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Advice on private pension fund

  • 26-01-2016 9:48pm
    #1
    Annasopra
    Registered Users, Registered Users 2 Posts: 41,095 ✭✭✭✭


    I want to set up a private pension fund.

    I have a small existing one I paid into but I am unsure what to do.

    I find pensions quite difficult to understand

    Has anyone any advice on good financial advisers to goto in Dublin?

    It was so much easier to blame it on Them. It was bleakly depressing to think that They were Us. If it was Them, then nothing was anyone's fault. If it was us, what did that make Me? After all, I'm one of Us. I must be. I've certainly never thought of myself as one of Them. No one ever thinks of themselves as one of Them. We're always one of Us. It's Them that do the bad things.

    Terry Pratchet



Comments

  • #2
    Bank of Ireland: Nicola
    Closed Accounts Posts: 735 ✭✭✭Bank of Ireland: Nicola


    Hi Joeytheparrot, Nicola here from the Bank of Ireland Talk to forum.

    The first thing to do is have a chat with a pension adviser, they'll go through everything with you and discuss all the available options.

    There are a number of factors that would need to be considered so a pension adviser can make sure any advice or recommendations they give you are tailored to your own individual needs, circumstances and retirement goals.

    We’ve a handy retirement planning calculator here on our website that will give you a quick estimate.

    If you need to get any more information or have any questions, feel free to drop by our Talk to forum.

    Thanks
    Nicola


  • #3
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,725 Mod ✭✭✭✭Henry Ford III


    Get proper independent advice OP.


  • #4
    mockingjay
    Registered Users, Registered Users 2 Posts: 420 ✭✭mockingjay


    Pensions confuse me as well, but I need to get mine sorted.... everyone I seem to talk to wants me to enter into something, add contributions etc.... It's hard to find someone who will give Independent advice, I tried to ring the Department of Social Protection but they are limited in what they can tell you.


  • #5
    skippy2
    Registered Users, Registered Users 2 Posts: 393 ✭✭skippy2


    Just some of my thoughts...........Fees, Fees, Fees make sure you know every fee they are going to take from you in the Pension Fund it adds up over time. Review it regularly. You need to pay for Independent Financial Advice. Do not go to any Bank for that....no offence intended Nicola. Study the Funds you're money will be invested in and do some research on the different options. Make sure the fund is diversified and you are happy with it.


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