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Mortgage approval

  • 13-01-2016 10:11pm
    #1
    Spcxx
    Registered Users Posts: 3 ✭


    I would like to know if anyone has recently applied for a mortgAge, I would like to know how long it takes for approval.
    Thanks


Comments

  • #2
    Trish56
    Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭Trish56


    It really depends on the lender and how busy they are. Once a fully completed application together with full supporting documentation has been submitted you should receive An approval in Principle (AIP) within 3 to 10 working days. An Offer letter will take approx. 3 working days from when the valuation report and documents requested in the AIP are received.

    Its important from the outset that the proper documents are submitted otherwise there will be delays.
    Spcxx wrote: »
    I would like to know if anyone has recently applied for a mortgAge, I would like to know how long it takes for approval.
    Thanks


  • #3
    Spcxx
    Registered Users Posts: 3 ✭Spcxx


    Trish56 wrote: »
    It really depends on the lender and how busy they are. Once a fully completed application together with full supporting documentation has been submitted you should receive An approval in Principle (AIP) within 3 to 10 working days. An Offer letter will take approx. 3 working days from when the valuation report and documents requested in the AIP are received.

    Its important from the outset that the proper documents are submitted otherwise there will be delays.

    Thanks for the reply,
    I applied to ebs and have given all required documents so hopefully won't have to wait too long.


  • #4
    TENHNY
    Registered Users, Registered Users 2 Posts: 91 ✭✭TENHNY


    Hi

    I applied to Ebs 4th january they came back with a refusal ont he 14th
    and applied to aib on 18th December and i am still patiently waiting on there response
    How much you appy for and is it build or buy


  • #5
    Stanleigh
    Registered Users Posts: 31 ✭Stanleigh


    We applied with BOI late last year and got the approval in 48 hours. We now had to amend some of the details on the offer letter and that took 4 days to get approved.


  • #6
    Spcxx
    Registered Users Posts: 3 ✭Spcxx


    TENHNY wrote: »
    Hi

    I applied to Ebs 4th january they came back with a refusal ont he 14th
    and applied to aib on 18th December and i am still patiently waiting on there response
    How much you appy for and is it build or buy

    I got my approval with ebs now it only took 3 days I just got 120,000 to buy, I'm a single applicant. It's enough for what I need .


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