Car insurance - tell us your quotes/renewals

marklazarcovic

SCOOP 64 wrote: »

I wouldn't have complicated matters myself and told them that its parked at work 4 days because you got temporary use of work van.

Insurance is technically void if I hadn't

TK Lemon

Female - born 1993

Learner permit. 12 EDT lessons done. Nothing more.

1.0 litre Hyundai i10.

Its4women.ie €1,765

Darc19

Wife
Age- old enough to be your mother.
Car - 3 series auto.
No claims, no points.

Me as named driver. Similar age, no claims, no points


Aviva renewal €482
AIG €318 INCL 20% online disc. (definitely the lowest ever for her)

Little Miss Fairy

Darc19 wrote: »

Wife
Age- old enough to be your mother.
Car - 3 series auto.
No claims, no points.

Me as named driver. Similar age, no claims, no points


Aviva renewal €482
AIG €318 INCL 20% online disc. (definitely the lowest ever for her)

Just insured my car with AIG for 355. Thanks for steering me in the right direction.

comerla

Age: 42
NCB: 3 years (have a claim for small accident from 2016 which I repaid the insurance company in full before renewal)
License: Full Irish, no points
Car: 2017 Audi A7 Ultra 3.0 218 PS
Cover: Comprehensive
Insurer: 123.ie
Price for last year: €909
Renewal: €830

I just got quoted €1,370 by AIG and Allianz wouldn't quote me because of the claim. Looks like I'll be stuck with 123 for another couple of years.

wotzgoingon

Why would you repay the claim? Isn't that what we have insurance for. And even after repaying it you are still being punished by other providers so pointless repaying it in my books.

comerla

wotzgoingon wrote: »

Why would you repay the claim? Isn't that what we have insurance for. And even after repaying it you are still being punished by other providers so pointless repaying it in my books.

I debated at the time whether to settle privately but went through insurance to avoid any surprises later on ( probably over thinking it, and on advice of work colleague), on the basis as I understood it that it wouldn’t count as a claim. Then I learned that even informing the insurer of the incident counts as a claim. I wasn’t expecting to see the amount listed on my no claims bonus statement but it’s still there so you’re right, from that perspective I should have just let them pay.

However, my premium went down after this with RSA/123.ie, from 750 down to about 450 (for an 09 A6 avant).

I agree it’s a hard one to swallow RE other insurers but the pricing I got from 123 since was much better afterwards till I got the A7. I got a bit of a surprise with that, but I was told last year that 123s quote wasn’t that bad for this even disregarding the claim.

Eggs For Dinner

Notifying your insurer of an incident is not a claim. It only becomes one if money is paid or due to be paid on liability. It's more likely alternative insurers are assessing the accident, which needs to be declared, whether you involve insurance or not

olearydc

54 year old male
Driving a Nissan leaf (2015) in Cork City. Parked on private property, wife also added to Policy (she has own car)
Full NCB

Been with AA for a number of years
Just got a renewal quote

“We'd love you to stay with us, so we've checked our leading insurers to find you the best price. Your Renewal Price €748.64
the annualised premium for last year would have been €582.18”

So basically it went up over 28%.....
My wife got 30 Euro back from her insurance and of course I got nothing so when I saw my quote I said sod that

Looked around -Comprehensive Cover-NCB protection-break down cover of sorts ...so same cover near enough for all

Zurich €545.11
123.ie €723.37
Liberty €451.10
its4women.ie €444.34
AXA €510.81
25Plus.ie €420.61
AIG €385.79

Went back to AA and said that I am not renewing – they dropped the price by approx. 50€..FFS
SO going with AIG and wont be renewing my AA membership to boot (90 Euro), saving myself nearly half my money

Shop around Folks

MrMiata

€2800 third party fire and theft on a 1.6 2001 Mx-5, may as well just kick me in the balls..

flashinthepan

Changed from Bank of Ireland

Went with AIG €350 fully comp
2008 polo
Age mid 50's
Full NCB
No points

Rebelinho

39 yo male, no penalty points, 10 years+ full licence, 2008 Hyundai i30 (1.4 petrol)...

Being quoted €600+ by An Post & 123.ie

Any better recommendations? Save me the tedious process of ringing multiple companies

flashinthepan

Rebelinho wrote: »

39 yo male, no penalty points, 10 years+ full licence, 2008 Hyundai i30 (1.4 petrol)...

Being quoted €600+ by An Post & 123.ie

Any better recommendations? Save me the tedious process of ringing multiple companies

Try AIG seem to be one of the cheapest at the mo :-)

Rebelinho

flashinthepan wrote: »

Try AIG seem to be one of the cheapest at the mo :-)

Thank you. €445 fully comp so that's a big improvement straight away!

ILikeBoats

AIG seem to have undercut everyone else and are attracting a lot of customers (that bother looking) from other companies , good to see

Craftylee

It may be the first time that I actually take a renewal quote.

Years no claim: 6
Renewal (Liberty): 448.27

Company Premium
Liberty (as new customer) 488
AA 667
Allianz 711
FBD 503.81
Axa 549.23
Aviva 529.36
SupaValue 549.23
Bank of Ireland 811
123.ie 480.37
Chill 627
An Post 517.38
Ulster Bank lol
AIG 498.52
25 Plus 512.66
Quote Devil call...
First Ireland 668.7
its4women 465.33
Zurich 588.43

Funny how 25plus quotes 512 and its4women (same company) quotes 465. Interesting way to try and give cheaper quotes to women imo, I'd say most men wouldn't realize or want there insurance with a company called its4women and they're taking advantage of that

flashinthepan

Craftylee wrote: »

It may be the first time that I actually take a renewal quote.

Years no claim: 6
Renewal (Liberty): 448.27

Company Premium
Liberty (as new customer) 488
AA 667
Allianz 711
FBD 503.81
Axa 549.23
Aviva 529.36
SupaValue 549.23
Bank of Ireland 811
123.ie 480.37
Chill 627
An Post 517.38
Ulster Bank lol
AIG 498.52
25 Plus 512.66
Quote Devil call...
First Ireland 668.7
its4women 465.33
Zurich 588.43

Funny how 25plus quotes 512 and its4women (same company) quotes 465. Interesting way to try and give cheaper quotes to women imo, I'd say most men wouldn't realize or want there insurance with a company called its4women and they're taking advantage of that

Good bit of work there :-)
Thanks for the comparison always good to see who is not worth bothering ringing / checking
Cheers

CoBo55

Craftylee wrote: »

It may be the first time that I actually take a renewal quote.

Years no claim: 6
Renewal (Liberty): 448.27

Company Premium
Liberty (as new customer) 488
AA 667
Allianz 711
FBD 503.81
Axa 549.23
Aviva 529.36
SupaValue 549.23
Bank of Ireland 811
123.ie 480.37
Chill 627
An Post 517.38
Ulster Bank lol
AIG 498.52
25 Plus 512.66
Quote Devil call...
First Ireland 668.7
its4women 465.33
Zurich 588.43

Funny how 25plus quotes 512 and its4women (same company) quotes 465. Interesting way to try and give cheaper quotes to women imo, I'd say most men wouldn't realize or want there insurance with a company called its4women and they're taking advantage of that

I'm waiting since April for Quote devil to contact me, maybe it's de covid...

chrisd2019

Craftylee wrote: »

It may be the first time that I actually take a renewal quote.

Years no claim: 6
Renewal (Liberty): 448.27

Company Premium
Liberty (as new customer) 488
AA 667
Allianz 711
FBD 503.81
Axa 549.23
Aviva 529.36
SupaValue 549.23
Bank of Ireland 811
123.ie 480.37
Chill 627
An Post 517.38
Ulster Bank lol
AIG 498.52
25 Plus 512.66
Quote Devil call...
First Ireland 668.7
its4women 465.33
Zurich 588.43

Funny how 25plus quotes 512 and its4women (same company) quotes 465. Interesting way to try and give cheaper quotes to women imo, I'd say most men wouldn't realize or want there insurance with a company called its4women and they're taking advantage of that

I am a woman who shaves daily, have just changed to its4women for the second time in 4 years. Its all about the price & policy conditions, not the name of the company. Also Its4women doesn't appear on the disk you attach to the windscreen

Pekarirska

Rebelinho wrote: »

Thank you. €445 fully comp so that's a big improvement straight away!

You should really come sub €400 with your bonuses and experience if you look at other people's quotes here.

I found that clicking refresh/back button as well as bad internet connection can up premium by €100 with AIG. Maybe they're trying to prevent fiddling with input data.

tabby aspreme

New car policy, full no claims on a commercial policy in my name and same as a named driver, no points, comprehensive cover, 171 Auris Hybrid.
Aviva wouldn't quote, even though I'm a named driver with them.
RSA through 123, €740.
Liberty online quote €730 taking into account named driver experience in a
car , when I told them during a follow up call, I had a commercial policy, it increased to €1760.
Axa €370, increased to €440 with NCB protection and towing, I have the van insured with them.

naughtysmurf

Son, 22yrs, full license, no claims, last year (21yrs) paid a little over 2k for his first insurance on his own with AXA on a 08 1.2 Seat Ibiza TPF&T
His renewal came with Axa looking for +1900

The mrs & I are both with Aviva, two cars & home & contents insurance, he insured with Aviva for just under 1300 last week

Affluenza

Affluenza wrote: »

24 M, 1 year driving, full license, 0 points and 1 year NCB

2010 1.4 Ford Fiesta

First years insurance was €2,410 with Coverinaclick (AXA)

Renewal due at the start of September (all TPFT).
Renewal from CIAC through AXA: €1,564
123.ie: €4,764
AA: €3,631
Aviva: €1,906
Quote Devil: €3,175
Chill.ie: €1,998
Zurich: €2,960
Aviva: No quote
Quoteme: €2,264
Anpost: €1,879

Tried all of the other large places (BOI, blue, axa, kennco etc.), nobody offered under €1,700.

I went with Liberty, quote came out to €1,290 but got it down to €1,200. This was after adding a parent as a named driver. Quite happy with that

Good luck all those novices out there looking for insurance It's not fun ringing around and waiting only for the insurer to tell you it's gonna be €5k but it pays to shop around.

Same car, just received my renewal quote from Liberty of €995 (TPFT) with a parent as a named driver.. This doesn't seem too bad compared to some others here but I'll still spend one of the days getting quotes. Does anyone know specifically who I should contact?

I'll update this post as I get around to receiving quotes.

Have heard good things from AIG this year but when I tried to get a quote online, it didn't provide me with one. I'd really appreciate it if we can finally get to a stage where you don't have to spend the best part of a day chatting with sales agents

blade1

Just got my renewal quote from an post insurance.
48 years old, LEXUS Is300 f sport.
Full comp, no claims protection. €381.

It's up from last year but was expecting it to be more.

c.p.w.g.w

Misses got her renewel quote with AA

€1200
Fully Comp, 10 years no claims, Full License Driver 9 years...

Got the same cover from 123.ie for €490

I'm also a named driver on it, 2 year learner permit

Taltos

Renewal quote from AA for Aviva / Allianz circa 750
Got similar from FBD for 405.

mamaz

Renewal quote from AXA 1503.37 (down 50 from last year) - rang a local broker for a quote and they will get back to me tomorrow. 2 years no claims (one as provisional) - turn 26 next month

c.p.w.g.w

Is there still issues trying to insure cars as old as 10 years?

marcos_94

c.p.w.g.w wrote: »

Is there still issues trying to insure cars as old as 10 years?

Not really no. There are some insurers arent interested but there are still plenty of others that will quote. Im in the process of buying a 2003 and have gotten what I consider to be reasonable quotes on it with Aviva

Odyssey 2005

naughtysmurf wrote: »

Son, 22yrs, full license, no claims, last year (21yrs) paid a little over 2k for his first insurance on his own with AXA on a 08 1.2 Seat Ibiza TPF&T
His renewal came with Axa looking for +1900

The mrs & I are both with Aviva, two cars & home & contents insurance, he insured with Aviva for just under 1300 last week

Holy crap.!!!