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Health insurance renewal 31st Dec forgot to renew help!

  • 02-01-2016 4:34pm
    #1
    screamer
    Registered Users, Registered Users 2 Posts: 6,158 ✭✭✭


    The renewal date passes I forgot to call them to renew it. Been trying to call them since but of course no one there.can I renew it or does all my time with them now lapse?


Comments

  • #2
    caviardreams
    Registered Users, Registered Users 2 Posts: 5,577 ✭✭✭caviardreams


    I think once you renew within 13 weeks it is ok - but I would do it as soon as possible just to be safe

    Some info: http://www.citizensinformation.ie/en/health/health_insurance/private_health_insurance.html


  • #3
    Bobbles Smobbles
    Registered Users Posts: 23 ✭Bobbles Smobbles


    You have the first 14 days from the renewal date to make changes and accept the cost for the coming year...after that you will enter a 12 month till the following renewal.


  • #4
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,684 ✭✭✭GerardKeating


    screamer wrote: »
    The renewal date passes I forgot to call them to renew it. Been trying to call them since but of course no one there.can I renew it or does all my time with them now lapse?

    Some of them auto-renew, check the renewal notice they sent...


  • #5
    Bobbles Smobbles
    Registered Users Posts: 23 ✭Bobbles Smobbles


    GerardKeating wrote: »
    Some of them auto-renew, check the renewal notice they sent...

    All health insurance policies auto renew hence the 14 day rule and CPC code which states members must have their renewal documents at least 15 day in advance of renewal. ðŸ˜႒


  • #6
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,684 ✭✭✭GerardKeating


    Bobbles Smobbles wrote: »
    All health insurance policies auto renew hence the 14 day rule and CPC code which states members must have their renewal documents at least 15 day in advance of renewal. ðŸ˜႒

    Did not want to say "all" in case there was some weird exception that I was not aware of for some odd policy type.


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  • #7
    coylemj
    Registered Users, Registered Users 2 Posts: 25,476 ✭✭✭✭coylemj


    With the exception of motor policies, most insurance policies have a certain number of 'days of grace' whereby cover continues in case you meant to renew but forgot i.e. to cater for this exact type of scenario. Ring them in the morning, I doubt that they will consider this to be a break in cover as tomorrow (Mon. Jan 4th) is the next business day after your policy expired.


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