Tired of our society, government and taxation system

the evasion_kid

satguy wrote: »

Just ask Enda if you can be his friend, then it's no tax and only low interest loans all the way,, happy days..

A house in Malta, no tax here..
A seat on the board at IW..
A seat on the board at rehab lotteries, get paid as a consultant, no tax here
A phone licence you can sell for €300 Million, and never pay a penny in tax..

It goes on and on if you are on the FG bus..

And yet people will vote for them again...

pmasterson95

One More Toy wrote: »

The grants are quite tasty, i had to work every weekend to make ends meet.
With a grant I couldve been on pints every night of the week comfortably.

But thats not really the issue

Well thats just plain bull****. But not suprising considering what else has been said.

Richard Hillman

MilesMorales1 wrote: »

Yes I'm sure poor people love being poor and having to rely on government benefits :rolleyes:

Well, yes. A lot of them do love it. A lot of these folks are constantly "bigging up" how rough their area is or trying to conclude that the Working Class are some sort of superior species (even though they wouldn't rank as working class). I have a skanger cousin that lives in a nice estate (via some welfare handout), she wants to move out of the place and back to the ****hole area she grew up because everyone is snob apparently.

A lot of the welfare class dress, look and sound the same. They have absolutely no interest in trying to fit in with the Actual Working Class people or the middle classes. They are unemployable due to their social skills.

So yes they do love being poor. They refuse to change their habits, beliefs, mannerisms etc.

One More Toy

pmasterson95 wrote: »

Well thats just plain bull****. But not suprising considering what else has been said.

I assume you were born in 95. Seems like you're a bit of an sjw. Tell me when you're in the paye system and we can talk then

Wompa1

One More Toy wrote: »

Planning on it.

There's no perfect system, though. On paper to me, Scandanavia seemed to be the business. More money than God. Norway could afford to make millionaires of every citizen and still have some F*ckMoney leftover. (Of course they wouldn't do that, inflation would be crazy)

But they also have their problems. In Norway most people in service and retail are young Swedish people. Young Norwiegan people would rather not work than have to work any job other than they one they want

Finland for all of it's great Tech and Education has some serious social problems.

I'm living in the US. A system that has lower taxes (at least the transparent taxes) and you can make a better base salary BUT you'll see people that are genuinely down on their luck out on the streets. Also, much like these lower tax economies (I can't call US low tax) they hit you in other ways.

Seriously, with almost 4 years over here. I appreciate Ireland a lot more. I was bitter before I left too. I was into the 41% bracket. Getting screwed if I ever worked Overtime. Living in Galway, a town that had almost 10% unemployment before the bust. My housemate at the time came home upset one evening. He walked to work on a cold, dark winter morning. He said he could see curtains twitching and it being miserable all he could think was those were people in bed and they'll roll back over to sleep and spend the day doing f*ck all while he worked to pay their way. He carried that with him all day and it ruined his day.

I would get home on one of those rare days that we had sun. Young people my own age all over the place already out drinking cans all over the place. Meanwhile, I'd be going into make myself dinner, get changed and get some work done for the next day.

Taking a bus into town and being the only person to pay. Or sitting in a Doctors waiting room and being the only one not showing a Medical card was very discouraging BUT it gets a lot worse.

One More Toy wrote: »

Dont worry, my cash is under the matress, bitcoins are a wonderful thing, as too are american stocks

Under the matress won't be collecting interest. Bitcoin is a giant risk...I wouldn't guess that the US will give up the Universal currency too easily. If anything, they'll sink Bitcoin for their own digital currency and try to make that the standard.

Also, American stocks are a bad investment. 2 months ago I was talking to a 65 year old man who had most of his retirement fund in Apple Stocks...this was right around the time they lost the entire value of McDonalds. He still made out well because he invested early BUT that was going to change his retirement plans significantly. He could still retire. He just can't live the kind of lifestyle that he expected.

It's gambling. Be careful!

pmasterson95

One More Toy wrote: »

I assume you were born in 95. Seems like you're a bit of an sjw. Tell me when you're in the paye system and we can talk then

Nope thats my address. Bloody need to get that name changed. You saying the grant is too comfortable is bull**** and has nothing to do with PAYE little flower. I'm not a SJW either. You are basing your experience of a grant on 2 drop out friends. Your sample size of 2 is clearly faultless.

ytpe2r5bxkn0c1

First world problem. This is what we well paid middle classes do. We pay taxes to fund society. Get used to it.

One More Toy

Wompa1 wrote: »

There's no perfect system, though. On paper to me, Scandanavia seemed to be the business. More money than God. Norway could afford to make millionaires of every citizen and still have some F*ckMoney leftover. (Of course they wouldn't do that, inflation would be crazy)

But they also have their problems. In Norway most people in service and retail are young Swedish people. Young Norwiegan people would rather not work than have to work any job other than they one they want

Finland for all of it's great Tech and Education has some serious social problems.

I'm living in the US. A system that has lower taxes (at least the transparent taxes) and you can make a better base salary BUT you'll see people that are genuinely down on their luck out on the streets. Also, much like these lower tax economies (I can't call US low tax) they hit you in other ways.

Seriously, with almost 4 years over here. I appreciate Ireland a lot more. I was bitter before I left too. I was into the 41% bracket. Getting screwed if I ever worked Overtime. Living in Galway, a town that had almost 10% unemployment before the bust. My housemate at the time came home upset one evening. He walked to work on a cold, dark winter morning. He said he could see curtains twitching and it being miserable all he could think was those were people in bed and they'll roll back over to sleep and spend the day doing f*ck all while he worked to pay their way. He carried that with him all day and it ruined his day.

I would get home on one of those rare days that we had sun. Young people my own age all over the place already out drinking cans all over the place. Meanwhile, I'd be going into make myself dinner, get changed and get some work done for the next day.

Taking a bus into town and being the only person to pay. Or sitting in a Doctors waiting room and being the only one not showing a Medical card was very discouraging BUT it gets a lot worse.



Under the matress won't be collecting interest. Bitcoin is a giant risk...I wouldn't guess that the US will give up the Universal currency too easily. If anything, they'll sink Bitcoin for their own digital currency and try to make that the standard.

Also, American stocks are a bad investment. 2 months ago I was talking to a 65 year old man who had most of his retirement fund in Apple Stocks...this was right around the time they lost the entire value of McDonalds. He still made out well because he invested early BUT that was going to change his retirement plans significantly. He could still retire. He just can't live the kind of lifestyle that he expected.

It's gambling. Be careful!

A well diversified portfolio is not gambling.

Source: I work in investment.


It seems based on the most popular replies here that everyone on boards is either on the dole or in the 20% bracket

One More Toy

pmasterson95 wrote: »

Nope thats my address. Bloody need to get that name changed. You saying the grant is too comfortable is bull**** and has nothing to do with PAYE little flower. I'm not a SJW either. You are basing your experience of a grant on 2 drop out friends. Your sample size of 2 is clearly faultless.

The grant is very comfortable.

At 5 grand (more in some cases) iI had to work roughly 550 hoursminimum wage just to catch up. That's 550 more hours those with a grant get to relax. Seems you need to do a bit more thinking before posting as if you know it all

Wompa1

One More Toy wrote: »

A well diversified portfolio is not gambling.

Source: I work in investment.


It seems based on the most popular replies here that everyone on boards is either on the dole or in the 20% bracket

I'm working 3 jobs and on pulling in a nice six figure salary BUT I'll give it up to move back to Ireland in a few years. It's great to come make this money since, as I think you pointed out. Back in Ireland it's nearly impossible for people in my generation to save for their own home. That's important to me..not because of some obsession with owning...I want security of not having to pay rent every month. I can get that with a home with no mortgage or at least a very low mortgage..that's the plan.

But I'm still fine with living in Ireland with the way the social welfare is....

Also re: it's not gambling.....that's what Poker players say too.

I don't work in Finance but as somebody who has invested and is managing their money, I have my own take on things.

My dad is still saying "it's not my fault, everybody was investing in property. It was meant to be a sound investment"

If you're investing in US stocks and tomorrow the US dollar gets bumped as the Universal currency for trade. How will that look for you? It's a risk I'm aware of since I want to move home and to do that, I need the dollar to at least maintain what it's at now. For the last few months, the dollar has consistently fluctuated with the performance of the economy...I'm not in finance but to me that's out of the ordinary for it to be so closely aligned..each bump in the road is a bump in the road for the dollar.

I get the feeling this house of cards could be ready to topple any day now.

Also, take into account that automation is coming in rapidly. Those companies value will go up initially but if something drastic doesn't occur there will be massive, massive unemployment. It's estimated that the true rate of unemployment in the US is already 11.5%

What happens when every or most Taxi Drivers, Garbage Men, Bus Drivers, Truck Drivers, Tellers, Secretaries, HR reps etc. etc. etc. etc. lose their jobs. The US is not in any position to deal with it. Most of the top earners (bar maybe Warrant Buffet and Larry Page) don't want to deal with it. Eventually, the money at the top will devalue significantly...particularly if they can't grab a hold of markets in other countries to pro-long their growth.

To me, it looks like a race to the bottom. If you're investing for the next few years..it's a risk. If you're investing for the next 20-30 years of your life, I'd imagine that's a massive risk.

Paramite Pie

One More Toy wrote: »

188 squid a week for doing bugger all, at 30K a year, once my rent is gone and bills are paid, id be glad to have 188 quid a week left

€188 a week is €9,776 a year.

I'm not on the dole right now but when i was, I paid 80/wk for rent and the remaining €100 ish was for groceries and bills.

It seems the Middle Class still cling to their myths about rent allowance and so on. The terms for rent allowance are;

You were living in private rented accommodation for at least 6 months (183 days) of the last 12 months, You must be able to show that you could afford the rent at the beginning of your tenancy and you are unable to continue to pay the rent because of a substantial change in your circumstances which occurred after you started renting.

http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/supplementary_welfare_schemes/rent_supplement.html

So if you had a job and we're living within your means and then you lost that job/other unforeseen crisis, you can get rent allowance/supplement if the dole doesn't go far enough. Part time unemployed can also avail of the rent supplement too if they meet the criteria.

Maximum rent allowance is €55 for a single adult, €60 for a couple -- ie NOT YOUR ENTIRE RENT!! Your rent must not cost more than these rent guidelines to prove your are within your means;

https://www.welfare.ie/en/Pages/Maximum-Rent-Limits-by-County.aspx

I can understand your anger at your high taxes but can we finally drop these welfare myths now please??

pmasterson95

One More Toy wrote: »

The grant is very comfortable.

At 5 grand (more in some cases) iI had to work roughly 550 hoursminimum wage just to catch up. That's 550 more hours those with a grant get to relax. Seems you need to do a bit more thinking before posting as if you know it all

are you aware fees have been increasing? What you paid in fees was less than what it costs now. Your experience is irrelevant due to the increased costs. You would need to work even more hours. Furthermore without the grant many people wouldnt be able to afford college. Not if they are to be completing their assignments/studying. You seem to think that if you are not earning PAYE you must be doing nothing and relaxing. You also believe those on a grant spend all their free time relaxing. Neither of which is true and is quite stupid to claim. I definitely dont claim to know it all, but certainly know more than some people who are here preaching ****.

pmasterson95

Paramite Pie wrote: »

€188 a week is €9,776 a year.

I'm not on the dole right now but when i was, I paid 80/wk for rent and the remaining €100 ish was for groceries and bills.

It seems the Middle Class still cling to their myths about rent allowance and so on. The terms for rent allowance are;

http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/supplementary_welfare_schemes/rent_supplement.html

So if you had a job and we're living within your means and then you lost that job/other unforeseen crisis, you can get rent allowance/supplement if the dole doesn't go far enough. Part time unemployed can also avail of the rent supplement if they meet the criteria.

Maximum rent allowance is €55 for a single adult, €60 for a couple -- ie NOT YOUR ENTIRE RENT!! Your rent must not cost more than these rent guidelines to prove your are within your means;

https://www.welfare.ie/en/Pages/Maximum-Rent-Limits-by-County.aspx

I can understand your anger at your high taxes but can we finally drop these welfare myths now please??

One More Toy works in finance. He cant possibly get his maths wrong. He is also middle class and pays his PAYE. He cant be wrong :P

Paramite Pie

enricoh wrote: »

Just talking to a lad today whose young fella gets 350 a week on the dole - him the missus n kid. He has another son working in a skilled job n gets 380 a week. Missus n kid also. He had to go to outpatients last week and was told it e100 to be seen to.
He said he was giving the young fella stick about getting a job but now thinks he's dead right

He's getting a lot more than the standard dole in that case, that's for sure. Must be claiming other benefits on top of the dole.

One More Toy wrote: »

Grant as per

http://www.citizensinformation.ie/en/education/third_level_education/fees_and_supports_for_third_level_education/maintenance_grant_schemes_for_students_on_third_level_courses.html

is 3025

Along with your fees paid of 2,000-3000

So i was 5,000 behind anyone with a grant

Well if your talking about investing in stocks and working in Finance -- then it probably didn't hold you back, did it? Did your parents pay your fees?

My mam was working two part-time jobs (cleaning) just to keep the family afloat. My grant in college was 1200, not 3025 (but i knew people who got up to 4,000). It's not just based on income but also distance, travel expenses etc... We lived near the college and I stayed at home. (this was 2007/8)

Clandestine

There'd be less people drawing welfare if the government stopped putting up barriers for people to work (minimum wage etc.). I can only imagine how things would be if the AAA or Socialist party got a lot of seats in government (but thankfully that'd never happen)

One More Toy

pmasterson95 wrote: »

are you aware fees have been increasing? What you paid in fees was less than what it costs now. Your experience is irrelevant due to the increased costs. You would need to work even more hours. Furthermore without the grant many people wouldnt be able to afford college. Not if they are to be completing their assignments/studying. You seem to think that if you are not earning PAYE you must be doing nothing and relaxing. You also believe those on a grant spend all their free time relaxing. Neither of which is true and is quite stupid to claim. I definitely dont claim to know it all, but certainly know more than some people who are here preaching ****.

You get all your fees paid for, again, please research before making a point, otherwise it makes for a very one sided debate

One More Toy

Wompa1 wrote: »

I'm working 3 jobs and on pulling in a nice six figure salary BUT I'll give it up to move back to Ireland in a few years. It's great to come make this money since, as I think you pointed out. Back in Ireland it's nearly impossible for people in my generation to save for their own home. That's important to me..not because of some obsession with owning...I want security of not having to pay rent every month. I can get that with a home with no mortgage or at least a very low mortgage..that's the plan.

But I'm still fine with living in Ireland with the way the social welfare is....

Also re: it's not gambling.....that's what Poker players say too.

I don't work in Finance but as somebody who has invested and is managing their money, I have my own take on things.

My dad is still saying "it's not my fault, everybody was investing in property. It was meant to be a sound investment"

If you're investing in US stocks and tomorrow the US dollar gets bumped as the Universal currency for trade. How will that look for you? It's a risk I'm aware of since I want to move home and to do that, I need the dollar to at least maintain what it's at now. For the last few months, the dollar has consistently fluctuated with the performance of the economy...I'm not in finance but to me that's out of the ordinary for it to be so closely aligned..each bump in the road is a bump in the road for the dollar.

I get the feeling this house of cards could be ready to topple any day now.

Also, take into account that automation is coming in rapidly. Those companies value will go up initially but if something drastic doesn't occur there will be massive, massive unemployment. It's estimated that the true rate of unemployment in the US is already 11.5%

What happens when every or most Taxi Drivers, Garbage Men, Bus Drivers, Truck Drivers, Tellers, Secretaries, HR reps etc. etc. etc. etc. lose their jobs. The US is not in any position to deal with it. Most of the top earners (bar maybe Warrant Buffet and Larry Page) don't want to deal with it. Eventually, the money at the top will devalue significantly...particularly if they can't grab a hold of markets in other countries to pro-long their growth.

To me, it looks like a race to the bottom. If you're investing for the next few years..it's a risk. If you're investing for the next 20-30 years of your life, I'd imagine that's a massive risk.

I invest in € $ and £

Over 40 years to retirement i dont care what happens with day to day movements in price and currency

lollsangel

Paramite Pie wrote: »

He's getting a lot more than the standard dole in that case, that's for sure. Must be claiming other benefits on top of the dole.


)

188 adult 124.60 Dependant adult and 29.80 child is 342.40...so really not that far off

pmasterson95

One More Toy wrote: »

You get all your fees paid for, again, please research before making a point, otherwise it makes for a very one sided debate

The grant pays for college fees but it does not cover transport costs or food. Are you going to adress your fallacy that all grant recipients relax and do nothing? Or the fact without a grant 100s couldnt attend college? You should try and read things babe. Otherwise you appear illiterate and childish when you cherry pick the easy parts and ignore the awkward points. Altho being middle class I would have thought you were capable of reading. Alas no. Although once again your bull**** is not suprising. You're consistent at least babe.

pmasterson95

One More Toy wrote: »

I invest in € $ and £

Over 40 years to retirement i dont care what happens with day to day movements in price and currency

This says a lot about you hahahaha

NIMAN

No matter what country you lived in, you'd find something to moan about.

The grass definitely isn't always greener.

JustTheOne

20 billion a year on welfare.

1/3 of our expenditure.

1 in 2 claiming welfare.

2 million with medical cards.

Highest disability claimees in Europe.


Go figure.

The Moldy Gowl

One More Toy wrote: »

Indeed, I agree wholeheartedly.

I have no problem with the rich getting rich. It provides incentive - maybe if I work hard I can be like them

188 squid a week for doing bugger all, at 30K a year, once my rent is gone and bills are paid, id be glad to have 188 quid a week left

You're on 30k and and would be glad to have 188 a week left?
You say you're on 41% tax. That's odd. That dosent start until 35k and even then it's 41% of earnings above 35k.

But let's say you are on 30k.
You take home 2100 a month net.
Divided by 4 is 525 a week.
350 odd a week on rent and bills?

The problem is you, if that's the case.

The Dogs Bollix

One More Toy wrote: »

I agree. I do genuinely believe that "layabouts" for want of a better word are a minority

However, I feel that I on a modest wage have very little to show for it due to taxation, and its clear i am not the only one.

Where is the incentive to get educated if the tax system will take a large cut to give to those with no aspirations?

I have never seen a grant for anyone at college doing any good, they mostly end up dropping out. Two of my mates milked the system in college, and never finished their course. They are now going back aged 25 as mature students, milking the system again

Milked the system and dropped out?

Have you ever thought that they might have not enjoyed their first course? But force them into a lifetime career of unhappiness because your miserable? Fair play to them for realising what they want to do, many people dont know what to do with their lives. And you call it milking the system. Grow up.

ceadaoin.

One More Toy wrote: »

I invest in € $ and £

Over 40 years to retirement i dont care what happens with day to day movements in price and currency

So you've over 40 years to retirement yet you were patronising another poster who you thought was born in 95? By the sounds of it you were born in the 90s yourself. Grow up

Subcomandante Marcos

We've just come through a 5 year period where the biggest transfer of wealth in the history of humanity occurred, the super rich got richer, everyone else got poorer, the middle class for raped and the working class and unemployed were savaged and somehow it's poor peoples fault.

The complete lack of knowledge people have around economic systems, the causes of income inequality and the neo-liberal agenda currently being pushed in the global north is ****ing scary to me.

"rabble rabble rabble, welfare spongers, migrants, rabble, taxes" from the idiot masses while libertarian socio-path hedge fund managers and investment bankers lap up the profits from a bipolar financial system they destroyed to their own benefit.

Bio Mech

Gowlasauras Rex wrote: »

You're on 30k and and would be glad to have 188 a week left?
You say you're on 41% tax. That's odd. That dosent start until 35k and even then it's 41% of earnings above 35k.

But let's say you are on 30k.
You take home 2100 a month net.
Divided by 4 is 525 a week.
350 odd a week on rent and bills?

The problem is you, if that's the case.

There is a lot about the op that doesn't add up. Works in "investments" but only earns 30k. Seems low for financial sector.

Pays 41% tax on 30k salary. Hmmm. How is that exactly?

Has no money left after bills and rent but has enough spare money to invest in US stocks and € and $ and £?

Has 40 years to retirement but dismisses the opinions of anyone born on or after 1995?

Something doesn't add up

Bio Mech

Also how does a 30k salary make you middle class exactly?

FortySeven

Bio Mech wrote: »

Also how does a 30k salary make you middle class exactly?

I'm not sure, where is the cut off again?

I always though it was a state of mind, bugger, I'm working class!

Paramite Pie

JustTheOne wrote: »

20 billion a year on welfare.

1/3 of our expenditure.

1 in 2 claiming welfare.

2 million with medical cards.

Highest disability claimees in Europe.


Go figure.

A lot of that is due to the recession. Also remember that child benefit is available to everyone regardless of income and it is counted as welfare in that statistic. Hence it's so high.

While I agree that's very high, in the UK every citizen get's free health care -- we're halfway there.

That being said, we could spend that money so much better.

JustTheOne

Subcomandante Marcos wrote: »

We've just come through a 5 year period where the biggest transfer of wealth in the history of humanity occurred, the super rich got richer, everyone else got poorer, the middle class for raped and the working class and unemployed were savaged and somehow it's poor peoples fault.

The complete lack of knowledge peoplehave around economic systems, the causes of income inequality and the neo-liberal agenda currently being pushed in the global north is ****ing scary to me.

"rabble rabble rabble, welfare spongers, migrants, rabble, taxes" from the idiot masses while libertarian socio-path hedge fund managers and investment bankers lap up the profits from a bipolar financial system they destroyed to their own benefit.

Humans are simple reactive creatures unfortunately.

Someone sees someone down the road with a few kids getting a house payed for and not working when the person is working and can't afford a house themselves.

They feel agrieved its just human nature.

Mongfinder General

Bio Mech wrote: »

Also how does a 30k salary make you middle class exactly?

30k makes you rich if the Labour Party is anything to go by. Tax the rich I tells ya!

I'm working away full time. days I don't feel like it.

paying 41% on a decent portion of the income. days it annoys me. course I'd like to pay less. course there's ways I think we could spend it better.

worked a long time on rent supplement side of things, days youd see plenty of cod cases well fit to work but with no interest in doing so. course there are gougers in there with the genuine cases.

despite all that, its a privilege to be working, earning and educated in Ireland today. I wouldn't swap places with anyone on benefits, regardless of their income or whether or not they thought they were getting one over on me or any other working stiff. you can only paddle your own canoe- youd go nuts otherwise

The Moldy Gowl

Bio Mech wrote: »

There is a lot about the op that doesn't add up. Works in "investments" but only earns 30k. Seems low for financial sector.

Pays 41% tax on 30k salary. Hmmm. How is that exactly?

Has no money left after bills and rent but has enough spare money to invest in US stocks and € and $ and £?

Has 40 years to retirement but dismisses the opinions of anyone born on or after 1995?

Something doesn't add up

I don't think op will be back.

asherbassad

One More Toy wrote: »

Im a bit fed up lads, we were chatting about it at work today and we're sick of getting out of bed in morning to feed our overly generous benefits system.

Where is the middle class revolution? USC rapes me on a monthly basis and if it werent for frugal spending id be screwed.

Then, the government has the audacity to give the christmas bonus this year? Wheres my bonus? A cut in PAYE/PRSI for christmas? Not a hope.

Instead I have to pay for long term layabouts, and those fannying at college just to get the odd grant.

Sick of it

Well if you had applied yourself in school and then gone on to university and earned an academic qualification that would pay you a good salary you wouldn't be grumbling. It's all your fault. You had your chance now live with the consequences of your mistake.

Zillah

Bio Mech wrote: »

Pays 41% tax on 30k salary. Hmmm. How is that exactly?

Net, perhaps.

For Forks Sake

FortySeven wrote: »

I'm not sure, where is the cut off again?

I always though it was a state of mind, bugger, I'm working class!

Cease, peasant. Back to toiling in the fields with you.

Ignatius in bloom

The Middle class voted for FG! Blame them.

previous user

Been on the oul dole a bit now, trying to get off it.

Ignatius in bloom

previous user wrote: »

Been on the oul dole a bit now, trying to get off it.

They have a dole rehabilitation clinic and they give you replacement gear its call doleadone, you should try it.

One More Toy

Gowlasauras Rex wrote: »

I don't think op will be back.

Op has a life, and it's 30 odd g's after tax chaps not that my finances are on trial here

When I'm working 60 hour weeks vs the dole tell me who has the easier life eh?

Also, we are trying for a baby, no medical card for us so our ivf will cost a fortune

One More Toy

One More Toy wrote: »

The grant is very comfortable.

At 5 grand (more in some cases) iI had to work roughly 550 hoursminimum wage just to catch up. That's 550 more hours those with a grant get to relax. Seems you need to do a bit more thinking before posting as if you know it all

Bull****. You didn't do much research . A huge amount of students only qualify for the registration fees.....not the maintenance part of the grant !!

And it's much harder to access the Susi grant as a mature student ...and never for a post grad !

Too easy to write everyone off in one fell swoop !

One More Toy

[Deleted User] wrote: »

Bull****. You didn't do much research . A huge amount of students only qualify for the registration fees.....not the maintenance part of the grant !!

And it's much harder to access the Susi grant as a mature student ...and never for a post grad !

Too easy to write everyone off in one fell swoop !

Enlighten me regarding the mature student one, as the lads i knowthink they've hit the jackpot

Geuze

My parents pay under 10% direct tax on 48k-50k approx.

They receive:

two med cards
two travel passes
subsidised elec


Great value for the taxes paid.

Taxes are very low on some people.

Though the top MTR kicks in way too early.

Paramite Pie

One More Toy wrote: »

Op has a life, and it's 30 odd g's after tax chaps not that my finances are on trial here

When I'm working 60 hour weeks vs the dole tell me who has the easier life eh?

Also, we are trying for a baby, no medical card for us so our ivf will cost a fortune

Sorry to hear about your struggle to conceive.

If IVF is supported by medical cards then I'm shocked -- it's not a medical necessity -- only a desire. It shouldn't be on the medical card (if it is).

Dimithy

One More Toy wrote: »

Enlighten me regarding the mature student one, as the lads i knowthink they've hit the jackpot

If they're mature students they will either get the maintenance grant, or back to education. Not both.
They might get their fees paid, but if they have gone to college before then they will definitely be making some contribution to the fees themselves, which could mean about 500, could mean 4500 depending on how they get on with SUSI.
Some ****ing jackpot alright.

Mother Brain

Well op I guess if you work even harder you'll have even more money and I guess have even more to complain about so you've only yourself to blame!

What exactly is it you want anyway? Others to have less so you can feel you have more? Or just more?

What is your rationale here like? You say you have 30k pa after tax and yet you feel that isn't enough?

You work 60 a week and so this entitles you to what exactly? Private jet? Lamorghini? 14 bed mansion?

I'll tell you what, I know plenty of people who work 60 hrs and more in some cases, for far far less than you (claim to) earn. Some doing meaningful work like caring for sick / elderly people in the community. The kind of work that has inherent humanity in it, and that can make a genuine difference in people's lives.

The reality for most is that you will spend your entire life navigating an endless stream of drudgery for what amounts for most people to coppers.

What makes you so special that you feel you deserve so much more?

One More Toy

Mother Brain wrote: »

Well op I guess if you work even harder you'll have even more money and I guess have even more to complain about so you've only yourself to blame!

What exactly is it you want anyway? Others to have less so you can feel you have more? Or just more?

What is your rationale here like? You say you have 30k pa after tax and yet you feel that isn't enough?

You work 60 a week and so this entitles you to what exactly? Private jet? Lamorghini? 14 bed mansion?

I'll tell you what, I know plenty of people who work 60 hrs and more in some cases, for far far less than you (claim to) earn. Some doing meaningful work like caring for sick / elderly people in the community. The kind of work that has inherent humanity in it, and that can make a genuine difference in people's lives.

The reality for most is that you will spend your entire life navigating an endless stream of drudgery for what amounts for most people to coppers.

What makes you so special that you feel you deserve so much more?

I'd like a bit more than those than chill all day, I'd that too much to ask for??
:-)

Stheno

One More Toy wrote: »

I'd like a bit more than those than chill all day, I'd that too much to ask for??
:-)

Bar the small percentage who are very long term unemployed, few on the dole chill all day.

They worry about finding a job.
They worry about paying for an unexpected expense.
They worry about bills and food, and rent.
They weigh up if they can afford to get out and have a coffee with a friend, or should they make an excuse.

I've no time for long term unemployed who have never worked, but I've been on the dole albeit for short terms (less than two months) and it was horrible.

ceadaoin.

One More Toy wrote: »

I'd like a bit more than those than chill all day, I'd that too much to ask for??
:-)

You do have more though really. You have a retirement fund, you have future career prospects where you can earn a lot of money, you have the option to get work in another country, you can afford to pay for IVF when for a lot of people that isn't an option, medical card or not.