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Insurance - open claims

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  • 12-01-2016 3:50pm
    #1
    ironclaw
    Registered Users Posts: 8,004 ✭✭✭


    Hi Everyone,

    Is it possible to change insurers with open claims? I understand many insurers will not accept someone with open claims but a recent renewal quote for a friend is astronomical to the point where all options have to be considered. They cannot be closed before a 6 month window, so options are even further limited.

    Would appreciate brokers or companies that do accept open claims.

    Cheers!


Comments

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    #2
    Atlantic Dawn
    Registered Users Posts: 82,791 ✭✭✭✭Atlantic Dawn
    M


    You have to stay with current insurer until claim is settled, no other insurer will take you on.


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    #3
    ironclaw
    Registered Users Posts: 8,004 ✭✭✭ironclaw


    Atlantic Dawn wrote: »
    You have to stay with current insurer until claim is settled, no other insurer will take you on.

    Understood, but is this legislated or just an insurer business practice?


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    #4
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    Its insurer practice.

    It doesn't make a whole lot of sense as the claim will be settled through the insurer at the time of the accident not the new insurer. The only stumbling block is the bonus, is it lost or not, aside from that though it's a bit of a silly rule IMO. Especially when it comes to drivers that have many years experience but just got unlucky on one occasion.


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    #5
    Atlantic Dawn
    Registered Users Posts: 82,791 ✭✭✭✭Atlantic Dawn
    M


    ironclaw wrote: »
    Understood, but is this legislated or just an insurer business practice?

    Insurer business practice, too much risk for them taking you on when case not settled.


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    #6
    ironclaw
    Registered Users Posts: 8,004 ✭✭✭ironclaw


    Business Cat wrote: »
    Its insurer practice.

    It doesn't make a whole lot of sense as the claim will be settled through the insurer at the time of the accident not the new insurer. The only stumbling block is the bonus, is it lost or not, aside from that though it's a bit of a silly rule IMO. Especially when it comes to drivers that have many years experience but just got unlucky on one occasion.

    Thanks Business Cat. Very much the case here. The quote is astronomical, we're talking €4k+


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    #7
    osse
    Registered Users Posts: 6 ✭osse


    I know someone who has open claim and his current insurer quoted them 7500!!!!
    There are some insurers which will get on with open claim, just google open claim car insurance Ireland, few of the first brokers should sort you out, mind you it will be less than 4k but still not cheap.


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    #8
    biko
    Registered Users Posts: 81,220 ✭✭✭✭biko


    Thread is a year old..


This discussion has been closed.
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