Car insurance - tell us your quotes/renewals

dennyk

Here's one for any fellow dirty foreigners looking for insurance. :pac:

Gender: M

Age: 36

Car: 2006 VW Golf 1.6l petrol

NCD: Full 5-year (based on US insurance no-claims bonus and history)

Licence: US full license, 10+ years

Cover: Comprehensive

Premium: €807, from Liberty Insurance (only company I found who would offer a quote with a US license). They accept no-claims bonus history from insurers in the EU, USA, Canada, Australia and New Zealand.

Not looking forward to renewal time, but by then I should have a full Irish license, which will make shopping around an option.

BrookieD

I just went from a 2009 Passat estate 2.0d bluemotion to a Peugeot 508 2.0d Allure saloon and the price per month increase was from 63 to 107 euros..... i nealry dropped to the floor. Being told this is due to the 508 being 9 classes higher in insurance groups? where can i find this information.

Gender F
Age 42
NCD full 5 years protected
Full Irish license for over 10 years

Cover = comprehensive

i think they have the 508 up at the 163 bhp and not the standard 140bhp model....

marko93

Very surprised for my first policy. Absolutely delighted with the quote

Gender: M

Age: 23

Car: 04 Corolla

NCD: 0

Licence: <2 years

Cover: Comprehensive

Premium: €955

Lia_lia

^ who is that with?

MayoSalmon

G - Male

A - 31

C - 11 Qashqai

NCD - Full

License - 3 year Irish Prov

Cover - Full

Best €810 Allianz (Renewal from 700 last year)

Got mad quotes from other providers

marko93

Lia_lia wrote: »

^ who is that with?

Oh yeah, forgot to write that

I got the quote from The AA and it is from Aviva

MayoSalmon

OSI wrote:

How do you get 5+ years NCD with only 3 years on a provisional?

Transferred other years from US policy...

To Elland Back

Business Cat wrote: »

Fbd posted their 2015 results today.

Net loss of €85 million.

Of course they must be lying as insurers are making a fortune in Ireland.

Explained in detail here

http://waterfordwhispersnews.com/2016/03/02/motor-premiums-to-rise-because-none-of-your-****ing-business/

carzony

85 million loss? What a massive loss. I'm sure that'll be hard to recover from.

Special Circumstances

BrookieD wrote: »

I just went from a 2009 Passat estate 2.0d bluemotion to a Peugeot 508 2.0d Allure saloon and the price per month increase was from 63 to 107 euros..... i nealry dropped to the floor. Being told this is due to the 508 being 9 classes higher in insurance groups? where can i find this information.

Gender F
Age 42
NCD full 5 years protected
Full Irish license for over 10 years

Cover = comprehensive

i think they have the 508 up at the 163 bhp and not the standard 140bhp model....

It's pretty much "makey-uppy as you go along" in Ireland, there is no official agreed table across the industry.

There is a guidline (but not compuslory) table in the UK
http://www.gocompare.com/insurance-groups/
http://www.parkers.co.uk/cars/insurance/car-insurance-groups/
Despite having very similar cars on sale here, there seems to be HUGE variations in what is considered "high performance" here.

Cola34

Gender: F

Age: 30

Car: 05 micra

NCD: 0

Licence: 1 year full

Cover: Comprehensive

Premium: €1280

I lost my ncd due to accident but if i was to pay and get it reinstated the two quotes were for 3500 and 4800 madness so just cut my losses and went with renewal

Meleftone

Gender: M

Age: 38

Car: 09 C4 Grand Picasso

NCD: 6+years

Licence: 14 years full

Cover: Comprehensive

Premium: €490ish ( can't remember fully) last year, renewal €567 with AXA through Aaran Insurance Brokers. Will be looking to get that reduced like every other year. Have been with broker since I started driving.

wonski

Gender: M

Age: 34

Car: 01 Merc CLK

NCD: 6 years

Full License: 5 years

Cover: TPFT (with breakdown assist)

Renewal - €469.83 (123.ie)

Very happy with their offer.

They wouldn't quote me as a new customer, tried few more insurers and brokers last week and was really worried I am to pay 1k+ this year.

kh8

Cola34 wrote: »

Gender: F

Age: 30

Car: 05 micra

NCD: 0

Licence: 1 year full

Cover: Comprehensive

Premium: €1280

I lost my ncd due to accident but if i was to pay and get it reinstated the two quotes were for 3500 and 4800 madness so just cut my losses and went with renewal

Who is that with

cruizer101

Gender: M

Age: 31

Car: 99 Honda Accourd 2.0 Auto

NCD: 4 years

Full License: 6 years

Cover: Full

Previous Insurance with 25Plus
Last year: ~480
Renewal: 930

Went with Bank of Ireland discount for having my account with them came in at 503, happy enough with final figure paid, not happy with how many companies wouldn't even give a quote or quote something crazy.

student7890

Gender: M

Age: 48

Car: 02 Ford Focus 1.4

No Claims: 6 years

Full License: 9+ years

Cover: TPFT

Previous Insurance with 25Plus
Last year: 272
Renewal: 360

An increase of 25% from last year but think I'm gonna take it as nearest quotes are all over 600 for TPFT

Liam McPoyle

Just spotted that the Court of Appeal has upheld the previous judgement holding the MIBI liable to cover the outstanding claims following the collapse of Setanta.

Basically means that the MIBI has to come up with €90,000,000 or so in order to do this.

As they are a non profit body and are funded by contributions from insurers that means another hit to the consumer.

Special Circumstances

Business Cat wrote: »

Just spotted that the Court of Appeal has upheld the previous judgement holding the MIBI liable to cover the outstanding claims following the collapse of Setanta.

Basically means that the MIBI has to come up with €90,000,000 or so in order to do this.

As they are a non profit body and are funded by contributions from insurers that means another hit to the consumer.

Will it be "just" 90M they collect?
Will it have some hefty administration fees tacked on, because "hey it's not like car users can legally refuse to take out any motor policy, roysh" ?
Will the levy ever end, will it become some pre-emptive "anti (worse than usual) financial scumbaggery levy"?

zurbfoundation

Gender: M

Age: 39

Car: 96 Toyota Carina E 1.6

No Claims: 10 years +

Full License: 10 years +

Cover: Fully Comp

Previous Insurance with Aviva
Last year: 380
Renewal: 444

kathleen37

Gender; F

Age; 48

Car; 2012 suzuki swift

No Claims; 10+ years

Full Licence; 10+ years

Cover - fully comp plus protected no claims

Renewal with Aviva €729 (last year about €550 I think)

Went with Blue insurance for €499.

Next cheapest was FBD at €599... lots of others in 600 to 650 mark...

GvidoR

kh8 wrote: »

just wondering what people are paying for car insurance same age as myself im 20 years old with nearly 2 years no claims driving 1L polo

20
Full licence
2 years NCB
0 points, 0 claims, etc
Also with coverinaclick
2000 Ford Escort 1.4 hatchback
€1285 third party only

(was €1085 on a 2001 1.2 Fiat Punto)
(was €950 on a 2000 1.6 Bora the year before)

run_Forrest_run

Just got my renewal letter from 123.ie

Age: 38
Male
Mazda 6 1.8 (2007)
Fully Comp
Full Licence (15 years driving on my policy)
No Claims Bonus 6+ years (never claimed)
Last year's price: €298
Renewal Price: €370

Overall I'm not too annoyed with that renewal figure. I will shop around a bit, even though I'm not confident that many will be able to beat that. Finally I will ring 123.ie and haggle a bit, I won't lie about receiving cheaper quotes elsewhere but I will try and get a few quid off anyway.

boardsuser1

run_Forrest_run wrote: »

Just got my renewal letter from 123.ie

Age: 38
Male
Mazda 6 1.8 (2007)
Fully Comp
Full Licence (15 years driving on my policy)
No Claims Bonus 6+ years (never claimed)
Last year's price: €298
Renewal Price: €370

Overall I'm not too annoyed with that renewal figure. I will shop around a bit, even though I'm not confident that many will be able to beat that. Finally I will ring 123.ie and haggle a bit, I won't lie about receiving cheaper quotes elsewhere but I will try and get a few quid off anyway.

Given your age,car engine size and fully comp insurance that is still very impressive. i've seen people on this thread with newer smaller cars and are older in age getting quoted higher prices,my own renewal quote is due in 3 weeks,might give 123 a call then

wonski

run_Forrest_run wrote: »

Just got my renewal letter from 123.ie

Age: 38
Male
Mazda 6 1.8 (2007)
Fully Comp
Full Licence (15 years driving on my policy)
No Claims Bonus 6+ years (never claimed)
Last year's price: €298
Renewal Price: €370

Overall I'm not too annoyed with that renewal figure. I will shop around a bit, even though I'm not confident that many will be able to beat that. Finally I will ring 123.ie and haggle a bit, I won't lie about receiving cheaper quotes elsewhere but I will try and get a few quid off anyway.

Did they add key cover to your renewal, too?

That is 19 euro saving if you cancel it

Cantona's Collars

run_Forrest_run wrote: »

Just got my renewal letter from 123.ie

Age: 38
Male
Mazda 6 1.8 (2007)
Fully Comp
Full Licence (15 years driving on my policy)
No Claims Bonus 6+ years (never claimed)
Last year's price: €298
Renewal Price: €370

Overall I'm not too annoyed with that renewal figure. I will shop around a bit, even though I'm not confident that many will be able to beat that. Finally I will ring 123.ie and haggle a bit, I won't lie about receiving cheaper quotes elsewhere but I will try and get a few quid off anyway.

That's damn impressive,my car is a 1.5 and I've longer on a full license,no claims and they quoted me €110 more than that for fully comp.I found the annoying thing with 123 is they change their quotes daily,you could get a higher one the next time you contact them.I'd jump on that €370 if I was you.

run_Forrest_run

wonski wrote: »

Did they add key cover to your renewal, too?

That is 19 euro saving if you cancel it

yes, I've factored that into my figures already.

tinofapples

That's a great quote run_Forest, I'm older with similar experience and ncb and best I can do for a considerably less valuable car is over 500 !!

run_Forrest_run

tinofapples wrote: »

That's a great quote run_Forest, I'm older with similar experience and ncb and best I can do for a considerably less valuable car is over 500 !!

jaysus, I think I'll just renew tomorrow so and not bother with the ringing around and answering the same mind numbing questions

pogsick

Gender: M

Age: 28(29 shortly)

Car: 06 Renault Laguna 1.6 Petrol

NCD: 5years

Licence: 5 years

Cover: Fully comp

Best quote: €670 with cover in a click(underwritten by Allianz)

I was with Allianz got it for €600 last year added the girlfriend who's a learner and they brought it up to €900, they were looking for €1700 this year with her or €980 without, she has her own car now so removing her anyway, I really don't understand how cover in a click can get me cheaper cover with Allianz than I can directly but I'm not complaining.

Bobby42

Gender: M
Age: 30
Car: 04 Seat Ibiza 1.4
No claims bonus: 1 year
Licence: Full, 1 year, no points
Cover:Fully comprehensive

Axa renewal: 1105, up from 888 last year.

Alliance quoted me 1450 for third party.

I'll shop around be axa may be the best quote.