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Looking for commercial insurance categories

  • 24-03-2016 3:05pm
    #1
    eeichi_girl
    Registered Users Posts: 15 ✭


    I'm looking to commercially insure a crew cab pick up. I work as a number of things, I train horses and horse riders, sell large equestrian goods, sell jewellery, consult and implement online marketing strategies and also I lecture on digital marketing and equine anatomy....
    The insurance companies will not insure me as a horse trainer or selling horse goods, they feel that selling jewellery or lecturing does not require a pick up crew cab and seem to only want to insure a 'trades man" so I'm a little stuck (i'm a woman too) ...
    Dose anyone know of a category that will fit for me or an insurance company that would insure me?


Comments

  • #2
    Titzon Toast
    Registered Users, Registered Users 2 Posts: 2,530 ✭✭✭Titzon Toast


    Delivering junk mail, you need to drop off and collect your workers on a daily basis.


  • #3
    eeichi_girl
    Registered Users Posts: 15 ✭eeichi_girl


    Titzon Toast wrote: »
    Delivering junk mail, you need to drop off and collect your workers on a daily basis.

    Interestingly enough this is where I ran into trouble with the saddles, they would not insure me if I was delivery to a private property... Saddles need to be fitted onto horses, generally you would bring a selection of saddles to the person to try on their horse!


  • #4
    savagethegoat
    Closed Accounts Posts: 2,297 ✭✭✭savagethegoat


    generally for a crew cab you have to show that you have a need to carry your employees with you although that's more about taxing it commercially . I imagine the Insurance Companies might think similarly. Perhaps you could (tax and) insure it privately SDP with your own business use added.


  • #5
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    Your policy will cover you for "Use in connection with the Business described in the Schedule". You need to find an insurer happy with all your activities or you are just throwing your money away


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