Car insurance - tell us your quotes/renewals

boardsuser1

morritty wrote: »

You think that's laughable? Earlier this year, Chill offered me my renewal with a 50% increase because a 1.8 120hp petrol engine is "High Performance"

I got similar in my 125bhp Mazda 6 last year.

stefanovich

KC161 wrote:

I'll get a quote as an I.T employee and see what it comes back as.

I've been told I made a mistake saying I was an engineer and should have put down IT. Can I ring them up? What if your job title is something like software engineer?

Sh1tbag OToole

Telex operator is the go-to profession for cheap quotes

boardsuser1

Sh1tbag OToole wrote: »

Telex operator is the go-to profession for cheap quotes

Saul T Nutzz is the man with the (majority of) answers.

jimgoose

KC161 wrote: »

I remember seeing your quote Jim. Very impressive for a 3L.

'Twas alright. I had to knock 'em down from €628 IIRC. It was €495 last year.

morritty

Sh1tbag OToole wrote: »

Telex operator is the go-to profession for cheap quotes

Tried that there, got the same price as i payed a few months ago as a financial advisor

boardsuser1

Currently out of work at the moment. Reasons beyond my control. But i am a HGV driver by profession. The loadings professional drivers get is madness.

RoyalMarine

Bought new car last year, insurance went up 50 euro.
Renewal due this month, Chill rang me, said it will be 13 euro cheaper.
Total of 518. Grand so..
But I need to move to Class 2 business use.
Stung for 940.90 for the year.

boardsuser1

RoyalMarine wrote: »

Bought new car last year, insurance went up 50 euro.
Renewal due this month, Chill rang me, said it will be 13 euro cheaper.
Total of 518. Grand so..
But I need to move to Class 2 business use.
Stung for 940.90 for the year.

Is class 2 car insurance using the vehicle for work purposes?

pipercadet

Seeing the thread here It seems other people having the same problem as me.
Got quoted last year on a new Honda civic for 480euro and now this year cheapest quotes have jumped to 680euro.
Car is a 1.6 Diesel and I have over 10 years No claim bonus with no penalty points and no disqualifications.
Big Insurance companies like Liberty and Axa quoted me 1800euro, As a 35 yr old driver, that's mental! What am I a 17 yr old boy racer?.
Surprised this isn't in the news but with a Dublin gang feud and Irish water, I suppose it's not worth a mention.

livedadream

Gender: F

Age: 29/will turn 30 the day of renewal

Car: 2011 Opel Corsa 1.2

NCD: Full

Licence: Full 9 years, no points

Cover: Fully comp, 3rd party driving etc

Best quote: €455.96 123.ie said they would drop it by €30 just for renewing early too so down to €425.96

RoyalMarine

KC161 wrote: »

Is class 2 car insurance using the vehicle for work purposes?

Usually Class 1 is, but as I carry equipment, I need class 2.

Cienciano

Anyone recommend anyone for a 2003 car? My insurance has doubled this year, but shopping around some people won't quote me!

Cortina_MK_IV

Mine is 2003 also First Ireland was my best quote.

Cienciano

Cortina_MK_IV wrote: »

Mine is 2003 also First Ireland was my best quote.

Cheers, office is closed, I'll call tomorrow

masterboy123

Can addition of Indemnity to employer can rise insurance quote from 1000 to 1100? 😀

masterboy123

Gender: M
Age: 29
Car: 'Opel hatchback 2006 1.6 Petrol
NCD: 2 years
Licence: Full licence only for 2 year.
Cover: Fully comp. Including indemnity to work, class 2.
No points
Current Premium: €1100 with AXA insurance.
Renewals: €1400 range from different companies. Got offer today for 1240 from Kencco insurance. So my insurance increased by 150 this year.

masterboy123

Gender: M
Age: 29
Car: 'Opel hatchback 2006 1.6 Petrol
NCD: 2 years
Licence: Full licence only for 2 year.
Cover: Fully comp. Including indemnity to work, class 2.
No points
Current Premium: €1100 with AXA insurance.
Renewals: €1400 range from different companies. Got offer today for 1240 from Kencco insurance. So my insurance increased by 150 this year.

birdwatcher

Gnder: male
Age: 44 yrs
Car: 1.6 HDI Citroen c5
Yr: 2009
NCD: Full
Claims: 0
Points: 0
Licence: 20 yrs
Cover: Fully Comp
Last Year: Quote Devil €460
This years on-line quotes:
FBD 612
Liberty 539
Aviva 687
AA 678
AIG 689
Zurich 568
Chill 675
Axa 744
Compare Insurance 740*
Compare rang me straight away and said she could probably reduce that to around 500 if I looked at some of the policy details and added the wife to my policy.
Add the wife??
To my policy??
Are you maddd???:rolleyes:

arleitiss

Gender: Male
Age: 22 Years.
Car: 1.4 Golf Mk4.
Year: 2001.
NCB: 4 Years.
Claims: 0.
Points: 0 (Had 4 but that was over 4 years ago I assume expired)
License: 3 Years Full, 1 Year Provisional.
Cover: TPFT
Last Year: AXA 1140.
This Year:
AXA: 1409.
AA: 1500.
Aviva: First question they asked: Age of car, then hanged up after I answered.
Liberty: 1900.
Chill Insurance: Basically said I was refused in most companies but AXA which quoted 1500. (Which is weird, I guess the fact that I am staying with my current broker First Ireland makes it cheaper).

SureWhyNotNow

Named driver on policy. Main driver has full NCB and clean sheet. Dunno the company since it was at a brokers and didn't see what's on the screen.

Gender: Male
Age: 18
Car: VW Sharan 1.9TDI
Year: 1998
NCB: 0
Claims: 0.
Points: 0
License: 2 months full Irish
Cover: TPFT
Only offered cover: 4,400 euro
Without me as a named driver: 860 euro.

0_o

Experimented with some other car models:

2008 1.3L Suzuki swift(Named Driver,TPFT)
3,600 euro.

2016 1.0 Yaris(Named Driver,TPFT)
3,450 euro.

again:

0_o

Mccabe96

Gender: Male
Age: 19
Car: 1.3 Ford Fiesta
Year: 2003
NCB: 0
Licence type: Provisional/Learning Permit
Cover: Comprehensive
Points: 0
Best quote I got is 2348 with First Ireland, I have 10,000km and they're coming out to install a box, this is the cheapest I got considering everywhere else was giving quote for 5-6 thousand alone.

Sh1tbag OToole

Mccabe96 wrote: »

and they're coming out to install a box

Dafuq?

What's this box for? For you to crawl into while an actuary from the insurance company comes down to repeatedly kick you in the arse for having the audacity to get behind the wheel of a car?

boardsuser1

Sh1tbag OToole wrote: »

Dafuq?

What's this box for? For you to crawl into while an actuary from the insurance company comes down to repeatedly kick you in the arse for having the audacity to get behind the wheel of a car?

Probably a similar system to what boxymo has to monitor driving speed,time of driving,braking etc!

GavRedKing

Gender: Male
Age: 30
Car: Fiesta ST2
Year: 2016
NCB: 9 Years.
Claims: 0.
Points: 0 (Had 4 but that was over 4 years ago I assume expired)
License: 8 Years Full
Cover: Fully Comp
Last Year: AIG €560 (from the previous car, an 07 Astra OPC, didnt change when I got the Fiesta in January)
This Year: AIG €850

Seems to be the cheapest around too from some provisional checks online without ringing around, its not up for renewal until June 30th so I've some time to ring around.

Canadel

Gender: Male
Age: 25
Car: Mazda 3 Hatchback 1.6 Diesel
Year: 2008
NCB: 1 year on my own (no claims as a named driver for four years before that)
Claims: 0.
Points: 0 (Had 2 but expired this year)
License: 4 Years Full
Cover: Fully Comp
Last Year: Aviva €883
This Year: Aviva Original quote €899

Rang and explained points had expired and now at €745 with hopefully some more room to manouvre.

Quoted over a thousand with anyone else I rang for comp or 3rd party. Well over a thousand for most.

Moneymaker

Gender: M
Age: 29
Car: VW Golf Match 1.6
Year: 2002
NCB: 2
Claims: 0
Points: 0
License: 1 year provisional, 1 year full(had a licence for a few years when I was younger but expired along with NCB)
Cover: TPFT
Last Year: AXA 875
This Year: AXA 1005

Meh.

SureWhyNotNow

Same named driver job. Nobody will quote me if I am the main policy holder. This is what Boxymo gave me:

Gender: M
Age: 18
Car: VW Golf 1.4
Year: 2003
NCB: 0
Claims: 0
Points: 0
License: Full irish,1 year(Assuming I will get on the road next year)
Cover: Comp

Main policy holder: 54/M, clean sheet,5 yrs NCB 10+ residency and license.

Quotes range from 990 to 1420,depending on km threshold. (8,000 to 16,000)

Bus fares for 180 days of travel costs 990 or less. but no fuel costs and no shaftings by robot actuaries.

I guess I'll humor the ***** and stay off cars until I emigrate

H8GHOTI

Bank of Ireland were cheapest for me this year. Didn't even know they did insurance until I saw this thread.

Have been with 123.ie for years but they were looking for €150 more than BOI.
Last year I had a 00 Merc CLK with a 2.3L engine and my premium was €500. I changed mid year to a 08 Citreon C4 1.4L and got a few quid back.

Last week they emailed me a renewal looking for €600, despite me having a newer car with a smaller engine. I got a quote on the website as new customer of around €500. Got BOI for €445. No interest either for paying monthly and smaller deposit too IIRC which is a bonus.

Gender: M
Age: 36
Cover: Comprehensive
NCB: Max
Full License 10 years
No penalty points

Galwayguy35

Gender : M
Age : 41
Car : 2004 Golf TDI
License : Full 20 yrs
Points : 0
Quote last year : 420
Quote this year : 624
Cover : Fully Comp