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Guarantor required?

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  • 14-03-2016 11:16am
    #1
    Asmooh
    Registered Users Posts: 1,468 ✭✭✭


    Location: NI

    Every time I reply on a house I get the question of a guarantor, which is like a parent or so but I don't have anyone.
    What is the deal with the guarantor, I have a job I get paid and I pay deposit.. is this really required?


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    #2
    Michael D Not Higgins
    Registered Users Posts: 7,223 ✭✭✭Michael D Not Higgins


    http://www.housingadviceni.org/tags/guarantor

    Seems fairly normal, do you not have a reference? It also mentions young people, students and temporary employment as situations where guarantors normally crop up.


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    #3
    Asmooh
    Registered Users Posts: 1,468 ✭✭✭Asmooh


    Michael D Not Higgins wrote: »
    http://www.housingadviceni.org/tags/guarantor

    Seems fairly normal, do you not have a reference? It also mentions young people, students and temporary employment as situations where guarantors normally crop up.


    I am 31... don't think its that young. and I won't be on a temporary employment.
    And Yes I do have references but those are in ROI not NI


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    #4
    Michael D Not Higgins
    Registered Users Posts: 7,223 ✭✭✭Michael D Not Higgins


    Asmooh wrote: »
    I am 31... don't think its that young. and I won't be on a temporary employment.
    And Yes I do have references but those are in ROI not NI

    It's probably because you're foreign and haven't lived in NI before. They're entitled to ask for a guarantor. You could try offering a larger deposit instead?


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    #5
    Asmooh
    Registered Users Posts: 1,468 ✭✭✭Asmooh


    Michael D Not Higgins wrote: »
    It's probably because you're foreign and haven't lived in NI before. They're entitled to ask for a guarantor. You could try offering a larger deposit instead?

    Think so, but I'm not giving them too much since I don't have any guarantee either.


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    #6
    Michael D Not Higgins
    Registered Users Posts: 7,223 ✭✭✭Michael D Not Higgins


    Asmooh wrote: »
    Think so, but I'm not giving them too much since I don't have any guarantee either.

    There's a deposit protection scheme in the North, if that gives you any comfort.

    It might be the only way you could secure a place if everywhere is looking for a guarantor.


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    #7
    L1011
    Registered Users Posts: 68,905 ✭✭✭✭L1011


    Asmooh wrote: »
    Think so, but I'm not giving them too much since I don't have any guarantee either.

    You aren't going to get anywhere, then

    If you think the housing issue down here is bad its significantly worse in certain parts of NI. Landlords can be very, very picky.


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    #8
    Asmooh
    Registered Users Posts: 1,468 ✭✭✭Asmooh


    L1011 wrote: »
    You aren't going to get anywhere, then

    If you think the housing issue down here is bad its significantly worse in certain parts of NI. Landlords can be very, very picky.

    lucky my new employer helps me with this, but I was looking already in advance :)


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