Car insurance - tell us your quotes/renewals

the.red.baron

No Nonsense

Gender. Male

Age. 35

Licence. 7 years. Full.

NCB. 9 years.

Car. 2002 s60 Petrol 2l

Points. 0

Cover Required. Third Party

Last year: €440

Renew Quote. €1536

What a pack of ****

JamboMac

the.red.baron wrote: »

No Nonsense

Gender. Male

Age. 35

Licence. 7 years. Full.

NCB. 9 years.

Car. 2002 s60 Petrol 2l

Points. 0

Cover Required. Third Party

Last year: €440

Renew Quote. €1536

What a pack of ****

It says no nonsense but, all i see is no sense.

the.red.baron

JamboMac wrote: »

It says no nonsense but, all i see is no sense.

it's the we have to give you a renewal but would ya please piss off quote.

I'm going to engage with them anyway to waste their time.

TALK to ME!!!

ZULU9niner

FBD last year = €650

Fully Comp, breakdown assist, No Claims protection

This year = €1077.08

After talking with 4 agents over the phone over 30 min about why my insurance had gone up 67% with an additional year of claim/point free driving, I politely told them that I will never use them again, nor will my family.

Great business sense there guys!

baldbear

Chill (AIG)

Gender. Male

Age. 34

Licence. 11 years. Full.

NCB. 11 years.

Car. 2003 corolla 1.4l

Points. 0

Cover Required. Fully comp

Last year: €375

Renew Quote. €475

Getting slightly rode but not with the whip like some others. I Dont think theirs any point even shopping around.

Its a great cartel system going.

frozenfrozen

definitely try get it down a bit, they won't make it any higher anyway

Mint Sauce

Just as I thought all the quotes were on the up, just got one cheeper than my renewal (536) and cheaper than last years (455)

Male

37 years old

10 year old 1.4 Astra

6 years driving

5 years no claims.

BOI Quote 422, includs exsisting customer discount.

All other quotes have ranged from 520-1400. FBD advised no longer insuring cars over 12 years old, with a loading on 10 years old.

Think I will be changing insurer.

rn

I must preface this quote in saying that I decided to look into getting a 2nd "summer" car. I was looking at a petrol 1.8T Audi A4 Cabriolet. However I need to keep my diesel 1.9 Golf for commuting, general tipping about etc. So the Audi is a purely 2nd car that I will drive at weekends.

Glennons Insurance (underwritten by Allianz)

Gender. Male

Age. 36

Licence. 15 years Full

NCB. 0 - new policy. (15 on my main car that can't be shared/transferred)

Car. 2005 Audi A4 cabriolet

Points. 0

Cover Required. Third party, Fire and theft

Last year: N/A

This year: €4561

wonski

rn wrote: »

I must preface this quote in saying that I decided to look into getting a 2nd "summer" car. I was looking at a petrol 1.8T Audi A4 Cabriolet. However I need to keep my diesel 1.9 Golf for commuting, general tipping about etc. So the Audi is a purely 2nd car that I will drive at weekends.

Glennons Insurance (underwritten by Allianz)

Gender. Male

Age. 36

Licence. 15 years Full

NCB. 0 - new policy. (15 on my main car that can't be shared/transferred)

Car. 2005 Audi A4 cabriolet

Points. 0

Cover Required. Third party, Fire and theft

Last year: N/A

This year: €4561

Someone did mention that one or two companies could mirror your ncb.

4.5k for a weekend / summer car is a mad price tbh.

carzony

Was getting crazy quote and got rejected by 2 insurance companies. Couldnt figure out what was going on so, called axa to see what the story was only to discover they said I had a substantial claim last year which was not true:mad: After chasing paperwork ect. My 5years ncb was reinstated.



Gender. Male

Age. 24

Licence. 5 years Full

NCB. 5 -

Car. 2005 citroen c4 1.4

Points. 0

Cover Required. Third party, Fire and theft

Last year: 1,000

This year: €500

Delighted with that quote. Cheapest I've ever been quoted in all the years i'm driving. I gladly accepted there and then. Some of the quotes I recieved was scary though..

shietpilot

carzony wrote: »

Couldnt figure out what was going on so, called axa to see what the story was only to discover they said I had a substantial claim last year which was not true:mad: After chasing paperwork ect. My 5years ncb was reinstated.

That's dodgy! :eek: Someone must have had a bad hangover when doing the paperwork at AXA :rolleyes:

Kintarō Hattori

Gender Female

Age 37

NCB 5 Years

Points 3 for Speeding

Car 2005 BMW 320i

Comprehensive

Was around €750, got it for €870 initially but then had to pay an extra €112 penalty

Last year her policy was around €750 with Chill/AIG. I was a named driver and at the time had a provisional licence..... I now have a full Irish one. She was getting insane quotes up to €1900, some places such as FBD refused to even quote. In the end chill cane down from over €1000+ for a renewal to around €870.

However the agent on the phone asked whether I was employed.... and having been made redundant last month I'm not. As a result of that they charged an extra €112.... even though she uses the car for commuting to work so it'd not like I'd be out in it every day.

What's their justification for that? I'm assuming it's legal bit it seems terribly unfair and discriminatory.

crusha101

Gender: M

Age: 21

Car: 07 Opel Astra gtc1.4 (90bhp)

NCB: 0

Licence: Provisional

Cover: Fully comp, protected

Best quote: 1601 - boxymo - insured for 12000km + bonus km

The joys of being a first time driver.

corsav6

Male: 33
Car: 09 vectra Sri 150bhp
Ncd: 10+
Points: 0
Quote: €680 with fully comp with no claims protection, legal cover and some weird accident cover. The wife is on the policy as named with 0 points and 5+ncd
Last year was €525 or so for the same cover.

andre2010

Gender: M

Age: 35

Car: 06 Nissan Almera 1.6

NCB: 2

Licence: Provisional

Cover: Third Party

Best quote: 1,989 - AXA -

Have a driving test soon but was told by AXA 1,411 with that. Last year my premium was €900
This seems mad to increase a policy over 200%

Liam McPoyle

Kintarō Hattori wrote: »

Gender Female

Age 37

NCB 5 Years

Points 3 for Speeding

Car 2005 BMW 320i

Comprehensive

Was around €750, got it for €870 initially but then had to pay an extra €112 penalty

Last year her policy was around €750 with Chill/AIG. I was a named driver and at the time had a provisional licence..... I now have a full Irish one. She was getting insane quotes up to €1900, some places such as FBD refused to even quote. In the end chill cane down from over €1000+ for a renewal to around €870.

However the agent on the phone asked whether I was employed.... and having been made redundant last month I'm not. As a result of that they charged an extra €112.... even though she uses the car for commuting to work so it'd not like I'd be out in it every day.

What's their justification for that? I'm assuming it's legal bit it seems terribly unfair and discriminatory.

Statistically speaking people that are unemployed are more likely to claim.

Its unfair her policy being loades given you are only a named driver though.

vandriver

(My Dad)
75 full ncb,no points etc Dublin 4 16 year old passat 1.8.
Last year 290.
This year 360.

No horror story here.

Ciaran_B

Male
39 years
16 year old Corolla 1.4L
8 years driving, no claims, no points

Cover required: 3rd party F+T

Last year: 420
Renewal offer: 540

Insurer: First Ireland.


€120 increase on last year. A good bit lower than I was expecting compared to some of the horror stories in this thread.

I've sold my car so it's not relevant anyway.

vickers209

Anyone try Zurich lately?

Age 56

12 seat mii 999cc petrol

10 + no claims

Fully comp

Last year €450

Renewal quotation €603 p brittion

Got €382 online with Zurich but price not garenteed until you confirm details on phone.

Others online
Aviva €613
Liberty €584
Pat britton €476
AA €510
123 €502
BOI €457
Chill €519
Fbd €512

Wondering anyone got a low quote off Zurich only to find jacked up after phone call?

Kiangriffin

We're organising a Demonstration against Insurance costs for Jul 2nd. Details on Ireland Underground Facebook page

Kiangriffin

There's a website too but I can't post links yet being a new user Was on 4fm with it yesterday, 96fm tomorrow and press releases have gone to all major newspapers

Kiangriffin

Also, don't knock social media so easily. The Egyptian revolution was sparked via facebook

Austmcc

vickers209 wrote: »

Anyone try Zurich lately?

Age 56

12 seat mii 999cc petrol

10 + no claims

Fully comp

Last year €450

Renewal quotation €603 p brittion

Got €382 online with Zurich but price not garenteed until you confirm details on phone.

Others online
Aviva €613
Liberty €584
Pat britton €476
AA €510
123 €502
BOI €457
Chill €519
Fbd €512

Wondering anyone got a low quote off Zurich only to find jacked up after phone call?

got a low enough quote with them, still not the cheapest, but when i rang to see what the deal was it went up by 300euro.

ezra_

Age 31
five years NCB
2ltr BMW

was with nononsense at 680, got quoted 1200
Most others were coming in at the 800 mark
600 quid with Aviva though AA

All the above full comp and got full protected no claims from Aviva

ezra_

the.red.baron wrote: »

No Nonsense

Gender. Male

Age. 35

Licence. 7 years. Full.

NCB. 9 years.

Car. 2002 s60 Petrol 2l

Points. 0

Cover Required. Third Party

Last year: €440

Renew Quote. €1536

What a pack of ****

I was in the same boat, I noticed that both NoNonsense and FBD really don't like cars over the 1.9ltr mark

aidanki

Zurich 605 ringing up
AA ringing up 880 same as online quote
nononsense 791 ringing up

Aviva 554online, Aviva ringing up 465, something not right here start price from Aviva online is 1929 before any discounts applied, startprice in the letter I received with my renewal is 1398

George Michael

my insurance is up soon and ive been getting ridiculous quotes online. my insurance last year was about 500ish (cant remember exactly). been quoted 1300 online. now i know there is an expected increase, but it seems too much. i will ring around when my broker sends me the letter with their offer for this year.

shietpilot

I'd be happy with that myself.

My insurance history has been something like:
€1300
€1501

Quotes online now are close to €2000 but I reckon I'd get away with €1800~ on a bare minimum policy with an excess close to a grand :eek: Funny that I was most dangerous on the road with my cheapest policy, driving like a mongrel at times.

cantdecide

Kiangriffin wrote: »

We're organising a Demonstration against Insurance costs for Jul 2nd. Details on Ireland Underground Facebook page

I started driving in 2000 as an 18yo in a 1.4 and had not choice to but pay IR£3,885.85 which the CSO tells me is the inflated equivalent of €6,509. The only other quote I could get was almost double.

Yamanoto

George Michael wrote: »

my insurance is up soon and ive been getting ridiculous quotes online.

Hmmm...