Car insurance - tell us your quotes/renewals

_Tombstone_

GvidoR wrote: »

It's for sale.

123 wouldn't quote me. Didn't try BOI yet as you have to call them.

Campion

Try ringing them

StonedRaider

39
Female
08reg 1.6diesel
2yrs full licence
8yrs NCB
Named driver on policy has 5points
€395 last year on a 2003 1.4 petrol(no breakdown)
changed car 3 months before policy expired with no excess

Renewal coming in at €403(with full breakdown) and protected NC
All full comp with RSA via broker.
Aint complaning. My 03 was worth €1k max and the 'new' car €7.5k
Maybe the area is low risk?

Captain Chaos

More than likely the car is low risk . Some car models are loaded more by certain insurance companies depending on what they have on the books.

dodzy

GvidoR wrote: »

21
Male
3 years full licence
3 years no claims in own name
0 points, etc, etc

2000 VW Polo 1.4

First Ireland €1472
Brittons €1493
Axa €1950
Chill €2607

Boxymo.ie

Moomat

Gender: M

Age: 33

Car: 1997 Toyota Corolla

NCD: Full

Licence: Full 14 years, no points

Cover: Fully comp

Best quote: €824 this year with current insurer, up from €405 last year due to "market"

boombang

Gender: Male

Age: 35

Location: Dublin 2

Car: 2011 Fiat Panda 1.2

Licence: Full, 7 yrs, no points

NCD: no prior insurance history

Cover: Fully comp

Price: €1050 AIG through 25+


Thinks it's so expensive as I've no continuous insurance history prior to this car.

podgemonster

Male
30
02 BMW Compact 1.8 Petrol
Driving 13 years, no claims, no points
wife named driver, no claims, no points


3rd Party Fire and Theft Quotes
Axa renewal = 672
123.ie = 693
Liberby = 1014
FBD = Won't insure
AA = Won't insure
BOI (includ. customer discount) = €634

rajatparihar

Gender: M
Age: 29
Car: 2012 Audi A7 3.0 Tdi Quattro 245BHP
NCD: 1 year
Licence: Full licence
Cover: Third Party Fire and Theft
Current Premium: €950 with 123.ie

GvidoR

dodzy wrote: »

Boxymo.ie

Ahahahahahahahahah...

Yeah, NO!

Wildly Boaring

Gender: M

Age: 34

Location: Co. Cork

Car: 2009 BMW 330D

NCD: Full

Licence: Full UK 10 years, No Points

Cover: Fully comp, step back protection, break-down cover

Last year's premium: €552- AIG

Renewal with existing insurer: €720

Best new price: €670 - AIG

Best of the rest: €740 - Axa


That's a 20% hike. Knew it was coming. Tried majority of insurers. 90% quoted me. From €670 to €1300 (BOI)

Tried wrangling with AIG and Axa but o not much avail.

Wildly Boaring

rajatparihar wrote: »

Gender: M
Age: 29
Car: 2012 Audi A7 3.0 Tdi Quattro 245BHP
NCD: 1 year
Licence: Full licence
Cover: Third Party Fire and Theft
Current Premium: €950 with 123.ie

TPF&T on a 2012 A7????????

I'd be afraid to leave the driveway

jeffk

Age: 34
NCB: 11 years
License: Full Irish, no points
Car: 2002 Toyota Corolla
Cover: Comprehensive
Insurer: Chill
Price for last year: €535
Renewal: €722

1hnr79jr65

Gender: M
Age: 34
Location: Co Kildare
Car: 2008 Honda Civic Sport
NCD: Full
Licence: Full Irish 9 yrs, No Points
Cover: Fully comp, Full NCB Protect, break-down cover, unlimited windscreen cover
Last year's premium: €654.27 with 123.ie
Renewal with existing insurer: €1203.64

Best new price: €734 - FBD

Best value: €817.26 - Allianz <- went with these guys cos the cover they offer with fully comp, full NCB protection, break-down cover, unlimited windscreen cover at price they offer is decent.

123.ie were not willing to move on price at all so i left them and agent couldnt understand why, asked me if i wanted to make complaints however i refused as it would not result in revised cost of insurance. I know at least 9 folks at work who left them and my sister also left them and also 3 of my friends. thats 13 people have left 123.ie due to their horrible price increases.

cplwhisper

Sour Lemonz wrote: »

Gender: M
Age: 34
Location: Co Kildare
Car: 2008 Honda Civic Sport
NCD: Full
Licence: Full Irish 9 yrs, No Points
Cover: Fully comp, Full NCB Protect, break-down cover, unlimited windscreen cover
Last year's premium: 654.27 with 123.ie
Renewal with existing insurer: 1203.64

Best new price: 734 - FBD

Best value: 817.26 - Allianz <- went with these guys cos the cover they offer with fully comp, full NCB protection, break-down cover, unlimited windscreen cover at price they offer is decent.

123.ie were not willing to move on price at all so i left them and agent couldnt understand why, asked me if i wanted to make complaints however i refused as it would not result in revised cost of insurance. I know at least 9 folks at work who left them and my sister also left them and also 3 of my friends. thats 13 people have left 123.ie due to their horrible price increases.

****
Make sure the single protected bonus cover also has the perk that fire & theft claims are seperate dealt with no excess
(Some companies actually use up the protected bonus cover for a theft claim !!)

jeffk

Over three hours work and saved just over 200

• 123.ie 708.46
• AA 833.13
• Allianz 509.82
• Blue Insurance-Ten minutes on hold, gave up
• Boi popular 495 prestige 530, refused to match Allianz ( even though we all do our banking with them)
• Britton-can’t answer a can’t call back
• Campionins/Best Quote -Cut off/they hung up soon after telling them my car was over 10 years
• Chill 722-rang and won’t match Allianz, said on their system Allianz was 900 or so
• FBD-over 10 years’ wont quote
• Firstireland 680
• Quoteme 867
• Zurich 966

_Tombstone_

jeffk wrote: »

Over three hours work and saved just over 200

• 123.ie 708.46
• AA 833.13
• Allianz 509.82
• Blue Insurance-Ten minutes on hold, gave up
• Boi popular 495 prestige 530, refused to match Allianz ( even though we all do our banking with them)
• Britton-can’t answer a can’t call back
• Campionins/Best Quote -Cut off/they hung up soon after telling them my car was over 10 years
• Chill 722-rang and won’t match Allianz, said on their system Allianz was 900 or so
• FBD-over 10 years’ wont quote
• Firstireland 680
• Quoteme 867
• Zurich 966

keep ringing...

jeffk

_Tombstone_ wrote: »

keep ringing...

Who else

Emailed BOI saying you lost my custom over 20 and chill said give us a time we might do better

shietpilot

jeffk wrote: »

Who else

Emailed BOI saying you lost my custom over 20 and chill said give us a time we might do better

Liberty

jeffk

shietpilot wrote: »

Liberty

High risk area,need scan of passport an driving license just to quote you :mad:

shietpilot

jeffk wrote: »

High risk area,need scan of passport an driving license just to quote you :mad:

You cannot get a quote online?

_Tombstone_

jeffk wrote: »

Who else

Emailed BOI saying you lost my custom over 20 and chill said give us a time we might do better

Here's a list of every company legally allowed sell insurance in Ireland.

http://www.mibi.ie/_fileupload/Member%20list/3%20MIBI%20Members%20List%20-%20July%202016.pdf

Maybe check and make sure whoever you end up going with isin't registered in Jersey or the like.


Theirs an online list out on the main menu page aswell, here it is. But you'll always get cheaper on the phone I find.

Gael23

My dad,51 has had a claim in the past but back to full NCB since. Full licence for 30 years
Car is 09 Renault Laguna
Quoted €507 with Liberty, up from €350 last year.

h3000

Both mine and my wife's insurance is up in the next few days.

Me:
34. 16 years claims free driving. Full licence 16 years. No penalty points.
2013 Ford Mondeo 140 TDCI Aviva renewal €555. Last year €499. Fully comp with NCD protection.
Wife:
36. 8 years claims free driving. Full license 8 years. No penalty points.
2005 Toyota Corolla 1.4 petrol Aviva renewal €436. Last year €385. Fully comp with NCD protection.

Named driver on each other's policies.

I got a lot of quotes over the last few days but got nowhere near Avivas quotes but rang Aviva today and haggled a bit anyway and got mine for €550 and my wife's for €382. Not too bad overall with some of the mad quotes I've seen here.

jeffk

shietpilot wrote: »

You cannot get a quote online?

€572

Clicked on to add windscreen cover,sorry cant do this or something, ring us and a reference number

bigmick1

I've previously heard about drivers getting insurance from European companies and it working out cheaper. Does anyone know more about this?

_Tombstone_

bigmick1 wrote: »

I've previously heard about drivers getting insurance from European companies and it working out cheaper. Does anyone know more about this?

If they ain't on that list I posted a few posts up then it's a no go there.

bigmick1

Fair enough. Getting quotes so high that I checking every available option

Vote 4 Pedro

Wife's Renewal Details,

Female 51 years old.
Car, 2007 Honda Jazz SE, 1.3
Full No Claims.
Aviva Insurance.
Last years premium was €394.85
This years renewal is €324.94

Probably just go with the renewal as I don't think we'll beat it.

cantdecide

masterboy123 wrote: »

I am confused about date of issue of driving l
licence and its effecting my insurance.

I was holding EU driving licence and changed to Irish licence in 2014 which is the issue date on front now. However on the back of licence its showing the 2011 which is original date when I first got my licence in another EU country.

My insurance quote from Kennco is:
1300e if I write 2 years holding current licence and
1100e if I write 5 years holding current licence.

Male 29y
1.6 Petrol 2006
2 years NCB
No penalty

Legally which is the right date to submit?
Thanks

The category start date on the back is the one that matters for insurance purposes. It's when you earned the full licence entitlement for the category so reflects your experience.

In the same way if you had passed the full motorcycle test in 2008, the A start date would be 2008, the B start date would be 2011 but in any case the licence itself would be issued for 10 years from 2014 to 2024. Hypothetically, if you passed the truck test today, you'd then have A-2008, B-2011, C-2016 but the C category would have a five year expiry so on the back, the C start date would be 2016 and the C category expiry date would be 2021; five years from now as you can't get a medical cert for longer than 5 years for truck categories but the new licence would be issued from 2016 to 2026.

I know that in many EU countries, you get a licence for life making the category start dates redundant sometimes but in your case, rest assured 2011 is the date they are concerned about. Insurance companies won't care when your card was issued in Ireland.

masterboy123

Many thanks and it's clear now.

Hopefully I will get cheaper quotes now on Tuesday

enjoy the long weekend

cantdecide wrote: »

The category start date on the back is the one that matters for insurance purposes. It's when you earned the full licence entitlement for the category so reflects your experience.

In the same way if you had passed the full motorcycle test in 2008, the A start date would be 2008, the B start date would be 2011 but in any case the licence itself would be issued for 10 years from 2014 to 2024. Hypothetically, if you passed the truck test today, you'd then have A-2008, B-2011, C-2016 but the C category would have a five year expiry so on the back, the C start date would be 2016 and the C category expiry date would be 2021; five years from now as you can't get a medical cert for longer than 5 years for truck categories but the new licence would be issued from 2016 to 2026.

I know that in many EU countries, you get a licence for life making the category start dates redundant sometimes but in your case, rest assured 2011 is the date they are concerned about. Insurance companies won't care when your card was issued in Ireland.