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Ending Hire Purchase Agreement Early

  • 14-09-2015 1:17pm
    #1
    br2015
    Registered Users Posts: 71 ✭✭


    Hello

    I have a 5 year HP agreement with VW Bank, I have the car for the last 18 months. For a couple of reasons, the car no longer suits our circumstances, does anyone know if the half rule is still in existence or what my best course of action might be?

    Would appreciate any assistance as any previous posts I have read have been from 2010/11.

    Thanks.


Comments

  • #2
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Moved to Banking & Insurance & Pensions as this relates to a financial issue.

    dudara


  • #3
    newacc2015
    Closed Accounts Posts: 2,379 ✭✭✭newacc2015


    http://www.consumerhelp.ie/media/EndHirePurchase1.pdf

    This is from NCA. Its not the most easy thing to do looking at this


  • #4
    br2015
    Registered Users Posts: 71 ✭✭br2015


    Thanks a million for that info, very useful and helpful!

    I am about €1,100 under the half rule limit so think ill arrange to return the car and pay the €1,100 back to them over installments.

    Would appreciate any other advice people may have.


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