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SEPA credit transfer time

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  • 10-11-2015 6:20pm
    #1
    Irish Steve
    Moderators, Motoring & Transport Moderators Posts: 6,522 Mod ✭✭✭✭


    What's the timescale for a transfer from another Irish Bank using electronic banking?


    I was under the impression that an electronic transfer from outside of BOI should be in the recipient's account the following business day, but a transfer to me from a friend (his account has been debited) hasn't arrived in my account yet.

    What information do I need from him to follow this up? 

    Thanks

    Shore, if it was easy, everybody would be doin it.😁



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    #2
    Bank of Ireland: Sarah
    Closed Accounts Posts: 1,640 ✭✭✭Bank of Ireland: Sarah


    Irish Steve wrote: »
    What's the timescale for a transfer from another Irish Bank using electronic banking?


    I was under the impression that an electronic transfer from outside of BOI should be in the recipient's account the following business day, but a transfer to me from a friend (his account has been debited) hasn't arrived in my account yet.

    What information do I need from him to follow this up? 

    Thanks
    Hi Irish Steve, 

    Thanks for your post. 

    Your friend will need to contact their bank for their time frames of transfers. For example, when a transfer is made from Bank of Ireland to another Irish bank, it can take one working day as long as the transfer is made before 3.30pm on a working day. However your friends bank may have different cut-off times for transfers. Just ask for your friend to check that the transfer was made before the cut off time that his own bank applies. 

    I hope this helps. 

    Thanks,
    Sarah


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