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Report retailer for minimum card spend

  • 08-12-2015 7:43pm
    #1
    Turtle-TM
    Registered Users Posts: 384 ✭✭


    Hi All,

    I am looking for some advice on who best to report a retailer who is enforcing a minimum spend on Visa Debit cards of €10 to.

    I am aware that this is in breach of the merchant services agreement they have with their card processor, however some searching has not found who would be responsible for enforcing this.

    any ideas?


Comments

  • #2
    Arbie
    Registered Users, Registered Users 2 Posts: 882 ✭✭✭Arbie


    I asked the Banking and Payments Federation of Ireland (new name for IPSO) about this a few months ago.

    They said that retailers are obliged to accept all cards under the brands they have signed up for - Visa, Mastercard, etc. - and that requiring a minimum transaction limit or charging a fee means the retailer is a breach of their terms and conditions.

    BPFI has no regulatory/enforcement powers but are apparently trying to address it.

    You could try reporting them to Visa or Mastercard.


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