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ptsb mort rate....

Button09 · 2016-08-05 14:50:22

i am a variable rate customer with ptsb, my rate is 4%, is there any way i get them to reduce my rate......i already rang them & said i was thinking of switching and they told me to work away..i am gonna go to a couple of banks next week to see whats involved in switching.. any help on this would be so helpful.. thank you

05-08-2016 3:50pm

#1

Button09

Registered Users Posts: 45 ✭

Join Date: September 2012

Posts: 35

i am a variable rate customer with ptsb, my rate is 4%, is there any way i get them to reduce my rate......i already rang them & said i was thinking of switching and they told me to work away..i am gonna go to a couple of banks next week to see whats involved in switching.. any help on this would be so helpful.. thank you

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Comments

#2 05-08-2016 3:53pm

dar100

Registered Users, Registered Users 2 Posts: 1,735 ✭✭✭

Join Date: March 2012

Posts: 1598

depends what your LTV rate is

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#3 05-08-2016 5:58pm

Trish56

Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭

Join Date: November 2012

Posts: 1244

Variable rate with AIB/Haven is 3.50%. You get 2k to switch to either. Legal would be approx. 1k. You need to provide paper work such as evidence of income, bank statements etc. definitely worth the hassle especially when the likes of permanent tsb, Bank of Ireland or Ulster refuse to reduce their variable rates for existing customers.

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