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Car insurance - tell us your quotes/renewals
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I passed my test last year and was insured with 25plus for €660 fully comp. I was looking forward (!) to my quote this year as I had my first year as a licensed driver done and my first year's NCB.
Little did I know..
Gender: F
Age: 32
Car: 00 Fiat Punto 1.2
Licence: Full 1 year + 2 years named driver, no points or claims
Cover: Fully comp
Best quote: €1152, 25plus.ie
I have contacted 17 insurance companies and 3 brokers so far, no one can beat my (awful) renewal quote from 25plus.
Its4women, Aviva, Blue, FBD, Zurich, Allianz, AIG, 123 and Kennco wouldn't quote at all. The worst I got was €1833 from Liberty.
I'm waiting for a callback from BOI.. they're my last hope
BOI came through for me with a new lowest quote of €970 - don't think I'm going to do any better than that!0 -
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Gender: M
Age: 37
Car: 08 2ltr Petrol Mondeo Estate
NCD: 9years
Licence: 9 years
Cover: Fully comp
Location: Westmeath
Liberty Renewal €607
Edit: think I get another 10% of that if I pay in full at least I did last year, I had another 10% discount when my wife was insured with them too but she changed insurers last year.
Paid €428 last year!
Was getting €610 from chill insurance online calculator so thought it was par for the course but run_Forrest_run's quote makes me see it's worth doing a bit of shopping around.
Finally got around to renewing. Happy out €379!
Fully comp with no claims protection with aviva. Putting excess up to €600 from €300 knocked €20 off hope it was the right decision.
Liberty would go to €575 on the phone everyone else I was getting on line was €650-7000 -
Just called Liberty and told them it was a joke renewal price. I told them that I already got 830eu elsewhere and they were pretty much "**** you, go with them, we dont care you were with us for 7 years".
I told them not to renew it. My insurance expires on 29th of April. I wonder do I renew with 123.ie for 830eu or try brokers in limerick city on monday. I cant do a thing now as I am baby sitting all day. 0 -
ShadowHearth wrote: »Just called Liberty and told them it was a joke renewal price. I told them that I already got 830eu elsewhere and they were pretty much "**** you, go with them, we dont care you were with us for 7 years".
I told them not to renew it. My insurance expires on 29th of April. I wonder do I renew with 123.ie for 830eu or try brokers in limerick city on monday. I cant do a thing now as I am baby sitting all day.
Quotes are generally valid for 30 days so if you have a confirmed price from 123 that should last until your renewal is due. That will also give you time to do some more shopping around.0 -
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ShadowHearth wrote: »Just called Liberty and told them it was a joke renewal price. I told them that I already got 830eu elsewhere and they were pretty much "**** you, go with them, we dont care you were with us for 7 years".
I told them not to renew it. My insurance expires on 29th of April. I wonder do I renew with 123.ie for 830eu or try brokers in limerick city on monday. I cant do a thing now as I am baby sitting all day.
I remember the same happening when they were Quinn. I had quotes from several other insurers for half of what they were quoting me and they told me there was no way they could even come close.0 -
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Did you try Powers in Limerick?Also try adding a named driver to the policy..ShadowHearth wrote: »Just called Liberty and told them it was a joke renewal price. I told them that I already got 830eu elsewhere and they were pretty much "**** you, go with them, we dont care you were with us for 7 years".
I told them not to renew it. My insurance expires on 29th of April. I wonder do I renew with 123.ie for 830eu or try brokers in limerick city on monday. I cant do a thing now as I am baby sitting all day.0 -
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Did you try Powers in Limerick?Also try adding a named driver to the policy..
I think I will just go to town on Monday door to door to each broker in City. Would do it today, but cant.
Looks like the whole changing to Irish driving license from eu is now completely ****ing me over as they see me as having driving license for 5 years and not 12 years. Though they are perfectly fine with me having 8 years NCB in Ireland. So I got 3 NCB with no driving license at all by their logic.
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ShadowHearth wrote: »Did you try Powers in Limerick?Also try adding a named driver to the policy..
I think I will just go to town on Monday door to door to each broker in City. Would do it today, but cant.
Looks like the whole changing to Irish driving license from eu is now completely ****ing me over as they see me as having driving license for 5 years and not 12 years. Though they are perfectly fine with me having 8 years NCB in Ireland. So I got 3 NCB with no driving license at all by their logic.
I swapped mine and on the back it says as from when you held a valid licence - that's the date I declare to insurance companies. Otherwise anyone who renews their licence would "lose" the past 10 years.0 -
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Car: Alfa Romeo GT 1.9 TD 04'
Age: 30
NCB: 8
License: Full B Irish 12 years ( swaped from EU full )
Last year: 890eu for Subaru Impreza WRX With Liberty, then renewal 1660eu for Alfa...
So thats it, I got insurance now. Went through brokers in City and one Broker gave me 1009eu through Zurich. Rounded up to 1000eu. The only cheaper one I got online was Britton for 890eu, but tried 3 days trying to call them and always busy or closed. Other companies were all around 1500-1700eu.
The lady was very nice and good crack at brokers. Very patient and helpful. I needed to come back to bring my NCT cert to her, so I droped a big feck of galaxy chocolate bar too. She was very happy.
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