How do you queue?

freshpopcorn

efb wrote: »

you can't get your hair cut online, or tea, you could charge their card with their Pension like a prepaid card each Fri in the PO if you like. (like a leapcard)

We're not going to agree about this. I just see how pension day benefits the local economy.
Going from the post office to the hairdressers to the shop to the cafe is all part of it. I know people who own local businesses and they all say pensioners who get paid their pension at the post office are more sociable/spend locally than people who get paid directly into the bank.

freshpopcorn

starling wrote: »

That's very true, but OTOH when I ran out of illness benefit and had to go on to disability there was a gap because they don't just switch you over you have to reapply and all that sh1te...so in the meantime I got supplementary welfare allowance ie weekly cash from the post office instead of straight into the bank, it was a massive pain in the hole. For one thing some weeks I literally wasn't physically up to going to the post office (that's not even counting the times when it was snowing or whatever) and then there was the oul wan in my local post office who was incredibly rude to me even though she's just after fawning all over the "real" customer before me. I'd just made up my mind to write a complaint about her (something I'd generally be reluctant to do) when she retired, thank fúck. Talk about cashiers in supermarkets, this one was like something out of Little Britain...I need to believe she was an aberration and not representative of An Post generally, otherwise it's just too depressing.

Pensioners have the choice though to get paid directly in the bank or collect their pension at the post office. I think people should have the option.

efb

freshpopcorn wrote: »

We're not going to agree about this. I just see how pension day benefits the local economy.
Going from the post office to the hairdressers to the shop to the cafe is all part of it. I know people who own local businesses and they all say pensioners who get paid their pension at the post office are more sociable/spend locally than people who get paid directly into the bank.

That option was keeping Pensions day local, just eliminating cash.

freshpopcorn

efb wrote: »

That option was keeping Pensions day local, just eliminating cash.

So, you want cash abolished?

starling

efb wrote: »

Some people don't know their bank balance, I think its a case of not facing up to reality. I check my balance regularly.

I carry feck all cash. I use my cards, atm, credit, leap.

Yeah no I know my bank balance (it's usually €0 on Tuesday and €187 on Wednesday lol) but sometimes if I'm out for the day and I've been to a few different places, all of a sudden I'll get a bit anxious like "****, how much have I actually spent again?" Like maybe I'll go to Lidl for some food and pick up a bargain off the middle aisle (you never know when a saddle or an angle grinder will come in handy) and maybe I'll be into penny's for some cheap nail polish and I'll see some really nice sandals or whatever, and the next thing I know I'm in Starbucks getting my treat for the week and I'm convinced I've spent every penny I have - even though I haven't, it's just perception.

I mean I don't know maybe some people are better at keeping a running total in their heads of how much they've spent in a day without having to give it too much thought (and tbf I also take a lot of drugs) but for me it just seems easier if you've got the actual physical money in your hand rather than the distance of debit cards. I think it might just be one of those psychological things, like how you know damn well that €4.99 is only 1c away from €5 and yet no matter how well you know that, €4.99 just sounds much cheaper....you know?

Or maybe it's just me :rolleyes:

starling

mikeymouse wrote: »

https://www.youtube.com/watch?v=hOu3IDE0cPA

Ah brilliant love him, and he's spot on about the late night at the petrol station lol.

freshpopcorn

starling wrote: »

Yeah no I know my bank balance (it's usually €0 on Tuesday and €187 on Wednesday lol) but sometimes if I'm out for the day and I've been to a few different places, all of a sudden I'll get a bit anxious like "****, how much have I actually spent again?" Like maybe I'll go to Lidl for some food and pick up a bargain off the middle aisle (you never know when a saddle or an angle grinder will come in handy) and maybe I'll be into penny's for some cheap nail polish and I'll see some really nice sandals or whatever, and the next thing I know I'm in Starbucks getting my treat for the week and I'm convinced I've spent every penny I have - even though I haven't, it's just perception.

I mean I don't know maybe some people are better at keeping a running total in their heads of how much they've spent in a day without having to give it too much thought (and tbf I also take a lot of drugs) but for me it just seems easier if you've got the actual physical money in your hand rather than the distance of debit cards. I think it might just be one of those psychological things, like how you know damn well that €4.99 is only 1c away from €5 and yet no matter how well you know that, €4.99 just sounds much cheaper....you know?

Or maybe it's just me :rolleyes:

My father became a pensioner this year and is fairly good and managing his money but he can't mange cards. He needs the money in his hand like many people his age and younger.
Just from people I know I think it would be really unfair on people to make everybody go cash less to save people a few minutes in the shop.

efb

freshpopcorn wrote: »

So, you want cash abolished?

wasn't that my point???

starling

freshpopcorn wrote: »

My father became a pensioner this year and is fairly good and managing his money but he can't mange cards. He needs the money in his hand like many people his age and younger.
Just from people I know I think it would be really unfair on people to make everybody go cash less to save people a few minutes in the shop.

Yeah, I don't think it's necessarily an indication of not being intelligent or compos mentis or anything - I think it might just be one of those ways in which different people use their brains in different ways. Like how some people are brilliant at the cryptic crossword or sudoku and other people just can't get their heads around it. At least that's what I like to think

Maybe I'm wrong and it's a skill that can be practiced and improved. I dunno Ted.

efb

freshpopcorn wrote: »

My father became a pensioner this year and is fairly good and managing his money but he can't mange cards. He needs the money in his hand like many people his age and younger.
Just from people I know I think it would be really unfair on people to make everybody go cash less to save people a few minutes in the shop.

It would do more than just save a few minutes in the shop. I know lots of pensioners that use only cards, so it isn't agest thing.

starling

efb wrote: »

It would do more than just save a few minutes in the shop. I know lots of pensioners that use only cards, so it isn't agest thing.

I'm trying to think of examples of businesses or transactions where you really need it to be cash and not credit or money transfers or whatever, but all the examples I have come up with are illegal (hence the need for untraceable payments) :pac:

Edit: that's probably really obvious. I'm pretty sure I'm too tired and stoned to be posting, I think it's time I get some sleep lol

freshpopcorn

efb wrote: »

It would do more than just save a few minutes in the shop. I know lots of pensioners that use only cards, so it isn't agest thing.

Ask owners of business small villages/town about the idea of abolishing cash. It would completely destroy rural Ireland in my opinion.
I know people of all ages who hate card payment methods.
I know they are other benefits to abolishing cash as well.

efb

starling wrote: »

I'm trying to think of examples of businesses or transactions where you really need it to be cash and not credit or money transfers or whatever, but all the examples I have come up with are illegal (hence the need for untraceable payments) :pac:

See we'd save €€€'s in tax evasion

efb

freshpopcorn wrote: »

Ask owners of business small villages/town about the idea of abolishing cash. It would completely destroy rural Ireland in my opinion.
I know people of all ages who hate card payment methods.
I know they are other benefits to abolishing cash as well.

Hate card payments??, thats a bit irrational. Surely people just need training help.

Why would it destroy rural Ireland? I live in rural Ireland don't think non cash payments would destroy it.

freshpopcorn

efb wrote: »

Hate card payments??, thats a bit irrational. Surely people just need training help.

Why would it destroy rural Ireland? I live in rural Ireland don't think non cash payments would destroy it.

My aunt is 60 very intelligent owned shops/manged a gym/worked in a bank/insurance. She's a disaster with cards. The bank tried everything with her. Eventually the bank basically took all her cards off her and told her to come into them.
Other people have fears about their payments being tracked and scammed.
Because when pensioners collect their pension(example)they are in town and they spend it in the local economy. If they get paid directly into the bank. They might not bother with the local shop/cafe and head straight to the supermarket.

efb

freshpopcorn wrote: »

My aunt is 60 very intelligent owned shops/manged a gym/worked in a bank/insurance. She's a disaster with cards. The bank tried everything with her. Eventually the bank basically took all her cards off her and told her to come into them.
Other people have fears about their payments being tracked and scammed.
Because when pensioners collect their pension(example)they are in town and they spend it in the local economy. If they get paid directly into the bank. They might not bother with the local shop/cafe and head straight to the supermarket.

So anecdotal evidence then.

efb

People have fears about their cash being stolen, this is more likely to happen. If they value is loaded in the PO they can spend it like they would their cash

freshpopcorn

efb wrote: »

So anecdotal evidence then.

I used have the same view as you. I was all for getting everything paid into the bank and going cashless.
Until I talked to people I know who owned local business/post offices about the effect of payments being made directly into the bank and the effect it had on there business.

efb

Your father can't mange cards, your aunt can't manage cards... I'm seeing a pattern...

Do you work for An Post or Securicor???

efb

freshpopcorn wrote: »

I used have the same view as you. I was all for getting everything paid into the bank and going cashless.
Until I talked to people I know who owned local business/post offices about the effect of payments being made directly into the bank and the effect it had on there business.

So cash is the only incentive they had for people to use their business??? Wow

Robsweezie

I hate the till delays with the lotto tickets, cigarettes, 100 questions etc. That would be my main peeve.

Along with that, you then have to try not to looked pissed off when you make eye contact with the cashier and the person ahead of you, during the awkwardly long transactions between them.

freshpopcorn

efb wrote: »

So cash is the only incentive they had for people to use their business??? Wow

This is basically how I'll explain it to you.
You've pensioner A.
There paid directly into the back. Amount is paid in at midnight on Friday. These people can head to town at anytime to do their shopping. They might go directly to Lidl and ignore the town/do it online and isolate themselves even more.
Pensioner B is paid at the local post office from 9am They go into town on Friday. They get to meet more people. There more active. They pass the local shops and they can pop in if they want. They can do there shopping locally if they want or go to the supermarkets.

I've no issue with either. I just think people should have the choice.
I don't work for an post/cash in transit.
We're not going to agree in this topic.

starling

efb wrote: »

See we'd save €€€'s in tax evasion

Lol yes, but we'd have to legalise prostitution and certain drugs. Not that I'm against either of those ideas.

efb

freshpopcorn wrote: »

This is basically how I'll explain it to you.
You've pensioner A.
There paid directly into the back. Amount is paid in at midnight on Friday. These people can head to town at anytime to do their shopping. They might go directly to Lidl and ignore the town/do it online and isolate themselves even more.
Pensioner B is paid at the local post office from 9am They go into town on Friday. They get to meet more people. There more active. They pass the local shops and they can pop in if they want. They can do there shopping locally if they want or go to the supermarkets.

I've no issue with either. I just think people should have the choice.
I don't work for an post/cash in transit.
We're not going to agree in this topic.

What's stopping A going to the shops? And I gave an option to charge it locally

starling

efb wrote: »

So cash is the only incentive they had for people to use their business??? Wow

To be fair, although there are certain benefits to SME s not having to deal with cash (Charlie Chalke springs to mind) there are some disadvantages too. Like if I buy a carton of milk with cash, the shop gets all the cash, but if I pay for stuff with a card, both of us - the customer and the shopkeeper - get charged for that transaction by the bank. Fúck's sake. I mean I appreciate that it costs the bank to provide services like debit cards, and maintain card terminals at the POS but still. I'm sure there are other issues that piss SMEs off that I'm not qualified to describe. Like I remember working at a company that took payment by any credit card except American Express, and apparently that was not uncommon at the time because there was something about the way AE paid that was a major hassle. That was years ago though so I'm fuzzy on the details (and yes I know debit cards aren't the same as credit cards but still it wouldn't surprise me if there were similar issues, charges and red tape and whatnot).

Edit: in fact there are two local newsagents near me that didn't accept any form of card payment until last year, believe it or not. Pretty much for that exact reason.

efb

starling wrote: »

To be fair, although there are certain benefits to SME s not having to deal with cash (Charlie Chalke springs to mind) there are some disadvantages too. Like if I buy a carton of milk with cash, the shop gets all the cash, but if I pay for stuff with a card, both of us - the customer and the shopkeeper - get charged for that transaction by the bank. Fúck's sake. I mean I appreciate that it costs the bank to provide services like debit cards, and maintain card terminals at the POS but still.

The bank charge for cash too. If it was all cards it would be run more efficiently

freshpopcorn

efb wrote: »

What's stopping A going to the shops? And I gave an option to charge it locally

Nothing.
But if person A had to walk by the shop there's more a chance they'll shop in the shops/be more active/which also benefits the economy.
Would you prefer your elderly parents to be going out to the shops every week or waiting for there bank account to be toped up so they'd can order online from Tesco?

efb

freshpopcorn wrote: »

Nothing.
But if person A had to walk by the shop there's more a chance they'll shop in the shops/be more active/which also benefits the economy.
Would you prefer your elderly parents to be going out to the shops every week or waiting for there bank account to be toped up so they'd can order online from Tesco?

My parents aren't elderly. My dad doesn't have a card, my mum does and used it everywhere. Late fifties/early sixties

efb

I hate online grocery shopping. It's one of the few things I don't do online. Using a card doesn't make it compulsory

starling

freshpopcorn wrote: »

Nothing.
But if person A had to walk by the shop there's more a chance they'll shop in the shops/be more active/which also benefits the economy.
Would you prefer your elderly parents to be going out to the shops every week or waiting for there bank account to be toped up so they'd can order online from Tesco?

Also, just on the topic of online ordering from tesco/Supervalu - you have to spend a minimum of €50 to get a delivery, even though you are also paying delivery charges. Which IMO is prohibitive for people on pensions/disability etc - sure I wouldn't spend €50 on food in a month

efb

I am not advocating online shopping! Just cashless society

freshpopcorn

efb wrote: »

My parents aren't elderly. My dad doesn't have a card, my mum does and used it everywhere. Late fifties/early sixties

So your dad in a widow in twenty years time. Would you prefer him to be trained up to use online shopping/cards and staying in the house Or would you prefer going out on a Friday and bumping into old friends and chatting to them in the local town and staying mobile and supporting local business in your rural area?

starling

efb wrote: »

I hate online grocery shopping. It's one of the few things I don't do online. Using a card doesn't make it compulsory

I was wary at first but fúckin love it now, it's a lifesaver for someone like me who can't carry sh1t home and doesn't drive - the problem is the minimum spend as I ranted about just there.

I'd get it for bulk stuff, store cupboard foods (big bags of pasta/rice etc) and freezer things and then just go to Lidl for fresh stuff like fruit, veg, milk etc.

starling

efb wrote: »

The bank charge for cash too. If it was all cards it would be run more efficiently

Yeah they charge the shopkeeper, but not me - like if I were still getting a cash payment from the PO I wouldn't be charged

........right?



*is actually just realising how much she doesn't know about how this stuff works*

efb

freshpopcorn wrote: »

So your dad in a widow in twenty years time. Would you prefer him to be trained up to use online shopping/cards and staying in the house Or would you prefer going out on a Friday and bumping into old friends and chatting to them in the local town and staying mobile and supporting local business in your rural area?

I'd prefer my mother wasn't dead. Using a card doesn't make him housebound

efb

starling wrote: »

Yeah they charge the shopkeeper, but not me - like if I were still getting a cash payment from the PO I wouldn't be charged

........right?



*is actually just realising how much she doesn't know about how this stuff works*

The banks charge you to withdraw cash, and cash costs far more to transfer to the PO than eft

freshpopcorn

efb wrote: »

I'd prefer my mother wasn't dead. Using a card doesn't make him housebound

You've your opinion and I've mine.
In my experience with elderly people the people who collect there pension every week at the post office are far more active and indpendent than those who get their pension payed directly into the bank. I've seen people change from being payed from the post office into the bank and they've changed back to the post office.

efb

freshpopcorn wrote: »

You've your opinion and I've mine.
In my experience with elderly people the people who collect there pension every week at the post office are far more active and indpendent than those who get their pension payed directly into the bank. I've seen people change from being payed from the post office into the bank and they've changed back to the post office.

Well getting the money paid directly doesn't mean causation of houseboundedness

Perhaps some people get it direct as they are unable to travel to the po

freshpopcorn

efb wrote: »

Well getting the money paid directly doesn't mean causation of houseboundedness

Perhaps some people get it direct as they are unable to travel to the po

I do get where your coming from.
But when you've got to get up and head into town it's good for you to keep going both mentally and physically.
Whilst if you know it's in the bank it sort of makes you put it off.
As I said I've no issue with people getting it paid directly I just know people who did and changed back because they found it basically made them lazy.

efb

freshpopcorn wrote: »

I do get where your coming from.
But when you've got to get up and head into town it's good for you to keep going both mentally and physically.
Whilst if you know it's in the bank it sort of makes you put it off.
As I said I've no issue with people getting it paid directly I just know people who did and changed back because they found it basically made them lazy.

So keep cash to stop old people getting lazy!

freshpopcorn

efb wrote: »

So keep cash to stop old people getting lazy!

And lonely.
Less mobile.

starling

efb wrote: »

The banks charge you to withdraw cash, and cash costs far more to transfer to the PO than eft

Wait...costs whom more? Let's say I'm getting an allowance of €100 and its paid through the PO...so I go to the PO and get €100 into my hand. If there is a charge involved is it the bank charging the PO? Is this something that is then accounted for by taxes or something? sorry if I sound like an eejit I got a fúckin arts degree instead:pac:


*is now v confused and tired and probably should have been asleep an hour ago*

freshpopcorn

starling wrote: »

Wait...costs whom more? Let's say I'm getting an allowance of €100 and its paid through the PO...so I go to the PO and get €100 into my hand. If there is a charge involved is it the bank charging the PO? Is this something that is then accounted for by taxes or something? sorry if I sound like an eejit I got a fúckin arts degree instead:pac:


*is now v confused and tired and probably should have been asleep an hour ago*

Are you referring to a social welfare payment?

starling

In this hypothetical scenario, yes...but also thinking of the pensioners - does it make a difference?

Akrasia

Worst queuing behaviour has to be where someone buys a scratch-card and then scratches it at the till expecting everyone behind her to share in her joy as she almost wins (damnit, that 3rd one was only 1000 instead of 10000) and she then decides, ah sure what the heck, I'll have another one.

Get out of my way woman. I only want to buy a feckin postage stamp and I've been here for 5 minutes.

Swampy

efb wrote: »

I'd love to that that were you just pick up the stuff, scan as you go and pay and leave without queuing at a till

That is actually being planned at the moment. There will be RFID tags/labels or something on the products. When you walk out of the shop, through a tunnel of some sort, all the tags will be scanned and the cost deducted from you card.

Annasopra

I friggin hate Airport queues.

Last week

Half an hour to go through security at entrance
Half an hour to check in
Twenty minutes going through next security
Twenty minutes to queue to pay in shop

duchalla

I remember being in a new hotel in Turkey 3 or 4 years ago. The queue to the bar was one single line which streached for the bar all the way out to reception! I thought it was hilarious, no one standing the lenght of the bar, just every person standing behind the other in an orderly queue, with 2 young fellas inside the bar serving...

Rubberchikken

never give it any thought. no one is ever in a queue that long. people need to be more realistic and patient. just saying:)

strelok

duchalla wrote: »

I remember being in a new hotel in Turkey 3 or 4 years ago. The queue to the bar was one single line which streached for the bar all the way out to reception! I thought it was hilarious, no one standing the lenght of the bar, just every person standing behind the other in an orderly queue, with 2 young fellas inside the bar serving...

that's the kind of situation where even when it's the fairest, even when it's the best solution... it just feels so wrong