Car insurance - tell us your quotes/renewals

ofcork

Got my renewal from chill 545 with ivernia which is 45 more than last year,went on their site and got 437 with same company!!!

pododonnell100

Got added to my mothers Insurance today as a learner driver, 17 years of age. 131 Skoda Superb worth €8,000 with my father as a named driver, residing in rural Sligo. €391 for mum and dad on their own, with mum being a shop assistant and dad as warehouseman ( both correct) and me as a student. Only €521.86 extra which is excelent. when many of my friends paying from €1,000 to €1,600 extra on newer cars. Insurance runs from now to mid August, and should have a car and full licence by then.

ofcork

If you get a cheaper quote on their website than your renewal from the same company can you take it.

johndaman66

https://www.boards.ie/discussion/comment/118497285#Comment_118497285

Your on cover for around 7 months if the policy runs to mid August so the real annual additional premium for yourself to be added to the policy is closer to €900. Still an excellent price for a 17 year old on a Learners Permit. I would have thought you would be hard pushed to get cover even as a named driver on the likes of a Skoda Superb. What Insurance company can I ask?

johndaman66

https://www.boards.ie/discussion/comment/118497361#Comment_118497361

I had a bit of hassle February last year with Allianz. They weren't making it easy by not allowing me to input my cars registration number to complete the online sale, seen as I was already with them - or something silly along them lines as far as I recall. In the end I done a like for like quote inputting the exact model and spec as my own and same yr and value as opposed to registration number. Got the quote reference and got on the phone to them. They weren't making it easy really with a few calls back and forth etc but agreed to honour the lower online price when I treated to take my business elsewhere. A bit sketchy but that was the general gist of my experience as I recall.

Sexual Chocolate

Received my renewal this week.

Male

28

No points

9 years NCB

Driving +10 years

2017 Ford Focus ST TDCi

Have the aul fella on the policy to make it cheaper even though he doesn't drive it.

Renewal €653 with Bank of Ireland/RSA 😕

Was expecting it to be sub 600 this year. Last year's was 680 on the 320d (which was an increase on the year before) but when I bought the Focus in September I received €30 back with two months of payments left so was expecting a decent renewal.

Shopping around I've gotten cheaper quotes from a few places, Liberty, Axa and Allianz to name a few that range from 580-630 but none of their policies are as good as my one so will stick with Bank of Ireland again.

Got halfway through an online quote with Acorn Insurance until it got to the part where it asked for the reg of other car(s) that I've access to........

Wildly Boaring

Acorn are a broker.

Sometimes brokers ask too many questions just to be safe when checking all the companies they check.

That question just means another car in a wife and husband situation. Not if say you could technically drive your dad's car.

Sexual Chocolate

https://www.boards.ie/discussion/comment/118498154#Comment_118498154

They were just asking too many questions for my liking.

Signore Fancy Pants

https://www.boards.ie/discussion/comment/115987595#Comment_115987595

Same details as last year, well plus 1 year on.

Renewal from the AA is €450, so up €70. Will be shopping around but it seems all prices are inflated.

johndaman66

https://www.boards.ie/discussion/comment/118498249#Comment_118498249

As it was Acorn they were likely going to try and cross sell you Life Cover/ Income Protection.

nigeldaniel

Been driving for 10 years and I am in my 40ts... Renewal this year with AXA €601 Opel Corsa 08 reg. Cant switch as I never signed up for online banking or mobile banking and my card cant be used online the way it was. I was going to switch to Allianz who quoted 325 euro but by the sounds of it, they are a bit so and so at times. Due to hearing aids, I do not have the option of calling other insurance companies. Looks like I am stuck with AXA.

Esel

https://www.boards.ie/discussion/comment/118504990#Comment_118504990

What's putting you off Allianz?

Sexual Chocolate

https://www.boards.ie/discussion/comment/118503912#Comment_118503912

Maybe so. Still wondering why do they need to know the regs of other cars I've access to ? I've easy access to 5 cars including my own but does it matter ?

Part of me feels like ringing and asking 😅

Zurich who I received a quote with after my original post came in at €613 and the sales person reckons he can get more off it when I provide driving licence numbers. Only thing is I'd loose my fully comp driving of other cars.

nigeldaniel

To answer Esel. They seem to have a good number of not so great reviews else where on internet land.

Vaccinated30

Currently I am with AIG. I'm looking at getting a new car but I cannot get a quote for a Zafira. (Doing change of Vehicle on the policy I have)

Every other car I try, I get a quote, high years, low years, 2litres even 3litres I get a quote, as soon as I try ANY zafira, it says to call them as they cannot offer me a Quote. Anyone else have this?

Esel

https://www.boards.ie/discussion/comment/118529159#Comment_118529159

I *think* the Zafira has a tendency to go on fire.

easygoing39

https://www.boards.ie/discussion/comment/118529159#Comment_118529159

Insurance companys don't normally do anyone but themselves a favour,but in this case AIG certainly are doing one for you.

Rowley Birkin QC

https://www.boards.ie/discussion/comment/118529249#Comment_118529249

https://www.irishtimes.com/business/commercial-property/owners-of-cork-shopping-centre-sue-for-30m-after-car-causes-fire-1.4303399

Vaccinated30

https://www.boards.ie/discussion/comment/118529249#Comment_118529249

Thank you for that, I will not be getting it so 😂

Rowley Birkin QC

Age: 37

Car: 2008 BMW 325i M-Sport Coupe, 3.0 Petrol

Years Driving: 20, full license

No of claims. 0

Penalty points: 6

Mileage per Year: Less Than 5000km

Premium: €635 fully comp with Allianz

CoBo55

https://www.boards.ie/discussion/comment/118529159#Comment_118529159

And it burns burns burns, the ring of fire, the ring of fire, don't park it in Douglas boy!!

on_the_roots

Age: 34

Car: Lexus NX300h

NCB: 3

Claims: 0

Penalty points: 3

Mileage per year: less than 8k km

-------------------------

Allianz: 1886,33 (from broker 'Glennon')

AXA: 1358,00 (from broker 'Glennon')

FBD: 911,00

An Post Insurance: 971,00 (policy with AIG)

GetSetGo: 691,00 (policy with AIG)) (no windscreen, no road assistance, 600,00 excess)

Its4Women: 627,00 (policy with AIG) (no windscreen, no road assistance, 600,00 excess)

-------------------------

Looks like AIG wants me and I'm tempted to go for the Its4Women quote as it's about 30% less than AnPostInsurance, but I'm a bit concerned with the quality of their services, lots of bad reviews for both Its4Women and GetSetGo.

ofcork

https://www.boards.ie/discussion/comment/118497930#Comment_118497930

I rang chill he said the website quote is not accurate but got mine down to 500 so not too bad.

robbie000

Renewal with Its4woman up from 490 to 530 this year.

I got a quote on there site for 450 all the same details as they are doing €80 off online offer. Can you just get a quote online and go with that or do you need to ring and try and haggle them down on the renewal quote.

Cape Clear

How far in advance are insurance companies typically sending out renewal quotes?

CoBo55

https://www.boards.ie/discussion/comment/118599664#Comment_118599664

I think they're obliged to send out the renewal a month before expiry.

septicsac

https://www.boards.ie/discussion/comment/118592173#Comment_118592173

Was in this situation before, called them up and they said it was for new customers, but I could avail of it, but only through new owner method. They insisted I sent in my licence again, even though they had it on old policy. Better again they had me forward my no claims they had sent me on to them. I think they hoped I wouldnt bother, but it was only a matter of sending 1 email to save 80 Euro.

Try AIG , they underwrite for itsforwomen and have been way cheaper for me for past 3 yrs.

robbie000

Went with Allianz full cover with all the extras windscreen, breakdown, no claims step back included for €390.

Signore Fancy Pants

https://www.boards.ie/discussion/comment/118498387#Comment_118498387

Shopped around, competition wasn't great.

Zurich €627, Liberty €715, Axa €780, Asgard €902, Aviva would not quote, An Post wouldnt quote, 123 €466. Last year I was with Allianz through the AA. This year I went straight to Allianz.

Allianz, Fully Comp, Full NC and windscreen cover for €321.

[Steve]

Your Age: 31

Car type and engine: 152 Focus 4dr, 1.6d

years driving: 9 months, 3 months named and 6 months own policy.

any claims: 0

Price and provider: €1710 Liberty. Full comp in own name, have the aul fella as named driver to lower it a bit.