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In home childcare

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  • 16-03-2016 11:12pm
    #1
    Shefwedfan
    Closed Accounts Posts: 18,958 ✭✭✭✭


    Ok, so we have our little one in creche. Our second one is about to join and the fee's are astronomical.

    So I put advertisement on rollercoaster and got a few options, one sounds great and wants to look after kids in our house.

    I thought this would be great but a friend says because the minder will be in our house then we are then employing them so we have to pay tax etc and they are not self employed. Is this correct?

    The baby sitter is not a aupair, just a person who will come in for a few hours during the day.

    I have been told it is better to let them take the children to there own house? is this correct?

    I am aware I would need to up my house insurance.


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    #2
    lazygal
    Registered Users Posts: 12,644 ✭✭✭✭lazygal


    We have a minder who comes to our home. We're registered as employers and have to deal with tax, prsi and usc deductions. It's a bit complicated to get started but not that much paperwork. If the children are minded in the minder's home they're obliged to organize their own arrangements.


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    #3
    mirrorwall14
    Closed Accounts Posts: 6,751 ✭✭✭mirrorwall14


    If you are not sending your children to their house lazygal is correct, you must set up as an employer.

    I specifically requested a childminder for my lad to go to for this very reason


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    #4
    LegacyUser
    Registered Users Posts: 166,026 ✭✭✭✭LegacyUser


    Shefwedfan wrote: »
    Ok, so we have our little one in creche. Our second one is about to join and the fee's are astronomical.

    So I put advertisement on rollercoaster and got a few options, one sounds great and wants to look after kids in our house.

    I thought this would be great but a friend says because the minder will be in our house then we are then employing them so we have to pay tax etc and they are not self employed. Is this correct?

    The baby sitter is not a aupair, just a person who will come in for a few hours during the day.

    I have been told it is better to let them take the children to there own house? is this correct?

    I am aware I would need to up my house insurance.

    I would think the children would be much happier and secure in their own home, despite the extra insurance. Not nice to push them into someone else's house for the day? I know where I'd be happier.


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    #5
    mirrorwall14
    Closed Accounts Posts: 6,751 ✭✭✭mirrorwall14


    Dr. Michael Hfuhruhurr wrote: »
    I would think the children would be much happier and secure in their own home, despite the extra insurance. Not nice to push them into someone else's house for the day? I know where I'd be happier.

    Our lad adores his childminder and the whole family love him. At home he would get no socialisation as he is an only child. He is perfectly happy and secure


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    #6
    Shefwedfan
    Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    Dr. Michael Hfuhruhurr wrote: »
    I would think the children would be much happier and secure in their own home, despite the extra insurance. Not nice to push them into someone else's house for the day? I know where I'd be happier.

    I would prefer to keep the kids in creche as they get to mix with other kids. A eldest has been in creche since she was 10 months and loves it. She has huge confidence and really mixes well.

    She will be ok as she is starting the Naionra but for second child they will not get the benefit of mixing with other kids there age.

    If getting minder in house or in another house I will want them to be bringing the little one to play groups etc.....


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    #7
    Moonbeam
    Moderators, Education Moderators, Society & Culture Moderators Posts: 18,953 Mod ✭✭✭✭Moonbeam


    Yes,they are an employee so minimum wage applies as does income tax.
    A childminder in their own home gets a tax exemption up to 15k and only pays a set rate of PRSI.


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    #8
    Shefwedfan
    Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    Moonbeam wrote: »
    Yes,they are an employee so minimum wage applies as does income tax.
    A childminder in their own home gets a tax exemption up to 15k and only pays a set rate of PRSI.

    Thanks, so I guess with court ruling the Au Pair now is the same?


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    #9
    lazygal
    Registered Users Posts: 12,644 ✭✭✭✭lazygal


    Shefwedfan wrote: »
    Thanks, so I guess with court ruling the Au Pair now is the same?

    When I contacted revenue before employing our minder I asked about au pairs. The representative told me there's no such thing as an au pair in the tax system and once you're employing someone who earns more than €40 a week in law you're an employer. I know someone else posted that revenue told them something different but clarity should be provided. We'd use an au pair if we wouldn't have to be employers as we are now.


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    #10
    Moonbeam
    Moderators, Education Moderators, Society & Culture Moderators Posts: 18,953 Mod ✭✭✭✭Moonbeam


    Au Pairs were treated differently and were seen as a student here to learn english earning a few euro helping the parents but since the recent court ruling I think they will become history.
    Ireland is the only country where this has changed.


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    #11
    lazygal
    Registered Users Posts: 12,644 ✭✭✭✭lazygal


    Moonbeam wrote: »
    Au Pairs were treated differently and were seen as a student here to learn english earning a few euro helping the parents but since the recent court ruling I think they will become history.
    Ireland is the only country where this has changed.
    The revenue rep I spoke too said there was never a policy of treating au pairs differently, they just weren't on revenue's radar because the way it used to work was they gave a helping hand not proper childcare. There's no exemption, once someone is working regularly in your home earning €40 a week the employee regulations kick in. There's also the issue that many non-EU students here aren't supposed to work more than 20 hours a week, au pair or not. From speaking to them recently (while doing our minder's tax stuff) I got the impression people would want to be very clear about what childcare category they're paying for. There's never been a category of 'au pair' at all in Ireland, so it stands to reason that the same employment law refers to au pairs as what I deal with using a minder in our home.


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    #12
    CiboC
    Registered Users Posts: 523 ✭✭✭CiboC


    Moonbeam wrote: »
    Au Pairs were treated differently and were seen as a student here to learn english earning a few euro helping the parents but since the recent court ruling I think they will become history.

    There is a lot of confusion over this.

    The WRC do not make binding rulings which cover broad catagories of employment, they only have a remit to look at an individual case which is brought before them. The verdict they issue only relates to the particular circumstances of that case and do not automatically apply to others.


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    #13
    michaela98
    Registered Users Posts: 1 ✭michaela98


    Hello, I would let the childminder go to your house. Personally I believe that is much better because you're children will still be in their routine!


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    #14
    Confused mum84
    Registered Users Posts: 57 ✭✭Confused mum84


    I would think a childminder is preferred option over a crèche anyday . Studies have shown that by the time a child reaches school going age there is no diff in social skills between a child minded in crèche v's childminder/at home .. This is in part due to free ecce preschool years where all children attend preschool .. A child minded in a crèche may have more of an edge in socialisation terms before the age of three but this benefit is eliminated by age 5..


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