Android Tap and Pay in Ireland [Threads Merged]

tdonegan1990

Tigerandahalf wrote: »

Have tried this in Aldi several times and it doesn't work.
Had the phone opened but not the app. Purchase was under €30.

Staff have no idea about it.

I think the app could be handy to categorise your purchases and see where your money is going.

I work for Aldi. Always use it to get food on my break. Plus every store got a memo to explain the procedure at the tills.

JTMan

Tigerandahalf wrote: »

Have tried this in Aldi several times and it doesn't work.
Had the phone opened but not the app. Purchase was under €30.

Staff have no idea about it.

I think the app could be handy to categorise your purchases and see where your money is going.

I have used Android Pay a dozen or so times in Aldi without issue.

A lot of store issues come from people who say "I will pay by phone", this confuses the hell out of a lot of clerks and causes issues, saying "I will pay by contactless" and then putting your phone on the device works more frequently.

Reati

JTMan wrote: »

I have used Android Pay a dozen or so times in Aldi without issue.

A lot of store issues come from people who say "I will pay by phone", this confuses the hell out of a lot of clerks and causes issues, saying "I will pay by contactless" and then putting your phone on the device works more frequently.

I agree - I never tell them I'm going to use a phone. I say I want to use tap to pay if they haven't enabled the machine then tap the phone.

TheChizler

Tigerandahalf wrote: »

Have tried this in Aldi several times and it doesn't work.
Had the phone opened but not the app. Purchase was under €30.

Staff have no idea about it.

I think the app could be handy to categorise your purchases and see where your money is going.

Does it work anywhere else? Is NFC enabled and Android Pay selected as the default app for contactless payments?

GreenFolder2

I have to say it works more reliably than my AIB debit card NFC. I assume because the phone is an far more powerful and active NFC system powered by the battery rather than just powering it with induction from the antenna like the cards do.

It just seems to read instantly whereas the card can occasionally be a bit finicky.

When it goes mainstream more so I could see this becoming the primary way most people pay at POS.

edunne2010

Works also at Applegreen and Subway onsite,

MarkR

I, and several others, have tweeted PTSB about it. Same response for everyone.

Hi, we don’t have any immediate plans to enable Android Pay, but we are looking into it as part of future developments.

OldMrBrennan83

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irishgeo

MarkR wrote: »

I, and several others, have tweeted PTSB about it. Same response for everyone.

any bets they have signed up to apple pay first.

Evil_g

irishgeo wrote: »

any bets they have signed up to apple pay first.

That that hadn't occurred to me, but it's possible that that's what's going on.

What's the story in other jurisdictions? Can individual banks work with both services?

Would contracts that restrict the banks to one service not be anti competitive?

Reati

Patww79 wrote: »

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BOI are not very tech savy when it comes to this stuff IMO

_Puma_

irishgeo wrote: »

any bets they have signed up to apple pay first.

That was my initial thought on this too. Exclusivity clauses are a scourge in the tech industry. Perhaps these clauses are crossing the realm of the banking industry too? This is a common tactic by big companies to limit the reach of competing companies products and services.

That or BoI and the rest are just hopelessly inept in expanding their services in a timely fashion. May have been caught with their pants down when approached by Google to integrate this into their payment systems. I'm starting to have my doubt about this now though.

I'm starting to lean towards scenario 1 as there as been zero explanation from the banks about why they cant give a timeline into providing android pay. What are the bets there will be a big fanfare announcement from the likes of BoI when Apple finally get around to announcing a roll out of apple pay here. Of course the are limited by exclusivity clauses about speaking about other contactless payment providers in the meantime.

My advice is, if you can, vote with your feet and move bank. If your an android user and have no major ties holding you to a non-android pay bank make the jump to a bank that does. You could be waiting a long time otherwise.

lawred2

Andoid Pay app works on my phone. Registered KBC cards but despite having NFC enabled on my device - the app says I can't use it in shops just online. No explanation given.

NFC not supported on this device for payments

AlmightyCushion

lawred2 wrote: »

Andoid Pay app works on my phone. Registered KBC cards but despite having NFC enabled on my device - the app says I can't use it in shops just online. No explanation given.

NFC not supported on this device for payments

Android Pay uses NFC. If your phone doesn't have NFC then it can't use Android Pay for transaction in shops.

LeeroyJ.

AlmightyCushion wrote: »

Android Pay uses NFC. If your phone doesn't have NFC then it can't use Android Pay for transaction in shops.

yep either this or your phone is rooted/some sort of non google approved device. Android pay has a security check in place.

28064212

AlmightyCushion wrote: »

Android Pay uses NFC. If your phone doesn't have NFC then it can't use Android Pay for transaction in shops.

LeeroyJ. wrote: »

yep either this or your phone is rooted/some sort of non google approved device. Android pay has a security check in place.

Clearly says they have NFC enabled. And if SafetyNet was the issue, they wouldn't be able to add cards at all.

What's the exact error message you're getting? What phone is it? It's possible it uses an older implementation of NFC that isn't supported by Android Pay

Evil_g

_Puma_ wrote: »

I'm starting to lean towards scenario 1 as there as been zero explanation from the banks about why they cant give a timeline into providing android pay. What are the bets there will be a big fanfare announcement from the likes of BoI when Apple finally get around to announcing a roll out of apple pay here. Of course the are limited by exclusivity clauses about speaking about other contactless payment providers in the meantime.

My advice is, if you can, vote with your feet and move bank. If your an android user and have no major ties holding you to a non-android pay bank make the jump to a bank that does. You could be waiting a long time otherwise.

I'll switch banks before I'll switch to iOS.

lawred2

AlmightyCushion wrote: »

Android Pay uses NFC. If your phone doesn't have NFC then it can't use Android Pay for transaction in shops.

has NFC alright

I use it for my leap card and some other bits and bobs

AlmightyCushion

lawred2 wrote: »

has NFC alright

I use it for my leap card and some other bits and bobs

Yeah, somehow missed that in your post. Not a clue what's up with it so then. What phone is it?

lawred2

28064212 wrote: »

Clearly says they have NFC enabled. And if SafetyNet was the issue, they wouldn't be able to add cards at all.

What's the exact error message you're getting? What phone is it? It's possible it uses an older implementation of NFC that isn't supported by Android Pay

This is the very helpful/descriptive text

NFC is needed in shops

This device does not support NFC payments. So you won't be able to use Android Pay in shops

It's an HTC One M8 with ResurrectionRemix ROM

I had expected the ROM to prevent Android Pay app installing but it's installed and added/verified cards so not sure why it's given up now.

But it's probably related to the ROM. I'd be happy enough if the app was specific enough to tell me that though.

LeeroyJ.

This is very likely due to the custom rom failing the safety check - there are workarounds on the net such as https://www.reddit.com/r/Android/comments/3jx8b8/how_to_enable_android_pay_on_a_rooted_device/ you'll have to try them out, differents roms work different s o being able to add card doesn't mean its not due to the rom.

Zascar

LeeroyJ. wrote: »

This is very likely due to the custom rom failing the safety check - there are workarounds on the net such as https://www.reddit.com/r/Android/comments/3jx8b8/how_to_enable_android_pay_on_a_rooted_device/ you'll have to try them out, differents roms work different s o being able to add card doesn't mean its not due to the rom.

I had previously rooted my OneOPlus 3 - although I then did an ota update and the root is now gone. However I'm unable to use Android Pay. I was hoping there was a woraround. Ic hecked that link but the "Rootcloak" on that page specifically says it does not work with Android Pay. Are there other alternative that do work? I really want Android Pay but I dont want to have to wipe and reinstall

lawred2

Yeah - no good. Suppose I'll survive

GreenFolder2

Mostly banks support both where both exist. It's not exclusive that one bank is Apple or Google. I don't think any bank is likely to want to annoy its customers with an exclusive to a single mobile platform system card....

beno619

There's nothing to gain from exclusivity anyway as far as a bank would be concerned.

OldMrBrennan83

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GreenFolder2

Patww79 wrote: »

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Yes, they probably would.

The main reason that there's less coverage of Android is that it's a fragmented market. Google doesn't (or at least hasn't to date) put all that much effort into marketing it compared to Apple and the OEMs that produce Android phones are more concerned about pushing their hardware than a particular platform.

Apple's just more integrated and probably better at marketing itself than the collective group of companies involved in the Android market.

Android Pay's one of the first Android services that Google's really making an effort to promote.

Pixel is likely to change that, assuming Google continue to go that direction.

OldMrBrennan83

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GreenFolder2

Patww79 wrote: »

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Well, if they took that attitude they wouldn't really deserve to get a sniff of it either. Thankfully they don't take that attitude though. They are just doing a staggered release globally. I don't agree with how it's being done either, they're using exclusivity agreements with certain networks for certain versions of the Pixel and it's WAY too expensive.

Android has a huge % of the market here and in every country and Google's services are clearly well supported here. So, I don't think you can say they're ignoring the market. They may be trying to get one or more of the networks to take the Pixel as a bill pay contract phone. That's been their strategy elsewhere.

OldMrBrennan83

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GreenFolder2

Patww79 wrote: »

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Yeah, I agree for the money it's not great.

Also design wise it looks way too much like a fairly crude iPhone clone, which is disappointing considering they could have struck out and done something genuinely different.

Tigerandahalf

Finally got this to work in Dunnes today. The lady at the till knew about it thankfully and had the patience to tell me to move the phone along the terminal. Then a simple sound and it is done with a drop down notification on your phone with the details.

The big disappointment for me is that you can't go back into the app later and view your purchases.

TheChizler

Tigerandahalf wrote: »

The big disappointment for me is that you can't go back into the app later and view your purchases.

Yes you can. What happens when you go into the app and tap on the card you used to pay?

Atlantic Dawn

Does your phone have to physically touch the terminal for the transaction to go through? I wouldn't fancy having the phone touch the terminal, lord knows what bacteria, faeces etc would be on some phones.

TheChizler

Atlantic Dawn wrote: »

Does your phone have to physically touch the terminal for the transaction to go through? I wouldn't fancy having the phone touch the terminal, lord knows what bacteria, faeces etc would be on some phones.

Nope, within a few inches normally. I wouldn't worry too much about bacteria from a tap. Unless you're going around disinfecting door handles before you use them then indirect transmission via phones tapping a terminal are going to be the least of your worries.

Tigerandahalf

TheChizler wrote: »

Yes you can. What happens when you go into the app and tap on the card you used to pay?

Fair play. I can see that it is there now.

Evil_g

TheChizler wrote: »

Yes you can. What happens when you go into the app and tap on the card you used to pay?

I wish I could be arsed changing banks.

OldMrBrennan83

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Horace Cope

Patww79 wrote: »

It's not worth their while here. They'll never even get a sniff of Apples share here.

What are your sources for this? I'd be delighted to hear. Anecdotally, I see very few Iphones, but I don't place any importance in anecdotes, I prefer hard facts and/or statistics.

GS.statcounter have Android at 55% for Ireland
http://gs.statcounter.com/#mobile_os-IE-monthly-201512-201612

Netmarketshare have it similar for Ireland
http://www.netmarketshare.com/operating-system-market-share.aspx?qprid=8&qpcustomd=1

Unfortunately w3w don't break it down by country, just says worldwide its about 75%
http://www.w3schools.com/browsers/browsers_mobile.asp

Nor does Akamai, it gives overall Android at 56% worldwide
https://www.akamai.com/us/en/solutions/intelligent-platform/visualizing-akamai/internet-observatory/internet-observatory-explore-data.jsp#stat=browser_ver&top=5&type=line&start=20150104&end=20170103&net=both

Nor does Clicky, but gives Android around 55% worldwide
https://clicky.com/marketshare/global/operating-systems/mobile/

Reati

Can't seem to edit my old post so adding new ones here for the list:

Worked with no issues:

Aldi
Tesco
Dunnes Stores
KFC
Local Chippers
Homestore and More
5/1 - Lidi
5/1 - Halfords


Didn't work
Harvey Norman
Mothercare (who refused to let me try: "We don't take the phone here")
Homestore and More (different one to the one it worked in)

irishgeo

Reati wrote: »

Can't seem to edit my old post so adding new ones here for the list:

Worked with no issues:

Aldi
Tesco
Dunnes Stores
KFC
Local Chippers
Homestore and More
5/1 - Lidi
5/1 - Halfords


Didn't work
Harvey Norman
Mothercare (who refused to let me try: "We don't take the phone here")
Homestore and More (different one to the one it worked in)

something about the line, we dont take the phone here has me laughing.

TheChizler

Little bit annoyed that I couldn't use it in a well known chain of bars in Cork last night when I had very little cash one me, they can't do it for under €10 was the reason. Do the payment organisation actually follow up when this sort of thing is reported?

Am I right in thinking the cost to retailers for a single transaction is legally limited to 10 bps (basis points) or 0.1%? Meaning my two pints would have cost them less than a cent. That's way cheaper than lodging cash if I remember correctly.

Edit: looks like that's what the card issuer can charge the bank, the bank fee is on top of that. Can't be much more though can it?

listermint

TheChizler wrote: »

Little bit annoyed that I couldn't use it in a well known chain of bars in Cork last night when I had very little cash one me, they can't do it for under €10 was the reason. Do the payment organisation actually follow up when this sort of thing is reported?

Its a hark back to transaction fees of old. The fees to the retailer are not really clear so it would be up to the Bank or Android pay to make sure retailers are informed of how the fees impact them for transactions.

Which is why retailers used to have minimum transactions.

Yggr of Asgard

Giving the cost of handling cash I can really not understand why a retailer would not prefer card payments, especially those via NFC which are dealt with for a smaller fee than for example full card payments.

In addition the transaction time for NFC if done correctly is way quicker than handling cash, especially when change has to be produced.

I'm paying with NFC via my phone since years and it works fantastic for me. Now there are still some hold outs in Ireland and even more so in Germany but otherwise it's really getting more and more popular, especially since Apple Pay got introduced in more and more countries.

sentient_6

TheChizler wrote: »

Do the payment organisation actually follow up when this sort of thing is reported?

Just regards this I reported a petrol station chain who were trying to enforce a minimum transaction limit few years ago, a few weeks later I thought Id chance it they took my card for something less than 10e.

I was told at the time they actually get on to the card machine provider to get on to the retailer.

DopeTech

In topaz today I decided to use it on items under €10. Got asked to sign for the transaction before it got authorised. Is this normal? Is this the equivalent of being asked to enter your pin every so often with contactless cards? Seems like a step backwards if so.

Tigerandahalf

Apparently from February AIB will be charging 20c for each of these transactions or other contactless ones.

Are there any charges for pin ones?

15MrC

Tigerandahalf wrote: »

Apparently from February AIB will be charging 20c for each of these transactions or other contactless ones.

Are there any charges for pin ones?

They've said on the Talk To AIB section that they've no plans to start charging.

Quote:

Hi all,

Contactless fees are currently waived until the 24th Feb 2017, we have no immediate plans to charge for Contactless and we intend on extending the waiver. The Contactless waiver also covers Android Pay Contactless transactions.

Many thanks,

Wayne

tdonegan1990

Tigerandahalf wrote: »

Apparently from February AIB will be charging 20c for each of these transactions or other contactless ones.

Are there any charges for pin ones?

Ah no!

pilly

I seen a guy use it in Ikea the other day.