Home Insurance

mille100piedi

I am shopping around for home insurance and I notice that the brokers send me only the quotation and when I ask them to send me the policy wording the say they don't have it and before I have to sign.
How can I sign the form if before I don't have the opportunity to read the policy wording?Shouldn't the brokers send this to me?

homer911

They should have it available in advance but you will probably have a 14 day cooling off period and they will send you the policy details within this time

To Elland Back

You are entitled to be provided with a specimen policy for any policy you are considering. The reason they are refusing is that they don't want to identify the insurer to you, because you might go back to your current provider and say 'hey, X insurer are offering a great deal' and then they will put you with that company. In effect, the insurer offering the good quote will lose out on the business because they covered the market better than your lazy current company.

Bottom line, every insurer is obliged to provide ANYBODY, who asks them for a specimen policy. Many need reminding of this

PaulM1977

Try Blue Insurance on their website, might be worth a look.

Trish56

The broker should give you a policy booklet with the quotation.