Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi all! We have been experiencing an issue on site where threads have been missing the latest postings. The platform host Vanilla are working on this issue. A workaround that has been used by some is to navigate back from 1 to 10+ pages to re-sync the thread and this will then show the latest posts. Thanks, Mike.
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Invitation from Permanent TSB to switch mortgage to MVR, any hidden surprises?

  • 07-10-2015 9:43pm
    #1
    oli26
    Registered Users Posts: 33 ✭


    Hi,
    We have our mortgage with Permanent TSB.
    We have recently received a letter from the bank inviting us to switch our mortgage to a managed variable rate mortgage (MRV), we would save over 0.5% in rate which would be great.
    I have read through the papers sent and can't see anything of concern, .ie, locked in for a number of years etc but I can't help being suspicious.

    Does anyone know if there is something unusual about those deals?


Comments

  • #2
    PaulM1977
    Banned (with Prison Access) Posts: 210 ✭✭PaulM1977


    Nothing untoward in this, they did say in the press last week that they would be offering new LTV variable rates and would be writing out to approx. 73,000 people who would be eligible for this.
    You will probably need to have a valuation of your property done by one of the banks lenders, which will incur a fee of about €130.00(agree this price with them before having it done) but that is about it.

    PaulM


  • #3
    mark_jmc
    Registered Users Posts: 554 ✭✭✭mark_jmc


    PaulM1977 wrote: »
    Nothing untoward in this, they did say in the press last week that they would be offering new LTV variable rates and would be writing out to approx. 73,000 people who would be eligible for this.
    You will probably need to have a valuation of your property done by one of the banks lenders, which will incur a fee of about €130.00(agree this price with them before having it done) but that is about it.

    PaulM
    No fee payable for the valuation, PTSB post you a voucher which gives you free valuation


  • #4
    PaulM1977
    Banned (with Prison Access) Posts: 210 ✭✭PaulM1977


    mark_jmc wrote: »
    No fee payable for the valuation, PTSB post you a voucher which gives you free valuation

    No cost to you so OP, have you spoken to PTSB about it?


Advertisement