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Changed health insurance scheme - can I claim off old scheme?

  • 17-01-2016 1:26pm
    #1
    Decos
    Registered Users, Registered Users 2 Posts: 243 ✭✭


    I was insured with Laya Healthcare and I was paying for it myself.

    I started a new job mid 2015. Their employee health insurer is Laya too so I changed from my old policy to the company policy.

    Is it possible for me to claim from my old policy for medical expenses incurred in 2015 before I started my new job?


Comments

  • #2
    Spocker
    Moderators Posts: 6,871 ✭✭✭Spocker


    Yes, of course it is, they will pay based on the policy in place at the time of the procedure/cost - Laya should be able to handle this automatically for you, once you send in the relevant details


  • #3
    coylemj
    Registered Users, Registered Users 2 Posts: 25,504 ✭✭✭✭coylemj


    Decos wrote: »
    I started a new job mid 2015. Their employee health insurer is Laya too so I changed from my old policy to the company policy.

    Is it possible for me to claim from my old policy for medical expenses incurred in 2015 before I started my new job?

    Just so you know, VHI have a time limit for submitting claims which is three months from the renewal date meaning that if you renew on April 1st, you have until the end of June to submit claims for the 12 months to the end of March.

    Your personal policy with Laya terminated in 'mid-2015' so you may need to get moving in case they have a similar time limit on claims.


  • #4
    Decos
    Registered Users, Registered Users 2 Posts: 243 ✭✭Decos


    Thanks for the info guys.

    I think ive missed the boat on this one. From some research it appears Laya have a 6 month limit on claiming so I dont think ill get it but ill give them a ring to confirm, just in case.


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