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Mortgage Refusal Letter

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  • 16-09-2015 3:21pm
    #1
    Zippy1974
    Registered Users Posts: 4 ✭


    [font=Arial","sans-serif] [/font]

    [font=Arial","sans-serif]Hi all.[/font]

    [font=Arial","sans-serif] [/font]

    [font=Arial","sans-serif]I am looking to apply for a mortgage. (100k) I have savings of approx. 8 k. (BOI and Credit Union)  so I am short of a deposit by about 1 years savings.[/font]

    [font=Arial","sans-serif] [/font]

    [font=Arial","sans-serif]I’m thinking of applying to the local council for a mortgage as they only require a 3% deposit. I need 2 refusal letters from banks in order for them to process an application. [/font]

    [font=Arial","sans-serif] [/font]

    [font=Arial","sans-serif]I don’t like wasting anybody’s time but what is the best way to approach this?[/font]


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  • Options
    #2
    Bank of Ireland: Tara P
    Closed Accounts Posts: 573 ✭✭✭Bank of Ireland: Tara P


    Zippy1974 wrote: »
     

    Hi all.

     

    I am looking to apply for a mortgage. (100k) I have savings of approx. 8 k. (BOI and Credit Union)  so I am short of a deposit by about 1 years savings.

     

    I’m thinking of applying to the local council for a mortgage as they only require a 3% deposit. I need 2 refusal letters from banks in order for them to process an application.

     

    I don’t like wasting anybody’s time but what is the best way to approach this?
    Hi Zippy,

    Thank you for contacting us here on Boards.ie.

    To discuss mortgage applications with Bank of Ireland it would be best to call our Mortgage Team on 0818200339. We have representatives available to assist with your query every Monday – Friday 8am -8pm and Saturday 10am - 2pm.

    Hope this helps,

    Tara C


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