.2 Diesel

NCD: 20+ Years.

Licence: Full 25 years, 2 points

Cover: Fully comp with Class1 Business Usage, Full Bonus cover, Glass Cover, Drive other cars.

Renewal Quote: €785 (up from €465)

Best Quote: €680 AXA €647 The AA

pheelay

Gender: M

Age: 34

Car: 2003 MG TF 160 (1.8)

NCB: 7 yrs

Licence: 15 years, no points

Cover: TP

Last years policy: €325

Renewal quote : €730

Best quote: €481, TPFT including step-back protection and driving other cars.

...and probably a huge phone bill

TripleAce

Gender: M

Age: 38

Car: Audi A4, 2003

NCD: 5+ years (actually never had an accident myself for 20 years but my wife had a little accident with my car about 5 years ago which impacted my NCD)

Licence: Full 20 years, no points

Cover: Fully comp, include NCD bonus protection

Renewal Quote: €697, then negotiated down to 585€ (up from €455 of last year), insurance Allianz

Best Quote: €585 Allianz, still searching for better but couldn't find any yet.

Really annoyed as last year I was told that the 455€ included an extra 90€ fee for driving with a EU licence that I have now converted into a Full Irish licence and was hoping to get a nice quote <400€ this year and instead I got a big increase. Looking at some of the quotes in previous posts though I feel it could have been even worse.

NickDunne

Jesus. wrote: »

A lot of guys have often derided the Irish motorist for buying cars with pissy little engines because they're trying to save on "de tax & insurance" but how can anyone blame the motorist given examples like the above? That's two grand a year just to tax & insure a bog standard car with 115bhp.

Two fukking grand!

Insane quotes aren't they! I had given up on the idea until I read this man's post...

Agricola wrote: »

Anyway, at the 11th hour there was salvation from an unlikely source. I got a leaflet in the post from Bank Of Ireland (RSA underwritten) about home/car/travel insurance. I was certain I'd be wasting my time but I went on the site and filled in the form one last time.

BOOM! I'll have that thank you BOI €550 for the Fiesta or €605 for a Mondeo.

Voodoomelon

That's three of us now with a fantastic BOI quote, great to see.

CamperMan

Male aged 45, 2004 fiat panda, 0 no claims in Ireland (3 years NCB in the EU), best quote in Ireland over €3000, in the UK, £395, clearly getting ripped off in Ireland..

LawlessBoy

Gender: M

Age: 19

Car: 2002 VW Passat 130bhp

NCD: 2 years

Licence: full over 1 year

Cover: TPFT

Renewal Quote: €3984

Best Quote: €2100 through a local broker.

Insurance last year was €1500. Its crazy how much they can just hike it up for a thing that you legally have to have to be on the road.

_Brian

Voodoomelon wrote: »

That's three of us now with a fantastic BOI quote, great to see.

They wouldn't quote me as I needed Class 1 business use.

_Brian

Few people have mentioned here that 10YO cars are being hit. My XTrail has just crossed the 10th birthday, could this be adding to my premium ??

Really annoyed that at 43 with a clean history that I was hit with an 80% increase and the best I'm getting is 50% higher than last year.

Hard to believe this isn't price gouging.

Cortina_MK_IV

I'm getting hit on 2 counts. It seems (as I might have said already) that 30 years accident-free counts for nowt. Louth gets hit harder and my car will be 13 years old come next quote time. If it was done on miles on the clock I have 48k on the clock now so maybe about 55k miles on it next May.

dodgygeezer

Thanks Agricola,

That's a fourth happy poster here that got sorted with BOI.

2001 Mondeo 2.0 Diesel (full licence, NCB 7+) cheapest through chill (kennco €607, Axa €800)

Boi €453 (including €107 discount for having an account)

They don't advertise enough! Never would have thought of them. Respect to them for being decent about older cars (although I'm sure as ever they must have done their sums on it)

bigboss1986

Gender: M

Age: 29

Car: 2002 Focus 1.6
NCD: 8+

Licence: 10y
Cover: TPFT

Renewal Quote: €1400 (!!!!)

Last year I paid 399€ and that was for Mazda RX8 with 123.ie,then I changed to cheap focus (paid admin fee of 40€) today they came up with this crazy price.Called everywhere and I found One Direct to be the cheapest .477€ TPFT.1000€ saved
The best thing is when I did same quote on 123.ie for my focus 677 came up

pudzey101

Gender: M

Age: 25


Car: 05 BMW 320d (150 bhp)

NCD: 8

Licence: Full

Cover: TPFT

Renewal Quote: €1100

Best Quote: €789 AA.

Insurance last year was €418 on a honda integra with AIG , madness how they up premiums so much

Masala

On the Bank of Ireland insurance.... does it help to be a customer????

If so... I am up for renewal in Feb 2016 and will open an account next week so as to have that box ticked before I ring for a quote

PS.... any link to the BOI insurance???? Are they doing on-line quotes???

moleyv

Masala wrote:

PS.... any link to the BOI insurance???? Are they doing on-line quotes???

Yeah on the BoI website. They give a discount for 1,2,3+ years as an account holder.

They weren't the cheapest for me though going back a few months.

ImDave

FBD renewal quote was €1,378 on the details below, up from €980 the previous year with no changes to circumstances, vehicle etc.

Driver: Age 27 Male
Car: 04 BMW e46 1.8L
NCB: 5 years
Licence: 9 years, 0 points
Cover: Fully comprehensive

Renewal quote: €1,378 (increase from €980)
Best quote €850 (25 Plus), €970 (BoI) Next Best.

aido76

Driver: Age 39 Male
County: Galway
Car: 10 Mazda 6 2.2L 163BHP
NCB: 6+ years. Never claimed
Licence: Full Irish. 16 years, 0 points
Cover: Fully comprehensive with Full No Claims Protection

Renewal with Aviva €458.85.
Last year I paid €360 on a 04 BMW 320D 150BHP.
Paid €20 when changing over to the Mazda in Jul.

Rang Aviva today and renewed for €411. I didn't even have to ask for a further discount. The guy when through the policy and gave me a best price of €411. Thought I might have gotten €20 -€30 off. I wasn't expecting nearly €50.

Other quotes:

Blue - €576. 2yr policy €1006
123.ie €590
AIG - €700
AXA - €787
BOI - €846. Not a customer.
Got a few more quotes over the grand:eek:

carzony

my renewal is a good bit down the road but some of those hikes are frightening.

Irishder

Got a great quote from BOI 405 fully comp for a 37 year old female (38 year old male named driver) on a 2006 Toyota Avensis 2 liter diesel. Was with Aviva they wanted 506 Euro, was 305 Euro last year!!!

TheRealMadmix

06 Audi a4 1.9 TDI

Age 25
Full time student
Bonus 5 years
Full ROI licence 5 years

Axa quote: €1400

this is crazy, I guess I should get 1.0 astra

zl1whqvjs75cdy

Old engine with a turbo? You're a certified killing machine.

NickDunne

Anyone who got cheap quotes from BOI recently, I'd suggest trying for a quote again. Hiked :rolleyes:


"This exact quote is guaranteed only on the date of enquiry and may be subject to change."

How convenient

boardsuser1

TheRealMadmix wrote: »

06 Audi a4 1.9 TDI

Age 25
Full time student
Bonus 5 years
Full ROI licence 5 years

Axa quote: €1400

this is crazy, I guess I should get 1.0 astra

Are these new?

TheRealMadmix

KC161 wrote: »

Are these new?

sry, 1.0 corsa

GardeningGirl

Age: 25

Gender: Female

Licence: Full Irish, 7yrs

NCB: 2 (no points/claims but been abroad hence low NCB)

Car: 2004 2.2dCi X-Trail Sport 114bhp

Quote: TPFT 1,050 euro
Plus €7pcm for AA cover - windows, theft, home start, roadside assistance cover etc w/o affecting NCB

But i did get quotes around 3,000 so spend half an hour to shop around !!

Sarn

Age: >35

Gender: Male

Licence: Full Irish, 9+ years

NCB: Full

Car: 2003 1.2 Ford Fiesta

Quote: Fully comp.
BOI: €376 (Popular policy)
123: €511
AA: €394, no breakdown assist
Aviva: €642
Liberty: €580 TPFT
Allianz: €513
FBD: €422 v. basic (would be up close to €500 for same as BOI with add ons)
Axa: €533
AIG: €510 (renewal)

Last year €378 with AIG. BOI policy isn't quite as good as I didn't opt for NCD protection.

Thanks for the heads up on BOI!

LawlessBoy

Gender: M
Age: 19
Car: 2002 VW Passat 1.9 TDI 130bhp
NCD: 2 Years
Licence: Full
Cover: TPFT

Renewal Quote: Havent gotten it in the post yet insuracne due end of month.

Best Quote: €1900 from kennco through quote devil. They also said when i get my renewal in the post if it beats them they will more then likely be able to beat it, something to do with a student deal they have on.