Opting out of Designed Certifier(DC) &Assigned Certifier(AC) Process???

mjp

I read that the govt have laxed on their insistence to abide by above and have given people an option to opt out of this process. Will be looking to self build in next year and wondering will I be able to avoid this requirement. Will be looking for mortgage and wondering if all or some banks insist on abiding by this legislation. I know that failure to abide by this could have knock on effects if selling the house but this is not something I will be planning.

Interested in hearing peoples thoughts on this.

Gumbo

SI365 of 2015 allows this.

Some banks are insisting on an Assigned Certifier been appointed, others are insisting on a registered professional been appointed such as CIOB, Non Chartered Engineer etc

It will depend on your banks requirements, but subject to funding, you can indeed opt out on a one off self build.

RORY O CONNOR

If you are borrowing from a bank to pay for the build it is likely the funds will be released in stages. Most of the banks these days require the payments to be certified as having been completed to building regs. Some have sections that need to be filled in referring to the commencement notice dates and the planning ref nos also filled in.

The banks typically insist that you use a suitably qualified and professionally registered individual for this with PI insurance typically of €500,000 at a minimum. As the time involved and the responsibility is pretty much the same you may as well op it as opt out because some of the fees being charged for this service are typically about the same-depending on who you use of course!

The banks also typically want final certification for compliance with the planning permission as well as the building regs before the final payment is released down so again if someone doing this for you its pretty much the same overall as having an AC on board.

There are bound to be some on here who will absolutely disagree and that's fine-its simply an opinion.