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Best Bank for fees

  • 22-02-2016 3:30pm
    #1
    A_Sober_Paddy
    Closed Accounts Posts: 4,221 ✭✭✭


    Hey all

    Just looking for advice on which bank is the best for me.

    Ideally I want to set up a current account for everyday uses, also want to set up a second account as a mortgage saving account.

    Get paid every 4 weeks, roughly 1500 is the lowest I get in a pay package...

    All help greatly appreciated


Comments

  • #2
    A_Sober_Paddy
    Closed Accounts Posts: 4,221 ✭✭✭A_Sober_Paddy


    Is there any fees on a second account?


  • #3
    JTMan
    Registered Users, Registered Users 2 Posts: 5,541 ✭✭✭JTMan


    You could open one current account with Number 26 and one current account with PTSB.

    There are no fees with a Number 26 account apart from the normal government levy.

    Fees apply to a PTSB current account if you do not deposit at least 1,500 EUR per month.


  • #4
    coylemj
    Registered Users, Registered Users 2 Posts: 25,476 ✭✭✭✭coylemj


    An EBS Moneymanager a/c is a current account in all but name except that they do not issue chequebooks. If you maintain a continuous balance of at least €500 or lodge at least €1,500 each month, there are no fees for up to five ATM withdrawals per month. You can manage the a/c online, define accounts in other banks to receive money transferred out by you, they give you an VISA Debit card (not contactless) which also doubles as an ATM card and there are no charges for the following transactions ....
    • Cash lodgement
    • Cheque lodgement (including EBS Cheques and non-EBS Cheques)
    • Retail Terminal transaction (euro-denominated)
    • Cashback Transaction (euro-denominated)
    • Direct credit
    • Standing Order (including setting up and amending)
    • Direct Debit (including setting up and amending)
    • Online Transfer
    • Certificate of interest: a statement confirming the interest that was debited or credited to your Account in a given period
    • Credit Transfer

    http://www.ebs.ie/daily-banking/ebs-moneymanager-account-a-debit-card.html


  • #5
    Trish56
    Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭Trish56


    Why are you setting up two current accounts? Surely you open a current account and then transfer x amount monthly to a savings account for which there are no fees. Permanent tsb have free banking once €1500 is lodged monthly and you can open the savings account with a bank or Credit Union.

    A_Sober_Paddy wrote: »
    Hey all

    Just looking for advice on which bank is the best for me.

    Ideally I want to set up a current account for everyday uses, also want to set up a second account as a mortgage saving account.

    Get paid every 4 weeks, roughly 1500 is the lowest I get in a pay package...

    All help greatly appreciated


  • #6
    A_Sober_Paddy
    Closed Accounts Posts: 4,221 ✭✭✭A_Sober_Paddy


    Trish56 wrote: »
    Why are you setting up two current accounts? Surely you open a current account and then transfer x amount monthly to a savings account for which there are no fees. Permanent tsb have free banking once €1500 is lodged monthly and you can open the savings account with a bank or Credit Union.

    The second account is a savings account, not second current account


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