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Android Tap and Pay in Ireland [Threads Merged]

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Comments

  • Registered Users, Registered Users 2 Posts: 9,485 ✭✭✭TheChizler


    Ah no!
    They technically always charged for it, they just waived the fee when billing.


  • Registered Users, Registered Users 2 Posts: 9,485 ✭✭✭TheChizler


    sentient_6 wrote: »
    Just regards this I reported a petrol station chain who were trying to enforce a minimum transaction limit few years ago, a few weeks later I thought Id chance it they took my card for something less than 10e.

    I was told at the time they actually get on to the card machine provider to get on to the retailer.
    Who did you actually make the complaint to actually? I had a small look but couldn't find any obvious place to report them to Visa.


  • Registered Users, Registered Users 2 Posts: 2,780 ✭✭✭sentient_6


    TheChizler wrote: »
    Who did you actually make the complaint to actually? I had a small look but couldn't find any obvious place to report them to Visa.

    The banking and payments federation of Ireland, www.bpfi.ie

    I would send an email to info@bpfi.ie.


  • Registered Users Posts: 1,926 ✭✭✭Reati


    FrostyJim wrote: »
    In topaz today I decided to use it on items under €10. Got asked to sign for the transaction before it got authorised. Is this normal? Is this the equivalent of being asked to enter your pin every so often with contactless cards? Seems like a step backwards if so.
    I've had this too. The working there was just as confused. He asked me why I was being asked to sign! Seems to be a Topaz thing as it's never happened elsewhere and I'm using Android pay as much as possible.


  • Registered Users, Registered Users 2 Posts: 543 ✭✭✭NikoTopps


    Tried to use Pay today in Tesco and it would not go through. My phone vibrated like it usually does but the Pay App didn't open. Tried opening the app and still nothing. Luckily I had my card with me to use. First time I have got problem with it.


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  • Registered Users, Registered Users 2 Posts: 6,921 ✭✭✭DopeTech


    NikoTopps wrote: »
    Tried to use Pay today in Tesco and it would not go through. My phone vibrated like it usually does but the Pay App didn't open. Tried opening the app and still nothing. Luckily I had my card with me to use. First time I have got problem with it.

    The android pay app doesn't usually open for me, all that happens is after the vibration I'll get a notification of the cost. Am yet to try it in tesco though.

    https://www.buymeacoffee.com/dopetech.ie



  • Registered Users, Registered Users 2 Posts: 543 ✭✭✭NikoTopps


    FrostyJim wrote: »
    The android pay app doesn't usually open for me, all that happens is after the vibration I'll get a notification of the cost. Am yet to try it in tesco though.

    I don't mean the app itself open. It like a pop up where it shows the card and then a little Android shows up with a tick.

    That never happened today. It's just vibrates and nothing.


  • Registered Users, Registered Users 2 Posts: 9,485 ✭✭✭TheChizler


    NikoTopps wrote: »
    I don't mean the app itself open. It like a pop up where it shows the card and then a little Android shows up with a tick.

    That never happened today. It's just vibrates and nothing.
    I've had problems at the staffed tills in Tesco. Never the self service. Staffed one wouldn't accept payments over 30.


  • Registered Users, Registered Users 2 Posts: 543 ✭✭✭NikoTopps


    TheChizler wrote: »
    I've had problems at the staffed tills in Tesco. Never the self service. Staffed one wouldn't accept payments over 30.

    I have used it on both and there's never been an issue. It even worked fine on the exact self service checkout it didn't work on today. It was never over €30 but it always worked. The app nor my phone haven't been updated in the meantime, nothing has changed so I just don't know what the issue is. I'll have to try it again tomorrow sometime.


  • Registered Users, Registered Users 2 Posts: 12,616 ✭✭✭✭errlloyd


    Reati wrote: »
    I've had this too. The working there was just as confused. He asked me why I was being asked to sign! Seems to be a Topaz thing as it's never happened elsewhere and I'm using Android pay as much as possible.

    I got asked to sign once, I think it randomly asks, the same way normal contactless used to sometimes ask you to insert and use a pin.

    Easons in Connolly Station has a sign up explicitly not allowing android pay.


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  • Registered Users Posts: 1,926 ✭✭✭Reati


    errlloyd wrote: »
    Reati wrote: »
    I've had this too. The working there was just as confused. He asked me why I was being asked to sign! Seems to be a Topaz thing as it's never happened elsewhere and I'm using Android pay as much as possible.

    Easons in Connolly Station has a sign up explicitly not allowing android pay.
    Not allowing use or not enabled as they are two different things. I don't think they can say they don't allow it but who'd challenge them! :)


  • Registered Users, Registered Users 2 Posts: 12,616 ✭✭✭✭errlloyd


    Reati wrote: »
    Not allowing use or not enabled as they are two different things. I don't think they can say they don't allow it but who'd challenge them! :)

    He said it was company policy, they didn't allow it.


  • Registered Users Posts: 1,926 ✭✭✭Reati


    errlloyd wrote: »
    Reati wrote: »
    Not allowing use or not enabled as they are two different things. I don't think they can say they don't allow it but who'd challenge them! :)

    He said it was company policy, they didn't allow it.
    Can do they that? Even technically I wonder can they block it?


  • Registered Users, Registered Users 2 Posts: 9,485 ✭✭✭TheChizler


    Reati wrote: »
    Can do they that? Even technically I wonder can they block it?
    Not without blocking all contactless transactions surely.


  • Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • Registered Users Posts: 1,926 ✭✭✭Reati


    TheChizler wrote: »
    Reati wrote: »
    Can do they that? Even technically I wonder can they block it?
    Not without blocking all contactless transactions surely.
    That's what I thought!


  • Registered Users, Registered Users 2 Posts: 11,519 ✭✭✭✭dulpit


    errlloyd wrote: »
    Easons in Connolly Station has a sign up explicitly not allowing android pay.

    Strange, weren't Easons one of the launch partner shops?


  • Registered Users, Registered Users 2 Posts: 9,545 ✭✭✭irishgeo


    dulpit wrote: »
    Strange, weren't Easons one of the launch partner shops?

    yep this blog past proves it.

    https://www.blog.google/topics/shopping-payments/android-pay-ireland/

    maybe someone should get on to google.

    And still listed here

    https://www.android.com/intl/en_ie/pay/where-to-use/?utm_source=google&utm_campaign=ieannouncement&utm_medium=blog

    anyone confirm if all the easons have signs up?


  • Registered Users, Registered Users 2 Posts: 543 ✭✭✭NikoTopps


    irishgeo wrote: »
    anyone confirm if all the easons have signs up?

    In Eason in Athlone Town Centre it worked fine when I used it a few weeks ago. Not sure about recently.


  • Registered Users, Registered Users 2 Posts: 12,616 ✭✭✭✭errlloyd


    The Easons in Connolly station is a newsagent, not a bookshop. So it is potentially operated on a Franchise agreement, as I am heading back through I might snap a pic of the sign.


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  • Registered Users Posts: 1,926 ✭✭✭Reati


    errlloyd wrote: »
    The Easons in Connolly station is a newsagent, not a bookshop. So it is potentially operated on a Franchise agreement, as I am heading back through I might snap a pic of the sign.

    Do :)


  • Registered Users, Registered Users 2 Posts: 21,489 ✭✭✭✭Alun


    Used it a few times in Iceland, the country, not the shop, last week! Mind you, everybody uses cards including contactless for everything there, so not too surprising really.


  • Registered Users, Registered Users 2 Posts: 12,616 ✭✭✭✭errlloyd


    Reati wrote: »
    Do :)

    Forgot, I will try again today.

    Costcutter on Dorset street also had a guy on Sunday who said I couldn't use the phone. Might just have been Sunday staff on shift work though, he acted like he had never seen it before.


  • Registered Users Posts: 713 ✭✭✭LeeroyJ.


    In my opinion it's become a bit of a chore, most times I want to use it, I have do educate the seller - discuss and end up using my card to avoid hassle. For now I have pretty much stopped using it all together. I'd expect shops (at least inside the Dublin centre) to be educated by now but until it become more common - maybe after apple pay launches - I'm tired of the back and forth, discussions and so on for now. In the beginning with the excitement of using it it was fine but a few weeks in you just want to use it and be done with the transaction.


  • Registered Users, Registered Users 2 Posts: 1,120 ✭✭✭wheresmybeaver


    LeeroyJ. wrote: »
    In my opinion it's become a bit of a chore, most times I want to use it, I have do educate the seller - discuss and end up using my card to avoid hassle. For now I have pretty much stopped using it all together. I'd expect shops (at least inside the Dublin centre) to be educated by now but until it become more common - maybe after apple pay launches - I'm tired of the back and forth, discussions and so on for now. In the beginning with the excitement of using it it was fine but a few weeks in you just want to use it and be done with the transaction.

    Yep and as a result I'm mostly using it just at self service points like in Tesco or McD's, or where the card machine is right at the front of the desk and not tucked away somewhere. If there's even a sniff of hassle then I'm back to the card.

    But it was like that too back when contactless was introduced, only difference now being that we have the terminals but not so much the mass of users to 'allay the mystery'. Anyone have any figures for number of active Android pay users after the first month?


  • Registered Users, Registered Users 2 Posts: 12,616 ✭✭✭✭errlloyd


    I felt a bit weird taking a photo, so I zoomed like crazy.

    The only conclusion I can come to is that they don't accept any cards that need to be signed for, and sometimes tap and pay asks you to sign.


  • Registered Users, Registered Users 2 Posts: 9,545 ✭✭✭irishgeo


    errlloyd wrote: »
    I felt a bit weird taking a photo, so I zoomed like crazy.

    The only conclusion I can come to is that they don't accept any cards that need to be signed for, and sometimes tap and pay asks you to sign.

    pretty sure thats against merchant cards rules. That means they wont take a non chip cards. Plenty of americans with them.


  • Registered Users, Registered Users 2 Posts: 970 ✭✭✭Pete123456


    errlloyd wrote: »
    I felt a bit weird taking a photo, so I zoomed like crazy.

    The only conclusion I can come to is that they don't accept any cards that need to be signed for, and sometimes tap and pay asks you to sign.

    a bit strange... theyve ruled out most US based cards with that notice cause they have a chip but still use a signature. It really sounds like the manager/owner is afraid of the technology in case they get scammed and need to be educated. They will lose out on sales im sure. Maybe not a lot but some all the same


  • Registered Users, Registered Users 2 Posts: 9,485 ✭✭✭TheChizler


    I'd hold up my card as if I was to pay regular contactless and pull a last second switcheroo... The do realize it's the exact same thing from their point of view?


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  • Registered Users, Registered Users 2 Posts: 5,250 ✭✭✭Yggr of Asgard


    I think some merchants fear fraud because there is no visible card but in reality payments via a phone app as safer for them too.

    The only time I get problems with acceptance is when I use it for higher amounts. I don't use Android Pay, I use some alternative provider and have paid some higher values with it without problem after I explained that it's possible. All they care about it to see the approved message.

    Some shops really need to be reported or not used if they have signs like that.


  • Registered Users, Registered Users 2 Posts: 3,670 ✭✭✭quadrifoglio verde


    I haven't had any problems with it.
    I've done over 750 Euro over 50 plus transactions since it launched. The only time I had a bit of a face thrown at me was the first day I used it.
    Transaction was for 95 Euro and the owner didn't like the way it was approved. Once I left my details with them though they were happy enough. Think it was the value going through on contactless more so than anything else.

    I don't ask if I can pay with phone though. I just ask is it a contactless machine. Of its over 30, I explain that I've it set up for more than that.

    Generally they take a double take when they don't see the card though


  • Registered Users, Registered Users 2 Posts: 12,616 ✭✭✭✭errlloyd


    So can android pay usually pay over 30? I thought it was only on a minority of machines.


  • Registered Users, Registered Users 2 Posts: 3,670 ✭✭✭quadrifoglio verde


    errlloyd wrote: »
    So can android pay usually pay over 30? I thought it was only on a minority of machines.

    I've had no problem in any places I've used it to pay more than 30.


  • Registered Users, Registered Users 2 Posts: 1,226 ✭✭✭nikkibikki


    I've had no problem in any places I've used it to pay more than 30.

    Only place I've had trouble was in Penneys. Apparently their machines will only look for contactless €30 and under and will only look for a card to be inserted over it. I've used it for over €30 in a good few places.


  • Registered Users, Registered Users 2 Posts: 543 ✭✭✭NikoTopps


    LeeroyJ. wrote: »
    In my opinion it's become a bit of a chore, most times I want to use it, I have do educate the seller - discuss and end up using my card to avoid hassle. For now I have pretty much stopped using it all together. I'd expect shops (at least inside the Dublin centre) to be educated by now but until it become more common - maybe after apple pay launches - I'm tired of the back and forth, discussions and so on for now. In the beginning with the excitement of using it it was fine but a few weeks in you just want to use it and be done with the transaction.

    In my case at least, I always just say I'm paying with Card and have my phone in my hand and just tap. I don't bother to say paying with Android Pay or mobile payment or anything like that. Just card, and tap. I've never gotten any evil eyes from merchant and I don't explain what it is unless they ask. Could you not try something similar?


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  • Registered Users, Registered Users 2 Posts: 543 ✭✭✭NikoTopps


    I've had no problem in any places I've used it to pay more than 30.

    Would you be able to tell us where? Would be useful to have a list of places which accept it.


  • Registered Users, Registered Users 2 Posts: 9,485 ✭✭✭TheChizler


    NikoTopps wrote: »
    Would you be able to tell us where? Would be useful to have a list of places which accept it.
    Reason back a few pages there was a list compiled and people have updated since.


  • Registered Users, Registered Users 2 Posts: 543 ✭✭✭NikoTopps


    TheChizler wrote: »
    Reason back a few pages there was a list compiled and people have updated since.

    You're right,my mistake.


  • Registered Users, Registered Users 2 Posts: 11,001 ✭✭✭✭Flukey


    I downloaded it on the first day and used it a few times since, with no real problems. As people are saying, it is a pity more institutions aren't supporting it. I posted today in the Bank of Ireland Talk To forum that there was article in the Sunday Independent Business section yesterday about EVO Payments and their partnership with Bank of Ireland in regard to contactless payments. EVO themselves, support Android Pay, but Bank of Ireland don't. It's strange that although they can do contactless payments and they have a partner in this facility that supports Android Pay, they don't even have plans to do so. It makes the article in the newspaper seem pointless. Maybe they are doing a deal with Samsung or Apple and are tied to confidentiality for now until some fanfare launch, but the type of answers they and other institutions are giving about this, saying they have no plans, looks bad.


  • Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


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  • Registered Users, Registered Users 2 Posts: 11,519 ✭✭✭✭dulpit


    Had a strange one over weekend. Was in a pub (wetherspoons in Cork), their terminals all say they accept Android Pay. Went to pay, came up with a message saying invalid card type. Used my card instead (contactless) and it worked fine. :confused:


  • Registered Users, Registered Users 2 Posts: 12,616 ✭✭✭✭errlloyd


    dulpit wrote: »
    Had a strange one over weekend. Was in a pub (wetherspoons in Cork), their terminals all say they accept Android Pay. Went to pay, came up with a message saying invalid card type. Used my card instead (contactless) and it worked fine. :confused:

    Nandos card machines said it would work way back in October, but I think it is because they used the same terminals they use in the UK and get the same software updates. Spoons could have been the same.


  • Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 21,489 ✭✭✭✭Alun


    Patww79 wrote: »
    This post has been deleted.
    They do, used it on day one, and a couple of times since.


  • Registered Users, Registered Users 2 Posts: 23,212 ✭✭✭✭Tom Dunne


    AIB account open and ATM card on the way. :)

    The lengths I'll go to for the sake of nerdiness.


  • Registered Users Posts: 881 ✭✭✭cosanostra


    Applegreen Letterkenny told me they have a block on it for over €30 but are hoping to lift it soon other than that it's worked well everywhere ive tried.
    Still not confident enough to try and use it without having the card in my pocket just incase!


  • Registered Users, Registered Users 2 Posts: 5,542 ✭✭✭JTMan


    My mate who has been using Android Pay had an unauthorised transaction but the money was not taken out by AIB.

    His story is unusual ...

    "I got a notification that Android pay/my Visa Debit card had been used to pay €2 in Starbucks in XXXXXX. As you know the last place on earth I will spend money is in a Starbucks cafe. I contacted AIB and they said that the money had not been deducted from my account so it was of no concern to them. I phoned Android Pay and spoke for about 30 minutes to a girl in Nevada USA. She called in their technical team and they all said that it was a mystery. I had passed Starbucks twice that day. One walking and one by bus."

    What do you think caused this transaction to appear but not get deducted?

    Thanks.


  • Registered Users, Registered Users 2 Posts: 6,921 ✭✭✭DopeTech


    What's more worrying is they cannot explain it!

    https://www.buymeacoffee.com/dopetech.ie



  • Registered Users, Registered Users 2 Posts: 12,616 ✭✭✭✭errlloyd


    It's pretty good that there is a paper trail for them to investigate though. If someone had robbed 2 quid from your pocket while you walked by starbucks it'd be gone!


  • Registered Users Posts: 307 ✭✭wolf99


    irishgeo wrote: »
    pretty sure thats against merchant cards rules. That means they wont take a non chip cards. Plenty of americans with them.

    Not sure about the rules governing them, but I get the same with One4All cards in a lot of places. Most terminals allow a 'swipey' type reading of a card, which is all the One4All cards require + a signature, just the same as lot of the cards USA-ians use. Even when it's blatantly obvious that a terminal will allow a swipe a lot of merchants just say "no, our machine doesn't take them".

    I have walked out of shops etc that have done this before, leaving their goods on the counter and my money in my bank account. There're plenty of other shops that are quite happy to be paid in any form.


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